Simple. Honest. Personal finance.

About Patty Lamberti

Patty Lamberti is a freelance writer and Professional-in-Residence at Loyola University Chicago, where she teaches journalism and oversees the graduate program in digital media storytelling. If she doesn't know something about money, you can trust she'll track down the right people to find out. You can learn more about her at And if you have any story ideas, or questions about money etiquette that you'd like her or an expert to answer, email her at

Money Does, In Fact, Buy Happiness, But Only If You Use It Right (Here’s The Secret)

Most people believe that the more money they earn, the happier they’ll be. After all, with a lot of money, you can buy a big house, a cool car, fancy clothes, and luxurious vacations. And those are the things in life that lead to happiness, r … [Read more...]

Dress to Impress: Insiders Share 4 Frugal Fashion Strategies

Even if you’re dead set on saving money, you’re going to want to splurge on some new threads sometimes. Don’t feel too guilty about it. You should spend some money on nice clothing. Why do clothes deserve their own line in your monthly budget? One … [Read more...]

Money Manners: What To Say When Friends — or Mom and Dad — Ask About Your Money

A reader recently asked: I’m sick of my mom asking how much money I make. So far, I’ve been able to just mumble and walk away, but she keeps asking. My friends are nosy in their own way. I just rented a new apartment, and no one seems to think t … [Read more...]

How to Haggle for a Better Price on Almost Everything

When you see a price tag, you probably assume you have to pay that price. That’s not necessarily true. Last year, Consumer Reports found that 89 percent of people who haggled for better deals when shopping were given an extra discount at least o … [Read more...]

Money Manners: Do You Have to Chip in for Office Gifts and Parties?

This month, a reader wrote in about a tricky work-related financial issue: “I don’t love my job or the people I work with. But since no one has called me back for any other jobs, I imagine I’ll be here for awhile. At least once a month, someone col … [Read more...]

Depressed About Debt? Expert Advice on How to Overcome Financial Anxiety (And Get Rid of Your Debt)

You know debt hurts your financial health. But did you know that debt also hurts your mental and physical health? For years, studies have shown people in debt have higher rates of mental health problems like depression and anxiety than those who … [Read more...]

Go Ahead, Take That Vacation: 5 Ways to Travel Cheaply

Before you read any further, let’s make one thing clear: If you’re having trouble paying for your housing, food and utilities, don’t go on vacation! Instead, to get a little R&R, try out these ideas for a staycation. But if you’re like me, empl … [Read more...]

Three Easy Ways to Save Money on Beauty Products

Looking good can be expensive, especially if you’re a woman. The Huffington Post and YouGov recently polled 1,000 people and found that 35 percent of women use up to two beauty products daily (54 percent of men, on the other hand, don’t use any pro … [Read more...]

Money Manners: Should You Split the Check at a Restaurant Evenly, or Only Pay for What You Ordered?

A reader recently asked: “Every few weeks, I get together with two girlfriends at a Mexican restaurant. Whenever the bill comes, one of them usually grabs it off the table and says, ‘Let’s just split it three ways.' "My other friend agrees, and … [Read more...]

How to Save Money on a Limited Income

In my twenties, the last thing I wanted to do, or felt I even could do, was save money. Investing money never crossed my mind – I thought that was something old guys in suits did while making evil plots to dominate the world. My financial p … [Read more...]