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How to start a business with no money

Yes, it is possible to start a business with no money. You just need to be strategic: only invest in essential equipment to start, learn to be a jack or jill of all trades, feed any revenue back into the business, and maybe even seek out a silent partner.

How much should you spend on an engagement ring?

There’s really no “perfect” amount of money to spend on an engagement or wedding ring. Instead, align with your partner on expectations, either directly or indirectly (through their friends, Pinterest board or social media), focus on a ring with meaning rather than a particular price tag, and make sure you understand your budget and means before you go shopping.

Student loan consolidation and refinancing guide

Do you have too many student loans to keep track of? Get answers to frequently-asked questions on federal student loan consolidation loans and private student loan refinancing. Find out the pros and cons to consolidation, if you’re eligible, and how to apply.