MoneyUnder30.com

Discover it® Credit Card Review

The Discover it® credit card combines cash back on everyday purchases, a free FICO® credit score with your monthly statement, and competitive intro and regular APRs. Who "it" is for: Discover it® is a multi-purpose card for consumers who want to ea … [Read more...]

Premium Gift Ideas For Men That Matter

Men are notoriously hard to shop for. You can always play it safe with another gift card or bottle of booze, but with a little thought, it's possible to find premium gifts for men that really matter. So let’s say you’ve set aside some money to spen … [Read more...]

I Tracked How Much I Spent On Coffee Over Two Years. Ouch, Just Ouch.

Recently, I noticed how much the habit of buying coffee and lunch each day was costing me. What I didn’t realize, though, was how it was impacting other aspects of my life. A while back, my fiancé and I took hard look at our monthly expenses; we we … [Read more...]

LoopPay: A Virtual Wallet That Works Almost Everywhere

Update: Samsung purchased LoopPay in early 2015. While most of the details of this original review still stand, there are a couple changes:  LoopPay users don't need to worry about which technology a merchant uses, they'll be able to pay with e … [Read more...]

You Know You Don’t Need A New Phone; So Why Are You Buying One Anyway?

Apple rolled out the iPhone 6 this month and -- to a technofile like me -- the goods are tempting. A larger screen, better camera, and all your credit cards synced up to one device. Some people are born with an inner sense of frugality that makes … [Read more...]

For Private Student Loans, Consider Credit Unions

There was a time when your summer job could let you pay for college tuition on your own, and your part-time gig near campus would cover living expenses like rent, food, and gas. In today's reality, an independent student simply cannot earn enough t … [Read more...]

Will Your Car Insurance Come Through After An Accident? Lessons Learned From A Total Loss

Last Fall, I had the misfortune of being on the receiving end of a rescue scenario for which, as a former firefighter and EMT, I had trained and performed numerous times: an auto extrication. As I passed through one of Boston’s beloved rotaries ( … [Read more...]

Quick Look: Student Loan Rates Went Up This Week

Heads up: interest rates for government-backed student loans went up as of July 1, 2014. Here’s a breakdown of the increase. Undergraduate Stafford loans: 3.86 to 4.66 percent. Graduate Stafford loans: 5.41 to 6.21 percent. Plus loans for p … [Read more...]

Don’t Drink And Buy: How Many Of These Ways Have You Wasted Money…While Wasted?

By the time you're managing your own money, hopefully you've learned that there are at least two things that a responsible adult never mixes with alcohol: Driving home and texting exes. Although sending a two-a.m. SnapChat to your estranged c … [Read more...]

ReadyForZero: A Money App That Helps You Defeat Debt On Your Own

I enjoy using Mint.com to track my expenses and frequently use its budgeting and goals tool to set up the best debt snowball for paying down my balances. The problem I keep running into, though, is turning my plan into actual payments. Enter … [Read more...]