MoneyUnder30.com

What Should You Do With A Year-end Bonus Check?

What should you do with your Christmas bonus check?

If you’re fortunate enough to receive a holiday bonus, consider the best way to use the money before it disappears.

Student Loan Consolidation And Refinancing Guide

Student loan consolidation and refinancing: Frequently-asked questions.

Do you have too many student loans to keep track of? Get answers to frequently-asked questions on federal student loan consolidation loans and private student loan refinancing. Find out the pros and cons to consolidation, if you’re eligible, and how to apply.

To Be Happy, Spend Money On Experiences, Not Possessions

To be happier, spend money on experiences, not more stuff.

Buying more stuff will never make you happy, but running a Tough Mudder might. How young adults are driving the growth of the experience-based economy.

Best Credit Cards For Young Adults

The Best Credit Cards for Young Adults

Of the hundreds of credit cards out there, only a select few are well-worth having in your wallet — if you can qualify. Here are our picks for the best credit cards for young adults taking into account our limited credit histories in our 20s can mean it’s sometimes harder to get approved.

An Easier Way To Get Into Socially Responsible Investing

An Easier Way To Get Started With Socially Responsible Investing

Finding investments that align with your social values isn’t always easy; socially responsible mutual funds have high expenses and minimum investments. Motif is an alternative broker that lets you create baskets of stocks for a single trade commission.

It’s Crazy, But We Hired Housecleaners; When Is It Time To Start Outsourcing Your Life?

How to outsource your life; why we hired house cleaners and ways you can be more productive by hiring people to help you.

Successful people know when to delegate. Hiring housecleaners and landscapers may not make sense in your 20s, but there are other ways outsourcing your life can help you produce more, earn more, and reclaim your free time.

What’s The Smartest Way To Repay Your Student Loans?

The smartest way to repay student loans: Learn about deferment, consolidation, refinancing and more.

The smartest way to repay student loans depends on your income and expenses both now and in the future. In some cases you’ll want to defer or reduce payments to increase cash flow while money is tight. Here, we look at all the options for paying off student loans — from deferment to consolidation, and more.

What Credit Score Do You Need To Get Approved For A Credit Card?

What credit score do you need to get approved for a credit card?

Being declined for a new credit card is frustrating. You can improve your chances of getting approved for a credit card by applying to cards that are suited for your credit score. Here we explain what kinds of credit scores are needed to get popular credit cards today.

How To Buy An Engagement Ring Online

How to buy an engagement ring online

Buying a diamond engagement ring online can save you thousands. Here’s what I learned shopping for my wife’s engagement ring and buying my own wedding ring online.

How I Save For Short-Term Goals

I use Betterment to save for short-term savings goals of between 1 and 5 years.

Saving for goals like a new car, a down payment on a home or your wedding is different than investing for retirement. Here’s how I invest for goals that are between one and five years out.