MoneyUnder30.com

Asset Allocation For Young Investors

Anybody can -- and should -- be an investor. You don't need to study every issue of the Wall Street Journal or even be a "math person" to put your money to work for you in the stock market. There are -- however -- a few important concepts with … [Read more...]

FAQ: The Young Adult’s Guide To Affordable Health Insurance

For health insurance coverage beginning in 2015, the Open Enrollment Period is November 15, 2014 to February 15, 2015. If you get health insurance through your employer, this is the time anybody can make changes to your health insurance plan. (You … [Read more...]

What Should You Do With A Year-end Bonus Check?

After many years of school, I now have my first job and I expect to receive a year-end bonus somewhere between $5,000 and $10,000. What should I do with my bonus check? What kind of saving options do I have? (I will already have maxed out my 401k.) … [Read more...]

Student Loan Consolidation And Refinancing Guide

Paying off student loans isn't fun. But as if it's not enough to have debt that may take 10 years or more to repay, most of us graduate with four, eight, or even a dozen or more student loans. Each loan may have different servicing company, a d … [Read more...]

To Be Happy, Spend Money On Experiences, Not Possessions

Our generation takes a lot of flack from our elders for being lazy, coddled, entitled and (insert your derogative adjective here). Sure, there is truth to our critics’ claims: No, we don’t want to give up our best years to work 80 hours a week … [Read more...]

Best Credit Cards For Young Adults

So as a personal finance blogger who has a lot of personal experience with credit cards (both good and bad) I get the question "What are the best credit cards for young adults?" a lot. Or some variation: I'm a recent high school or college … [Read more...]

An Easier Way To Get Into Socially Responsible Investing

New investors wanting to dip their toes into the markets for the first time face an overwhelming number of complex decisions. For example: Which broker do you choose? Should you buy stocks, mutual funds, exchange-traded funds – or none of the a … [Read more...]

It’s Crazy, But We Hired Housecleaners; When Is It Time To Start Outsourcing Your Life?

One of life’s cruel realities is that when you’re young, you have plenty of time but little money. As you age, you earn a bit more money but careers, kids and other responsibilities consume your free time hour by hour. As any successful ent … [Read more...]

What’s The Smartest Way To Repay Your Student Loans?

October marks the end of the six-month grace period on many federal student loans. For recent graduates, that means the free ride is over and you’ll have to start making monthly student loan payments. Whether you’re just beginning to repay your stu … [Read more...]

What Credit Score Do You Need To Get Approved For A Credit Card?

If you're looking to be approved for a credit card, you'll need to have a credit score that meets the bank's minimum criteria. This is why we hammer home this advice here on Money Under 30: Know your credit score. Keeping track of your credit … [Read more...]