MoneyUnder30.com

How The Sunk Cost Fallacy Leads You To Make Crappy Financial Decisions

There are some things about life (and money) we cannot control. We didn’t get to choose rich or poor parents. Nobody plans to get sick and take on medical debt. The good news, however, is that there are many things we can control. Most likely, how … [Read more...]

Are Rewards Credit Cards Bad For Your Credit Score? The Truth May Surprise You

After recent articles on how to start travel hacking and the best travel rewards programs for non frequent-fliers, we’ve received a few questions from readers wanting to start taking advantage of credit card rewards for the first time. One reader a … [Read more...]

Five Things To Do Now That Will Ensure You Don’t Regret Your Life When You’re 80

If there’s one thing I try to remind myself of everyday, it is this: The key to happiness – or as close to one as exists -- is to live in the present moment. Living for now means savoring a turkey sandwich rather than scarfing it down while che … [Read more...]

How Much Money Should You Have Saved by 30?

It's among the most common questions I get: How much money should I have saved by 30? (Or by 25, 22, etc.) Of course, it's always seemed to me to be a silly question, because everybody has unique financial, lifestyle, and career situations. Still, … [Read more...]

Mint Alternatives: More Tools To Manage Your Money

Technology is changing how we handle money. When I got my first bank account as a kid, I had a little passbook with my balance history stamped in it. There were no debit cards. And certainly no iPhone apps. And that was less than 20 years … [Read more...]

How To Open Your First IRA

Unfortunately, most of us in our 20s and 30s can't rely on the government or a fixed pension to provide financial security when we grow older. As a result, we face a sobering choice: Save -- often and early so you can one day stop working … [Read more...]

The Best Travel Credit Cards That Reward Everyday Purchases

A few weeks ago, we wrote about ways you can earn free travel even if you’re not already a frequent flyer. Instrumental in that saving up enough miles for a gratis vacation is racking up the points using a travel rewards credit card. Specifically, … [Read more...]

When Good Credit Isn’t Enough: Why You Could Be Denied A Credit Card Despite Your Excellent Score

It’s bound to happen to all of us at one time or another – you go to apply for a new credit card (or an auto loan, mortgage or any other line of credit) and, out of nowhere, they turn you down. Application declined. You’re shocked. Angry. And – … [Read more...]

iBank Review: Financial Software for Macs (Nope, Not a Web App; That’s a Good Thing)

If you’re a Mac user looking for full-featured software to automatically aggregate your bank accounts, track your spending, and manage your investments, your search may be over with iBank. We’ve been tracking numerous budgeting Websites and apps si … [Read more...]

Is Your Student Loan Debt ‘Worth It’?

Right now, Americans like you have over $1.2 trillion in student loan debt. Even worse, 1 in 3 loans are in some stage of default. But I didn't need to see those stats to know that the student loan crisis is real. When I polled Money Under 30 r … [Read more...]