You Know You Don’t Need A New Phone; So Why Are You Buying One Anyway?

Apple rolled out the iPhone 6 this month and -- to a technofile like me -- the goods are tempting. A larger screen, better camera, and all your credit cards synced up to one device. Some people are born with an inner sense of frugality that makes … [Read more...]

For Private Student Loans, Consider Credit Unions

There was a time when your summer job could let you pay for college tuition on your own, and your part-time gig near campus would cover living expenses like rent, food, and gas. In today's reality, an independent student simply cannot earn enough t … [Read more...]

Will Your Car Insurance Come Through After An Accident? Lessons Learned From A Total Loss

Last Fall, I had the misfortune of being on the receiving end of a rescue scenario for which, as a former firefighter and EMT, I had trained and performed numerous times: an auto extrication. As I passed through one of Boston’s beloved rotaries ( … [Read more...]

Quick Look: Student Loan Rates Went Up This Week

Heads up: interest rates for government-backed student loans went up as of July 1, 2014. Here’s a breakdown of the increase. Undergraduate Stafford loans: 3.86 to 4.66 percent. Graduate Stafford loans: 5.41 to 6.21 percent. Plus loans for p … [Read more...]

Don’t Drink And Buy: How Many Of These Ways Have You Wasted Money…While Wasted?

By the time you're managing your own money, hopefully you've learned that there are at least two things that a responsible adult never mixes with alcohol: Driving home and texting exes. Although sending a two-a.m. SnapChat to your estranged c … [Read more...]

ReadyForZero: A Money App That Helps You Defeat Debt On Your Own

I enjoy using to track my expenses and frequently use its budgeting and goals tool to set up the best debt snowball for paying down my balances. The problem I keep running into, though, is turning my plan into actual payments. Enter … [Read more...]

For The Best Price On A New Car, Levels The Field Between Buyer And Dealer

In the ever-growing pool of car shopping resources, TrueCar stands out as one of the most useful, and genuine, tools for consumers. TrueCar is free service that gives you data on what thousands of people paid for the exact car you want to buy. It … [Read more...]

Discover it® Credit Card Review

The Discover it® credit card combines cash back on everyday purchases, a free FICO® credit score with your monthly statement, and competitive intro and regular APRs. Who "it" is for: Discover it® is a multi-purpose card for consumers who want to ea … [Read more...]

Quick Look: Savvy Spreadsheets, An Easy Way To Budget With Excel

The first step towards taking control of your finances is making a budget. One that clearly, and accurately, reflects how much money you’re making, and where that money is going. Too often, folks will make an honest effort in making a budget, but end … [Read more...]

Quick Look: Sen. Elizabeth Warren’s Bill Would Bring Down Student Loan Interest Rates, But Don’t Hold Your Breath

Massachusetts Senator Elizabeth Warren has introduced a bill to the Senate that would allow student loan holders to refinance their loans to current interest rates. Although skeptics doubt the bill's chances of passing (GOP members would have to … [Read more...]