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Review: Discover it® – Double Cash Back Your First Year

The Discover it® credit card is ideal for young consumers with good credit because it pays rewards on everyday spending and features low intro APRs.

There’s a lot to like about the Discover it® – Double Cash Back your first year – credit card: Cash back, a 0% into APR for up to 18 months, free tracking of your FICO® Credit Score, and 100% U.S.-based customer service.

Premium Gift Ideas For Men That Matter

9 Great Gift Ideas for Men

Finding perfect gifts for the men in your life is never easy. Here are nine gift ideas for men that they will always appreciate, even if they never thought to ask…

I Tracked How Much I Spent On Coffee Over Two Years. Ouch, Just Ouch.

I tracked how much I spent on coffee for 2 years. Ouch.

Everybody’s heard of the “latte factor”…that daily coffee habit really adds up. While we don’t believe focusing on cutting back on $3 coffees is necessarily the best way to overhaul your finances, it might be worth tracking your habit. I did, and I was stunned.

LoopPay: A Virtual Wallet That Works Almost Everywhere

LoopPay is an app for iOs and Android that lets you pay almost anywhere without your wallet.

The fight for the next big thing in virtual wallets continues. LoopPay lets you add your all your credit card, debit card, and gift card info into your phone and then pay with a wave of a fob on your keychain. Are you ready to ditch your wallet?

You Know You Don’t Need A New Phone; So Why Are You Buying One Anyway?

You know you don't need a new phone, so why are you going to buy one anyway?

The iPhone 6 and Galaxy S5 are amazing gadgets, and the urge to upgrade takes over. Sometimes, knowing you don’t NEED it isn’t enough. Before you buy, ask yourself these questions instead. They may make you much happier with your decision to hang onto that old phone a little longer.

For Private Student Loans, Consider Credit Unions

Private student loans should be a last resort, but credit unions can offer the best options for those in need.

As nonprofit lenders, many credit unions offer private student loans with friendlier rates and terms than national banks.

Will Your Car Insurance Come Through After An Accident? Lessons Learned From A Total Loss

window smashed open on crashed car

Last fall, an errant driver broadsided my Ford Escape, trapping me inside until firefighters cut the car apart with the jaws of life. This is what I learned about the hassles and — even though I had car insurance — the significant costs of being in an accident.

Quick Look: Student Loan Rates Went Up This Week

Student loan interest rates went up on July 1, 2014.

Interest rates ticked 0.8 percent higher on all federal student loans as of July 1, 2014. Why now’s the time to check your payments and make a payoff plan.

Don’t Drink And Buy: How Many Of These Ways Have You Wasted Money…While Wasted?

drinkingmoney

Reflections on some of the stupid things we do with money after overindulging.

ReadyForZero: A Money App That Helps You Defeat Debt On Your Own

ReadyForZero is an online money app that helps you pay off debt on your own.

The online service helps users out of debt with a free repayment plan and — for a monthly fee — can help you automate payments so you don’t slip up.