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This Super-simple Strategy Can Make Anyone A Millionaire; Why Aren’t You Using It Yet?

Want to spend ten minutes doing one thing for your finances that will have an absolutely MASSIVE impact on your ability to spend less, save more, and reach your goals faster? If you answered yes, then it's time to pay yourself first. The … [Read more...]

Where Should You Invest First? Your Company’s 401k or an IRA?

Decoding retirement savings is as thrilling as an all-day cram session for a standardized test. I get that. But just like that grad school exam, your future depends on it. A few weeks ago, I sent my focus group a quick survey on 401k plans. I knew … [Read more...]

How to Negotiate Anything (Even if You’re Shy or Afraid)

If I were selling a tool you could use to earn more money, pay less for things you buy, and get your way more often, would you be interested? I hope so. Fortunately, I’m not selling anything. This tool is free; it’s called negotiation. In the … [Read more...]

How Much House Can You Afford?

We first published "How Much House Can You Afford", but we've been getting a lot of questions about the subject recently. In fact, we've also been getting a lot of people asking why they haven't been approved for a mortgage. In many cases, we simply … [Read more...]

Get Out of Debt on Your Own: My Big Fat Guide to Kicking Your Debt’s Butt

If you want to get out of debt on your own (and quickly), I’ve got the post that will help you do it. Not someday. Not tomorrow. Right. Freaking. Now. Get your boots on. Warning: There's a lot of information here. I tried to make it as ski … [Read more...]

How to be Thankful, Wherever You Stand

For many of us, the holidays don’t just mean good food, warm eggnog and new memories with family and friends – they also bring serious financial stress. If you are already strapped, the financial strains of December – travelling, feeding guests and bu … [Read more...]

How to Buy Life Insurance Online

Last December, my wife and I welcomed our second child, Elliot, into the world. As parents, we are ecstatic but weary. As a no-longer only child, big sister Molly remains skeptical. They say that having two children is more than twice the work of … [Read more...]

Capital One Venture Credit Card: Still Tops for Travel Rewards

Capital One Venture Card The Capital One Venture Card pays double miles for every dollar spent. There is a $59 annual fee after the first year. View details or apply Capital One VentureOne Card The Capital One Venture Card pays … [Read more...]

Use the “Savings Triangle” to Pay Down Debt Faster

When U.S. News  ran a story earlier this year about how I paid off $80,000 of debt before turning 30, I was flooded with emails from new and existing readers wondering how I did it. Even veteran finance journalists were curious. I’ve written a lot … [Read more...]

Lending Club Investing: My Review After Three Years as an Investor

Many years ago I wrote extensively about peer-to-peer lending and two companies in particular: Lending Club and Prosper. In 2006, I took out a Prosper personal loan to consolidate some credit card debt and it ended up being an important step in my … [Read more...]