MoneyUnder30.com
MoneyUnder30.com

401k Asset Allocation: Two Methods for Headache-Free Diversification

Want to do one thing to ensure the money you’re saving today in your 401k or IRA will be around tomorrow? Diversify. Too many Americans have watched their retirement dreams disappear because they invested solely in the company stock of their e … [Read more...]

10 Astonishingly Common Misconceptions About Money

Lots of people have some pretty big misconceptions about money. Some of these are perpetuated by financial media. Many of them are dangerous. Are you guilty of any of these? If so, let me know in a comment and tell me why you believed it. 1. … [Read more...]

Is a Balance Transfer Worth It? Ask Yourself These 5 Questions First

Struggling with credit card debt? You've likely been pitched (and perhaps considered) moving your debt to card with a 0 percent teaser APR using a balance transfer. Is that smart? Are balance transfers worth it? You'll want to double check to … [Read more...]

This Super-simple Strategy Can Make Anyone A Millionaire; Why Aren’t You Using It Yet?

Want to spend ten minutes doing one thing for your finances that will have an absolutely MASSIVE impact on your ability to spend less, save more, and reach your goals faster? If you answered yes, then it's time to pay yourself first. The … [Read more...]

Where To Invest: 401k, IRA Or Both?

Decoding retirement savings is as thrilling as an all-day cram session for a standardized test. I get that. But just like that grad school exam, your future depends on it. A few weeks ago, I sent my focus group a quick survey on 401k plans. I … [Read more...]

How to Negotiate Anything (Even if You’re Shy or Afraid)

If I were selling a tool you could use to earn more money, pay less for things you buy, and get your way more often, would you be interested? I hope so. Fortunately, I’m not selling anything. This tool is free; it’s called negotiation. In the … [Read more...]

How Much House Can You Afford?

We first published "How Much House Can You Afford", but we've been getting a lot of questions about the subject recently. In fact, we've also been getting a lot of people asking why they haven't been approved for a mortgage. In many cases, we simply … [Read more...]

Get Out of Debt on Your Own: My Big Fat Guide to Kicking Your Debt’s Butt

If you want to get out of debt on your own (and quickly), I’ve got the post that will help you do it. Not someday. Not tomorrow. Right. Freaking. Now. Get your boots on. Warning: There's a lot of information here. I tried to make it as ski … [Read more...]

How to be Thankful, Wherever You Stand

For many of us, the holidays don’t just mean good food, warm eggnog and new memories with family and friends – they also bring serious financial stress. If you are already strapped, the financial strains of December – travelling, feeding guests and bu … [Read more...]

How to Buy Life Insurance Online

Last December, my wife and I welcomed our second child, Elliot, into the world. As parents, we are ecstatic but weary. As a no-longer only child, big sister Molly remains skeptical. They say that having two children is more than twice the work of … [Read more...]