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About Phil Villarreal

Phil Villarreal writes Funny Money weekly for Money Under 30. He lives in Tucson and works for the Arizona Daily Star. He's also an author, blogger and Twitterer.

Get Well Fast: What To Do When You Can’t Afford To Be Sick

When your body falls ill, so does your financial outlook. Medical bills and lost productivity --  combined with the difficulty of playing catch-up once you feel better -- make flu season a financially risky time of year. Perhaps the most stifling d … [Read more...]

6 Financial Questions To Ask Before Moving In Together

One thing romantic comedies forget to tell you is that falling in love isn't just the beginning of a breathless, heartwarming saga. It's also the beginning of a tedious, unbearable grind full of number crunching, crushed expectations, and painful … [Read more...]

Apple Pay Vs Google Wallet, Softcard And LoopPay: Are You Ready For Mobile Payments?

Going through the hassle of removing your credit card from your wallet is so last year. We all heard the buzz around Apple Pay last fall, but interest waned when we learned less than 5 percent of retailers were ready to accept it. While Apple … [Read more...]

Let’s Try This Again: Financial New Year’s Resolutions 2.0

This was gonna be the year that you did everything right. You'd hammer out a budget, stick to it with extreme prejudice, set your financial house in order by February and coast to financial efficiency and unimaginable riches the rest of the … [Read more...]

How To Get The Most For All The Gifts You Don’t Want

Ever since you were five years old, you faced the same holiday gift letdown. You excitedly opened your presents, only to face -- days later -- the sobering reality that you didn't need or even want any of them. Adulthood brings the ability to … [Read more...]

5 Tax Moves To Make By The End Of The Year

Now that the year is winding down and you're looking back on the year that was, it's time to snap your neck around and focus on the future. The financial maneuvers you make -- or fail to make -- in the next few days could have an effect on the taxes … [Read more...]

Winning The Potluck: 5 Cheap And Easy Potluck Ideas

Sooner or later you have to either grow up and learn to cook, or come to terms with the fact that you will never know your way around the kitchen and adjust accordingly. Rarely is this hard fact of adulthood tested more during holiday potluck … [Read more...]

5 Great Older Smartphones You Can Snag On the Cheap

Your friends, family and coworkers may be scrambling to hand over $200 or more to get the latest iWhatever or Galaxy BlahBlahBlah -- just to replace last year's iWhatever and Galaxy BlahBlahBlah they loved so much before the new one was announced. If … [Read more...]

Five Tips To Help You Quit Gym Memberships

It's not easy to muster the willpower every day. But it's even tougher to face the grim reality that you don't use your gym membership and need to quit. The gym industry thrives on selling monthly, automatically-billed memberships to customers … [Read more...]

16 Great Credit Card Signup Bonuses Available Now

Here’s some unorthodox financial advice: Go apply for a new credit card. When I was in college a million years ago, all it took me or anyone else to apply for a credit card was a kiosk that gave away a t-shirt or squirt bottle. Times sure have c … [Read more...]