In the world of personal finance, the couple hundred bones a year you might earn from credit card rewards isn't a big deal. I'll bet you can find five ways to better optimize your finances. Still, if you're like me, you probably enjoy playing the … [Read more...]
Your First Investment Account: In Search of the Friendliest Brokers for New Investors
February 25, 2011 By
Here are two questions I get all the time: “Okay, I know I need to open an IRA. But where? E*Trade? Fidelity? My local bank?” “How can I start investing with just $500?” Today, I’m going to quickly tackle both. If you’ve been holding … [Read more...]
How to Suck at Work-Life Balance
February 21, 2011 By
In a survey last week, I asked some of you: “What’s the biggest thing you’re struggling with in your life right now?” The second most common answer, behind only debt, took me by total surprise. Then again, I’m not sure why it took … [Read more...]
Six Ways to Have Better “Money Talks” with Your Partner
February 14, 2011 By
Most couples want to avoid tension, arguments, and---of course--breaking up. One way to do that, it seems, is to talk about money. Whether you're married, engaged, or just starting to get serious with somebody, it's a good idea to come clean about … [Read more...]
Better
February 9, 2011 By
What do you want to do better? Why? What's stopping you? Most of us want to get better at something, probably many things. Just look at all the financial goals we have. So today, I'm going to give you four things you can do---actionable … [Read more...]
The Willpower Myth: Why Self-Control Is Not Enough
January 26, 2011 By
Do you have good self-control? (Seriously, do you? Please share in a comment. Think you have willpower of steel? Brag and beat your chest---but please give examples of how you’re strong-willed. Know you can’t be trusted alone in a room with a … [Read more...]
What is a Credit Score? The Complete Guide to Understanding “Your Number”
January 25, 2011 By
I don't know about you, but I really, really, really wish we didn't have to be slaves to our credit scores. Although it's possible to live without regards for the modern American credit scoring system, it's not easy. For most of us, we're going to … [Read more...]
30 Years, 30 Things I’ve Learned About Money
January 20, 2011 By
I'm turning 30 soon†. With this milestone approaching, I’ve already passed a late night or two sipping bourbon and meditating on my first three decades of life---successes, failures and what, if anything, I learned from them. Today, I … [Read more...]
Should You Grow Your Emergency Fund or Pay Off Student Loans?
January 4, 2011 By
My last post, Six (and a Half) Steps to Financial Stability, provided some guidelines for creating financial priorities. Today I want to follow up on that post with a real life case-study in which I apply these steps (and go a little further). … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 