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About Phil Villarreal

Phil Villarreal writes Funny Money weekly for Money Under 30. He lives in Tucson and works for the Arizona Daily Star. He's also an author, blogger and Twitterer.

5 Great Older Smartphones You Can Snag On the Cheap

Your friends, family and coworkers may be scrambling to hand over $200 or more to get the latest iWhatever or Galaxy BlahBlahBlah -- just to replace last year's iWhatever and Galaxy BlahBlahBlah they loved so much before the new one was announced. If … [Read more...]

Five Tips To Help You Quit Gym Memberships

It's not easy to muster the willpower every day. But it's even tougher to face the grim reality that you don't use your gym membership and need to quit. The gym industry thrives on selling monthly, automatically-billed memberships to customers … [Read more...]

16 Great Credit Card Signup Bonuses Available Now

Here’s some unorthodox financial advice: Go apply for a new credit card. When I was in college a million years ago, all it took me or anyone else to apply for a credit card was a kiosk that gave away a t-shirt or squirt bottle. Times sure have c … [Read more...]

Game On: Pitting Video Game Subscription Services Against Each Other

Media companies love dreaming up ways of getting you to pay over and over for the same stuff. Following in the footsteps of Netflix and Hulu Plus, gaming giants have launched their own set of subscription services, coaxing gamers to cough up periodic … [Read more...]

5 Ways You May Be Able To Earn More Money At Work (Without A Raise)

Conventional wisdom says that the best way to get a raise is to ask for one. But oftentimes, for whatever reason, a traditional raise just isn't going to happen. If you ever find yourself up against such a ceiling, you'll have to decide whether to … [Read more...]

Funny Money: Fast Food Deals That Will Stretch Multiple Meals (If You Can Stomach Eating It…Again!)

As someone who not only hates cooking, but despises home-cooked meals made by anyone, I have come to subsist primarily on sustenance attainable via drive-thru. If there is one thing I know as much about as anyone on the planet, it's how to get the … [Read more...]

5 Reasons To Ditch Your Dental Insurance

Workplace benefits are not all created alike. Some, such as health insurance and life insurance, are life savers. And then there's the sweet, retention-aiding trifles that are stock options and 401(k) matching, which help you use the company's r … [Read more...]

10 Things About Money 30-somethings Wish We Knew In Our 20s

As a 20-something, you probably don't realize just how much older people envy you. For your looks, your health and energy, and also for your relatively clean slate. Although it may not seem like it when you're broke and working three jobs to get a … [Read more...]

Funny Money: Scarily Cheap Halloween Costume Ideas

Halloween isn't so much a holiday as it is a competition. In addition to stealing as much candy as possible, either from your children or your own bowl you supposedly use to distribute sweets to trick-or-treaters, it's a chance to display your … [Read more...]

Funny Money: Do Not Save Cash In These Sneaky Ways

OK, OK, OK, Angry Commenter Guys, Super-Serious Types, Mom, Dad and all the rest of you Funny Money haters out there, you win. You've convinced me that it's morally wrong -- even under the pretense of humor -- to dream up sneaky ways of saving money … [Read more...]