Over the weekend I learned that my submission won the "Editor's Choice" category in NetWorthIQ's April personal finance tip contest! … [Read more...]
Unmarried Couples and Money: Financial Tips for Shacking Up
They say money is the leading cause of divorce. I’m still looking for the hard proof, but even if it is just an (ex-) wives’ tale, it’s believable. … [Read more...]
One Year of Personal Finance Blogging Mistakes
This month, I celebrate one year as a personal finance blogger. Last night, I was thinking: I’ve made a lot of mistakes in a year, but still things are coming along. Here’s a list of my blogging mistakes, and what you can learn from them (even if … [Read more...]
Review: Mvelopes Personal Budgeting Software
If you have decided to start a personal budget or want to follow your budget more faithfully, perhaps you’re considering software to help get the job done. Mvelopes Personal, by software developer In2M, is one of three major choices for personal … [Read more...]
Budgeting Rule No 1: You Have to Want It
How many times have you written out a monthly budget that would make your bank proud, only to completely forget about it one week later as you charge the day’s third coffee to your Visa card? … [Read more...]
What I’ve Learned About Money
Earning a living is hard work; not spending it all is even harder. The root of all evil is not money, but greed. … [Read more...]
Strategic Spending: The “Fruitful or Frivolous” Test
Overspenders and cheapskates have the same problem. They can’t make strategic spending decisions. Can you? … [Read more...]
You’re In Debt. So What?
I’ll bet you have an answer to that question. So what? I can’t sleep at night because of my debt! So what? I have creditors calling me all day long! So what? I can’t afford anything I want to do! Like I said: So what? Like most Americans and … [Read more...]
Your Wallet’s No 1 Enemy: Envy
I’ve got some good news – and some bad – about your money and your happiness. Before we get into it, think about what you spend your money on. Not your bills, but the things you choose to purchase for yourself. Now think about why you buy what … [Read more...]
ING Raises Electric Orange Checking Rate
ING is now offering 4.0% annual interest (or more) on your checking account, up from from 3.0% when the product was first released. Sounds like free money to me! … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results.