About Patty Lamberti

Patty Lamberti is a freelance writer and Professional-in-Residence at Loyola University Chicago, where she teaches journalism and oversees the graduate program in digital media storytelling. If she doesn't know something about money, you can trust she'll track down the right people to find out. You can learn more about her at And if you have any story ideas, or questions about money etiquette that you'd like her or an expert to answer, email her at

5 Ways To Trick Yourself Into Saving More And Spending Less

You know that if you do enough abdominal crunches and jumping jacks, your stomach will get stronger and you’ll lose some weight. According to psychology experts, the mind is just another muscle that works the same way. If you exercise the brain, y … [Read more...]

2 New Ways To Save Big Money On Travel

Who doesn't want to travel more often? For me, traveling more was near the top of my list of New Year's resolution. Trouble is, so was saving more money. It can seem like the two goals – saving money and vacationing – aren’t compatible. But i … [Read more...]

Stop! Never Withdraw From Your 401(k) To Pay Creditors

A reader recently wrote us asking, “My husband had a serious medical issue last fall. We owe several different providers $84,000 in total. We have 401(k)s from our jobs (my current one and his old one). Can they legally take our investments? We have n … [Read more...]

Millennials Just Aren’t That Into Starting Families; Is That Such A Bad Thing?

Still flying solo without a spouse and kids dragging you down? So are a lot of people your age who are waiting to start a family. The Pew Internet Research Center has found that millennials are more likely than earlier generations to: Delay … [Read more...]

Don’t Have The ‘Right’ Degree For Your Dream Job (And Dream Salary)? How To Convince Employers You Do

Now that you’re in late 20s or early 30s, you probably have a better idea of the career you really want (and the salary you really need to survive and thrive). It may not be the career you thought you wanted when you were 20 years old and choosing … [Read more...]

The Best Months To Buy Things In 2015

Here’s an easy financial New Year’s resolution to make and keep this year: Find the best months to buy things, especially big-ticket items. You see, even though you’ll find stuff on sale throughout the year, retailers offer the biggest discounts on … [Read more...]

How To Eat Organic Food Without Spending A Lot Of Money

Like many people your age, you probably care about the quality of the food you eat, and where it comes from. According to The Atlantic, a recent study found that millennials expected to spend the greatest amount of money in the coming year on … [Read more...]

So You Missed Black Friday And Cyber Monday? Here’s How You Can Still Score Deals On Holiday Gifts

Did you sleep in late during Black Friday? Did you actually work instead of shop on Cyber Monday? Don’t worry – you didn’t miss any great price cuts those days. Research shows Black Friday deals aren’t all they’re cracked up to be. In fact, shopper … [Read more...]

How Much Money Can You Really Make Driving For Uber or Lyft?

By now, you’ve probably used a ride-sharing service like Uber or Lyft instead of a taxi. After all, in some cities like Chicago, you can save $4.50 per trip using Uber over a traditional taxi. Some of you may even be considering becoming an Uber o … [Read more...]

How You Can Be A Smarter Shopper And Resist Impulse Buying

How many times has this happened to you? You walk into Target planning on buying just the essentials. But somehow, you leave with a full cart of items you don’t really need (they always get me with their lamps and tabloid magazines) and $150 p … [Read more...]