Your car. You love it when it takes you to work or through winding mountains on a weekend escape. When it comes time for oil changes and tune-ups, however, your car stereo plays a different tune. For many even minor car repairs can put a dent in … [Read more...]
FICO Expansion Credit Score Helps Build Credit Faster
February 26, 2007 By
Good news for students, young adults, and others without a credit score. Credit scoring agency Fair Isaac has announced a new type of credit score that will help people with insufficient credit history get approved for loans and credit … [Read more...]
What the Housing Market Means For Under 30 Homeowners and First Time Buyers
February 24, 2007 By
Sinking home prices across most of the country are spelling opportunity for some prepared first-time home buyers out there, but for many other other young homeowners, the current housing slump means trouble. … [Read more...]
When is it Time to Move from Saving to Investing?
February 23, 2007 By
Retirement plans aside, not everybody is fortunate enough to begin investing in their twenties. Paying back credit card debt, establishing an emergency fund, and saving for home ownership all take priority over building a stock portfolio. But if … [Read more...]
Buy Nothing Year: Could You Do It?
February 19, 2007 By
Could you buy nothing for an entire year? Each year AdBusters promotes Buy Nothing Day on the day after Thanksgiving to raise awareness about wasteful consumer habits. But what about a Buy Nothing Year? That’s exactly what this group has pledged to … [Read more...]
High Yield Checking: The Future of Checking Accounts
February 15, 2007 By
Late in 2006, ING announced to its ING Direct Savings customers the Electronic Orange checking account. It takes free checking a step further and actually pays at least 3% interest on your balance, however small. Could high yield checking … [Read more...]
Student Loan Consolidation Made Easy
February 12, 2007 By
Student loan consolidation is one opportunity I failed to take advantage of when I should have. Though student loan debt is typically considered “good debt” (because it shows an investment in your future) and interest rates are lower than other … [Read more...]
Top Ten Ways to Screw the IRS in 2007
February 12, 2007 By
It’s that time of year again when third-grade arithmetic can lead to panic attacks and thoughts of sacrificing ourselves to a pack of ravenous ostriches. That’s right, it’s tax time, and to help you keep your sanity, MoneyUnder30.com has … [Read more...]
7 Great Uses for Multiple Savings Accounts
February 9, 2007 By
Even if you’re already saving your money in multiple accounts, for example in a 401(k), IRA, and personal savings account, adding on additional accounts can be an easy way to reach your savings goals faster without even thinking about it. With … [Read more...]
How to Use a Credit Card Responsibly
February 7, 2007 By
Maybe you just got your first credit card, or are retraining yourself to use credit responsibly after getting out of debt. Personal finance writers, myself included, love to focus on credit card abuse and the difficulties it can cause. But credit … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 