Recently I wrote about my positive experience getting a personal loan from Prosper, a peer-to-peer lending service. … [Read more...]
How Prosper Saved My Ass
Last October I wrote that I had applied for an $11,500 debt consolidation loan from the unique person-to-person lending network Prosper. Here’s an update to how this amazingly cool service has helped me. … [Read more...]
Should You Ever Pay a Credit Card Annual Fee?
A lot of other personal finance nerds call people who pay an annual fee on a credit card "stupid". I don't agree. Credit cards with annual fees are not necessarily evil---they can, in fact, be a great deal...for the right person. If … [Read more...]
Six Simple Laws of Personal Finance Under 30
With all the great personal finance blogs available, you might think the last thing the Web needs is another list of money rules written by some nerd trying to change his spending habits. Maybe you’re right, but here are my Six Simple Laws of … [Read more...]
College Money Mistakes
What role does personal finance play for college students? In part three of the Money Mistakes We Make Growing Up series we look at the personal finance mistakes college students make, and how to avoid them. It’s no secret many college students … [Read more...]
High School Money Mistakes
In Tuesday’s post, Childhood Money Mistakes, we looked at financial mistakes kids and their parents make starting even at very early ages. Now think back to high school. How much did you think about money? Friends, football, first loves, and lots … [Read more...]
Childhood Money Mistakes
Remember allowances and piggy banks? Those were the days when a crisp one dollar bill was for candy, not something to be divided between tax collectors and landlords and banks and utility companies. Sure, times have changed, but have your spending … [Read more...]
Money Mistakes We Make Growing Up
This week I’m presenting a series called Money Mistakes (And What You Can Learn from Them). The series includes four articles, each focusing on personal finance during a specific age group: childhood, high school, college, and graduate. There are … [Read more...]
The Young Tightwad’s Guide to Holiday Tipping
‘Tis the season to be tipping, and that includes waiters, barbers, stylists, cab drivers, bartenders, baristas, doormen, valets and, sigh, the list goes on and on. “But wait! I’m stringy”, you say. “Scrooge hardly tipped, why-oh-why, should … [Read more...]
Year-End Tax Tips
Do you have a fat tax refund coming to you next year or will you owe Uncle Sam? If you don’t know, find out soon. If you will owe the IRS in April, there ways to reduce your tax burden now. While many year-end tax tips benefit homeowners and … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results.