MoneyUnder30.com
MoneyUnder30.com

The Price of Amazon Prime is Going Up; Will You Still Pay?

At this point in time, it’s no longer of a question of whether Amazon Prime rates will go up in 2014, but when—and by how much. The service, which costs $79 a year, is unsurprisingly popular: It offers free, unlimited two-day shipping on more than 19 … [Read more...]

The 4 Things You Must Do Before You Apply for a Mortgage

Among the many milestones we use to mark our financial coming of age, few are as exciting as buying a home. I remember signing a raft of papers a few inches thick when my wife and I bought our current home in 2001. The process left me both … [Read more...]

Why ‘Reliable’ Cars Aren’t Safe from the Mechanic’s Bill: The Most Common Repairs on Popular Sedans

Over the summer I wrote about my intrepid white minivan, a 1998 Toyota Sienna well on its way to hitting 200,000 miles. And as the mileage racks up, more problems pop up: some mechanical, some related to the body and construction. With the brutal … [Read more...]

The Surprising Reason Millenials Aren’t Building Wealth as Fast as We Should Be

When it comes to figuring out the financial needs of the so-called “Generation Y or Millenials, you have to take a step back and consider what good age labels are in the first place. Are all Baby Boomers narcissistic, nostalgic and selfish? Are all m … [Read more...]

How That ‘Free’ Flight Cost Me $1,400

It’s easy to love free things, and of all the freebies that tempt us, none make a wandering spirit more weak in the knees than the promise of free airfare. It’s about a million degrees below zero in Chicago for the third straight week, and I'd lov … [Read more...]

Before You Move, Consider This: Where You Choose to Live Has a Surprising Impact on How Rich You Feel

Over the summer, I traveled to Bend, Ore. with my wife and kids to scout it out as a possible place to live. I had lots of good reasons for doing this, starting with the weather: In Chicago, we’re slogging through another horrid winter. Bend, by c … [Read more...]

One in 5 Americans Have Credit Report Errors That Are Easily Fixed; Isn’t it Time to Check Yours?

The whole business of navigating credit reports proves tricky for a number of reasons -- starting with the fact that you don’t have one credit bureau to worry about, but three. Imagine if you had to talk to three auto mechanics before you could get y … [Read more...]

Why – After 29 Years – I’m Cutting my Favorite Credit Card in Half

Had I tried to write this post three months ago—when my anger over a credit card company slight reached full boil—it would’ve turned into a train wreck. Now that I’ve had time to cool off and reflect, I’m giving it my best shot, because my story serve … [Read more...]

My Millionaire Friend Offers the Best Advice You’ll Get All Year

I had planned to write a column about credit scores until my friend Pete called me earlier in the week and asked me to meet him at his office. After our meeting, I knew I had to share with you what he told me. Pete (not his real name) is a close … [Read more...]

Is The Payday Loan Industry’s Bad Rep Deserved? Clients Say: ‘We Know What We’re Getting Into’

Sometimes, payday can't come fast enough. As someone who derives income as a freelancer, the game that many clients play goes something like this: “Get my work done, like, yesterday! And as for your check, our terms are 90 days net, unless the p … [Read more...]