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About Patty Lamberti

Patty Lamberti is a freelance writer and Professional-in-Residence at Loyola University Chicago, where she teaches journalism and oversees the graduate program in digital media storytelling. If she doesn't know something about money, you can trust she'll track down the right people to find out. You can learn more about her at www.pattylamberti.com. And if you have any story ideas, or questions about money etiquette that you'd like her or an expert to answer, email her at moneymannersqs@gmail.com.

Childcare Can Easily Cost More Than $1,000 A Month—What Are Your Options?


Childcare is the single biggest expense new parents face before their child starts school. The options can be overwhelming: Day care? Nanny share? Staying at home? Find out what’s best for your situation—and for your wallet.

How Do You Know When You’re (Financially) Ready To Have Kids?


There’s no magic number for how much money you need to have before having kids. But job stability and a healthy emergency fund are a good start.

Blue Apron vs. Plated vs. Hello Fresh: Which Subscription Food Service Is Worth The Cost?


Subscription food companies will deliver boxes of fresh, pre-portioned ingredients and restaurant-quality recipes to your doorstep. Are they worth the money?

Is Identity Theft Insurance Worth It?


Identity theft can wreck your finances and take months to recover from. Some ID theft insurance services promise to protect you — or at least help you bounce back quicker. Are they worth the cost?

Stich Fix vs. Le Tote: Which Subscription Clothing Service Is Worth The Cost?


Le Tote and Stich Fix offer a personalized clothes-shopping experience by mail. Their personal stylists will help design your look, and you can try on everything in the comfort of your home. But are they worth the extra cost?

SaaS (Software as a Service) is Taking Over: What it Means for Your Budget


More and more companies are selling software through subscription services. Most offer monthly fees that are much lower than the full cost of the software. But how do those costs add up over time?

Should You Ever Count On An Inheritance?


Planning your finances around a potential inheritance could be disastrous if you don’t receive it — and even if you do.

Don’t Spend All Your Cash Before Grad School — Why Cheap Or Free GRE Prep Is A Smart Choice

Free GRE Prep

You can spend thousands studying for the GRE, but you probably shouldn’t. Here are some inexpensive—and some are even free!—GRE prep options that will help you study without draining your bank account.

Before You Apply To Grad School, Consider This

Dos and Donts To Consider Before Applying To Graduate School

Thinking about going back to graduate school? Here’s how to figure out if it will be worth the time, money, and effort.

How To Help Your Parents Financially — Without Going Broke Yourself

What To Do If Your Parents Need To Borrow Money From You

One in five Millennials provide financial support to their parents, often by putting their own finances at risk. If you can afford to help your parents financially, here’s the right way to go about it.