MoneyUnder30.com

For Young Professionals, A New Way To Save On Your Student Loans

Earnest Student Loan Refinancing

It’s so frustrating: You’re financially responsible, but you still can’t get approved for student loan refinancing. A company called Earnest could change that.

Shop At Target? The Target Red Card Is A No-brainer

Target Red Card

If you shop at Target, the Target Red Card saves you 5 percent, every time. As long as you pay it off in full each month (or get the debit card version), why wouldn’t you get this card?

How Smart Investing Could Significantly Lower Your Taxes

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Are you paying more taxes than necessary? Several easy investing moves can slash thousands off your tax bill. Here’s how to take advantage of them. [Sponsored by E*TRADE.]

The One-page Financial Plan (And The Best Money Advice You’ll Get All Year)

Book review: The One-page Financial Plan by Carl Richards.

A book to add to your “must-reads”: The One-page Financial Plan by Carl Richards is your guide to making smarter money decisions (without the stress and guilt.)

Before You Apply, What You Need to Know About Balance Transfer Credit Cards

Before you apply for a balance transfer credit card, get the facts.

Banks advertise balance transfer credit cards as a money-saving debt fix. Of course, we know better. Balance transfers can reduce your interest costs and help you pay down debt, but only when used responsibly. Here are some safe handling instructions for credit card balance transfers.

Capital One Venture Credit Card: Still Tops for Travel Rewards

The Capital One Venture and VentureOne credit cards are excellent values for travel rewards.

We give the Capital One Venture Credit Card a top spot among travel rewards cards. Choose between a no annual fee card that pays 1.25 miles on every purchase or earn double miles for a modest annual fee.

Review: Discover it® Miles–Double Miles your first year

Discover it miles review

Simple rewards, no annual fee, and award-winning customer service make this new miles credit card worth your consideration. Read more in our complete review of Discover it® Miles–Double Miles your first year.

Is This A Better Use For Your Credit Card Rewards?

A better use for your credit card rewards?

Credit card rewards are an oft-overlooked way to boost your bottom line. Stop redeeming $25 gift cards and start taking your credit card points to the bank.

Finding A Credit Card That Will Approve You With Limited Credit History

How to get a credit card with limited credit history.

You thought you were smart by avoiding credit in your early 20s. Now, you face the “credit catch-22″: You need to build credit but with your limited history, you can’t get approved for a credit card. Here are your options.

Digit.co Review: A Free App To Put Your Savings On Autopilot

Digit.co review: Automated savings transfers you won't even miss

Digit is a free app that analyzes your spending habits and automatically makes small automatic transfers from your checking account to a savings account.