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Hey, Look: I’m Rich! 6 Credit Cards That Cost Over $400 Just to Carry Them

Credit cards are a funny business. Most of them are “free” as long as you payyou’re your balance in full each month. Many even refund a small percentage of your purchases as airline miles or rewards points. Other cards, though, tack on annual fees … [Read more...]

Personal Capital Review: Supercharge Your Investing with this Free App

Personal Capital is a free online and mobile personal finance and investment management app that’s been garnering a lot of fans both here on Money Under 30 and from Silicon Valley investors. I first found Personal Capital when we went looking for a … [Read more...]

Confused About HSAs? We’ve got Your Back! The Total Newb’s Guide to Health Savings Accounts

Health savings accounts (HSAs) are a vital part of many health insurance plans, but many of us don’t fully understand how HSAs work. Lauren and I just switched to an HSA health insurance plan for next year and I have to admit -- even as a f … [Read more...]

Want a Future Without Debt and with Plenty of Sunny Beach Vacations? Do THIS Every Three Months

Every year around the end of December, we get inundated with media and advice about New Year’s resolutions. And many of us do set goals around the New Year as we aspire to do everything from eat better and lose weight to earn more money or finally s … [Read more...]

401k Asset Allocation: Two Methods for Headache-Free Diversification

Want to do one thing to ensure the money you’re saving today in your 401k or IRA will be around tomorrow? Diversify. Too many Americans have watched their retirement dreams disappear because they invested solely in the company stock of their e … [Read more...]

10 Astonishingly Common Misconceptions About Money

Lots of people have some pretty big misconceptions about money. Some of these are perpetuated by financial media. Many of them are dangerous. Are you guilty of any of these? If so, let me know in a comment and tell me why you believed it. 1. … [Read more...]

Is a Balance Transfer Worth It? Ask Yourself These 5 Questions First

Struggling with credit card debt? You've likely been pitched (and perhaps considered) moving your debt to card with a 0 percent teaser APR using a balance transfer. Is that smart? Are balance transfers worth it? You'll want to double check to … [Read more...]

This Super-simple Strategy Can Make Anyone A Millionaire; Why Aren’t You Using It Yet?

Want to spend ten minutes doing one thing for your finances that will have an absolutely MASSIVE impact on your ability to spend less, save more, and reach your goals faster? If you answered yes, then it's time to pay yourself first. The … [Read more...]

Where To Invest: 401k, IRA Or Both?

Decoding retirement savings is as thrilling as an all-day cram session for a standardized test. I get that. But just like that grad school exam, your future depends on it. A few weeks ago, I sent my focus group a quick survey on 401k plans. I … [Read more...]

How to Negotiate Anything (Even if You’re Shy or Afraid)

If I were selling a tool you could use to earn more money, pay less for things you buy, and get your way more often, would you be interested? I hope so. Fortunately, I’m not selling anything. This tool is free; it’s called negotiation. In the … [Read more...]