For the most part, I like my job. But working as a publishing sales rep isn’t exactly what I dreamed of doing as a kid, so there are days work seems like, well, work. Want to be happier at work? Here are some ideas: … [Read more...]
A Prosper Update: One Year as a Prosper Borrower
It has been just over one year since I applied for an took a debt consolidation loan from peer-to-peer lender Prosper. One year in, I'm just as happy with Prosper as when I started. … [Read more...]
What Does a Fed Rate Cut Mean for Young Savers and Shoppers?
The Federal Reserve cut interest rates again on Tuesday. What exactly, do the rate changes mean for us in our twenties, paying off debts, tucking away pennies, and perhaps shopping for a first home? … [Read more...]
It's About Freedom
As many readers have already discovered, The Simple Dollar had a great post last week: Everything You Ever Really Needed to Know About Personal Finance on the Back of Five Business Cards. It's true, all the fundamentals are there. Of all the advice … [Read more...]
American Express Cards DO Have Spending Limits
If you carry a classic American Express Green, Gold, or Platinum card, or any other credit card that has no pre-set spending limit, you probably know that no pre-set limit does not mean no limit. So how is your spending limit calculated, and what … [Read more...]
The Cost of a Long Distance Commute
Have you every considered a long distance commute to take a better job or to live where you want? If so, exactly how much would that long distance commute cost? … [Read more...]
Alternatives to Store-Bought Christmas Presents
Yesterday I saw a holiday catalog from Hammacher-Schlemmer, which would more appropriately be titled: “Overpriced crap you will never, ever, ever need.” So today I went looking for ways to partake in the spirit of giving without wasting dollars … [Read more...]
The Wallet Buddy: The Best Idea EVER
I am working on a post about having a low- or no-cost holiday and I stumbled upon a brilliant little tool from NewDream.org called the Wallet Buddy. What gives? … [Read more...]
A Million Reasons to Be Thankful
Thanksgiving may just be my favorite holiday. I can't think of a better reason to take a day off than to be grateful for what we have. That is what Thanksgiving is for, isn't it? … [Read more...]
And the Winner of the Obnoxiously Early Holiday Advertising Award Goes To…
I wasn’t going to write another whiny blog post lamenting our conspicuous consumption in the name of holiday cheer. I really thought I could avoid it this year. I was wrong. It’s not even Thanksgiving and already holiday-themed commercials have … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results.