People ask me this all the time: "Dave, I'm sick of getting a crappy one percent APY on the money in my savings account. How can I earn a better return?" My response is always another question: "What's the money for?" Where you should save or … [Read more...]
Financial Checkup: How Should Erik Balance Savings Goals with $110k of Student Loans?
August 12, 2011 By
Beginning NOW, once or twice a month, I'm going to answer one reader's question and give them a public financial checkup. The lucky reader gets free advice; you get a peek at somebody else's money. If you want to be considered for a future checkup … [Read more...]
The Big Fat Guide to Kicking Debt’s A**
August 7, 2011 By
I’m too polite to actually swear in a headline, but the point is this: If you want to get out of debt on your own (and quickly), I’ve got the post that will help you do it. Not someday. Not tomorrow. Right. Freaking. Now. Get your boots … [Read more...]
It’s Debatable: When to Get a Credit Card, When to Use It & When to Cut It Up
August 2, 2011 By
Love them or hate them, credit cards are a fact of financial life. They can make tracking spending effortless. Just as easily, they can blur the line between how much money you have and how much you can spend---plunging you into debt. And … [Read more...]
(Re)-Introducing Amber Gilstrap
July 27, 2011 By
I've hinted in a few recent posts that I’ve made a conscious decision to run Money Under 30 and continue working my day job in the software industry. As a new homeowner and father, trying to juggle all this is not easy. Although I’ve decided … [Read more...]
How This Blog Earns Full-Time Income from Part-Time Work (Plus 3 Tips To Help You Earn More)
July 26, 2011 By
Many of you frequently ask me to share more details about the business side of this blog. In other words: How does this blog make money? When I tell people that this blog isn’t only profitable, but capable of being my sole income, I … [Read more...]
Willing to Bare It All? Get Your Financial Questions Answered
July 21, 2011 By
Do you have a financial question you want answered? Want somebody to look at a snapshot of your finances and give you a checkup? Volunteer for a public Financial Checkup. For the longest time I’ve considered doing a regular segment that … [Read more...]
Why You Should Work Multiple Jobs
June 30, 2011 By
The New York Times ran this piece about people working four or more jobs to pay the bills. Not surprisingly, everybody in the story was under 30. Nor was it surprising that hundreds of readers chimed in to say: “twentysomethings working … [Read more...]
When it’s OK to Spend Money
May 26, 2011 By
Usually, when readers email me, they ask for advice on how to save more and spend less. That’s why I found it interesting when I received an email from a reader who wanted help with the exact opposite problem. This reader (I’ll call him Cal) … [Read more...]
Credit Sesame: A New (Free) Tool To Shape Up Your Credit
May 23, 2011 By
I don't want to annoy you with too many posts about new products, but trust me that this one is cool. And it's free! (Disclaimer: Money Under 30 is a part of Credit Sesame's affiliate program, meaning the site earns a small commission for … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 