Could An Annuity Belong In Your 401(k) Or IRA? Proceed Carefully

The new QLAC law could make annuities an attractive addition to your 401(k)

“No one buys an annuity… they are sold annuities,” says author Stan Haithcock. This complicated financial product is often overhyped, but a new tax law may make certain kinds of annuities attractive to young investors as part of an overall retirement strategy.

A Policy With Bark: Should You Purchase Pet Insurance?

dog and vet

Pet insurance pays veterinary bills (after a deductible) for unexpected illnesses or accidents. If you’re on a budget, having pet insurance offers peace of mind that you won’t one day be faced with the decision to pay thousands to save your pet’s life.

How To Financially Prepare To Quit Your Job

Quitting your job to pursue a dream is exciting; but make sure you're prepared financially first.

Quitting your job to pursue a business, become a full-time parent, or simply take a break is the most exciting risk you’ll ever take. Just be sure your finances are prepared.

How To Improve Your Credit Score, Step By Step

How to improve your credit, step by step.

You know you need to improve your credit score, but you’re finding a lot of conflicting advice. What I learned from dozens of different experts about how to improve your credit score in a few easy-to-follow steps.

How We Save: Investing In Real Estate On The Side, Even With Two Young Kids

The 31-year old father of two found profits in turnkey real estate investing.

At 31, Fermin Saucedo doesn’t let being the father of two young kids stop him from pursuing real estate investing on the side.

Are Certified Pre-Owned Cars Worth The Premium Price?

debating used versus pre owned cars

Auto manufacturers offer certified pre-owned programs to alleviate car buyers’ concerns about buying a lemon. But how much more should you be willing to pay for a certified pre-owned car?

How We Save: Bijan Golkar, 29, Kept College Costs Down And Invested In His Career

At just 29, Bijan Golker is a CFP and equity partner in an investment advisory firm. He’s been successful by making strategic decisions about the big expenses most of us take for granted.

Why You Should (Almost) Never Lease A Car

Car leases are tempting: You get brand new wheels for a low monthly payment. Financially, however, it's a terrible idea.

A car lease gives you a brand-new car for a low monthly payment; what’s not to like? Everything. Here are the many reasons why you should never lease a car.

Want Or Need? How You See This Blurred Line Is (Almost) Everything

Be on the lookout for these signs of financial literacy.

Let’s say you have a friend who earns the same salary. You both have similar student loan balances and neither of you have inherited money. How can your friend own a condo and a paid-in-full car while you struggle to pay the bills each month? Or vice versa? These simple but powerful factors that make some people seem so “good with money.”

Is Cash Obsolete? The Inevitable Dangers Of Our Cashless Economy

Cash is dying: The dangers of an entirely cashless society.

Only 7 percent of Americans regularly carry more than $100 cash. Credit and debit cards are convenient, but going entirely cashless carries some serious risks.