I’m a fan of simple investing. And that’s why this company intrigued me so much that I opened an account. The company is Betterment, a new online investing platform that automatically invests and balances your money in a portfolio of … [Read more...]
How to Finally Make Your Budget Stick: Two Shortcuts That Work
May 4, 2011 By
Pop quiz: Do you know how much you spent on eating out last month—to the penny? I don’t. Does that surprise you? After all, I publish a financial blog. Shouldn’t I join the chorus of financial pundits singing: “Thou must create a … [Read more...]
How Much Do You (Really) Need in an Emergency Fund?
April 21, 2011 By
One of my goals for this blog is to try to provide authoritative answers to some of the most commonly asked questions about money. One such question is: “How much do I need to save in an emergency fund?” Long ago, I answered that … [Read more...]
The Best Credit Cards for International Travel
April 19, 2011 By
Earlier I cautioned readers about foreign currency credit card fees. Not surprisngly, I later started to hear from many of you wondering...what are the best credit cards for traveling abroad? … [Read more...]
It’s Good To Say Thank You
April 18, 2011 By
It’s good to say thank you. Not only can being grateful make you happier, it might just pay dividends. Psychologists have shown that when people feel appreciated, they’re more likely to make economic decisions that benefit the common … [Read more...]
Invest In Yourself
April 12, 2011 By
Have you invested recently…in yourself? If so, leave a comment describing how you invested in yourself, how much it cost, and what you think you’ll get out of it. (Share how you've invested in yourself here ») WHY I ASK This week … [Read more...]
The Best Mutual Funds and ETFs for New Investors
April 6, 2011 By
A few weeks ago, I wrote a post about the best places for new investors to open investing accounts. But a complementary decision (and, perhaps, a more important one) isn’t where to invest, but how. I began to answer that question recently as … [Read more...]
Deciding to Earn More
March 29, 2011 By
Often, the best answer is to simply earn more money. Last night, I spent a couple hours catching up on reader emails. Inevitably, about a third of the emails I receive are from people in their 20s or early thirties who are stuck under mountains of … [Read more...]
Best Credit Cards for Young Adults
March 15, 2011 By
So as a personal finance blogger who has a lot of personal experience with credit cards (both good and bad) I get these questions a lot: What are the best credit cards for young adults? What's a good first credit card? And when should … [Read more...]
The Case for Simple Investing
March 15, 2011 By
"October. This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August, and February." – Mark Twain. I have some advice that might upset you. If … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 