About Patty Lamberti

Patty Lamberti is a freelance writer and Professional-in-Residence at Loyola University Chicago, where she teaches journalism and oversees the graduate program in digital media storytelling. If she doesn't know something about money, you can trust she'll track down the right people to find out. You can learn more about her at And if you have any story ideas, or questions about money etiquette that you'd like her or an expert to answer, email her at

6 Ways to Reduce Your Car Insurance Rates After an Accident

Photo by: Natloans/Flickr

You swerved for a skunk and wrecked your ride; now your car insurance is going to double, right? Not necessarily. With the right insurer — or some clever maneuvering — you can still save money on car insurance after an accident.

Is Debt Settlement Ever Worth It?

Is Debt Settlement Ever Worth It

Why debt settlement isn’t worth it. Companies that promise to end your debt problem for pennies on the dollar can cause more problems than they solve.

The Millennial Dream: Redefining Success in America

How To Figure Out What The American Dream Means To You

The American Dream is changing. Long-term stable job, homeownership, married with two kids and a dog — those were the dreams of our parents. But our dreams often include flexibility, travel, and passion. If a mortgage in a good school district isn’t appealing to you … what is?

Prepaid Bank Cards: Is There Ever A Good Reason To Use One?

Is There Ever A Time To Use A Prepaid Bank Card

Prepaid cards are helpful if you can’t get a checking account, but shouldn’t be a longterm solution.

How To Save Your First $500

How To Save $500 When You're Living Paycheck To Paycheck

It’s not easy to save your first $500, but the first step is the hardest. Here are four steps anyone can follow to begin putting money away (no matter how little you earn).

3 TV Shows That May Actually Teach You Something About Money

What You Can Learn About Money From Popular TV Shows

If you’re going to binge on some television, these shows come with financial themes from which you just might learn a thing or two.

Don’t Drive A Lot? You Could Save With Pay Per Mile Car Insurance

Pay-Per-Mile Car Insurance

If you drive less than 10,000 miles per year you might be paying too much for car insurance. Consider a pay per mile car insurance company.

Financial Advice From Your Parents You Wish You’d Listened To

Do What Your Momma Says Financial Advice From Your Parents You Really Should Follow

Did your parents give you good financial advice as a kid? A new survey reveals the strengths and weaknesses of the average parents’ money advice. Problem is, as kids, we weren’t listening.

In Debt? No Savings? You May Still Be Able To Buy A House (Not That You Should)

No savings In debt You Can Still Buy A House

Crappy pay. Student loans. No savings. Think homeownership is out of reach? You might be wrong. Not that you should, but here’s how many millennials buy houses while still in debt.

Is An Income Based Repayment Plan The Answer To Your Student Loan Problem?

Is An Income Based Repayment Plan The Answer To Your Student Loan Problem

Putting your student loans on an income based repayment plan might make a lot of sense. It will lower your monthly payments and could even wipe out your remaining balance after 10 or 20 years. Here’s what to consider before enrolling.