About Phil Villarreal

Phil Villarreal writes Funny Money weekly for Money Under 30. He lives in Tucson and works for the Arizona Daily Star. He's also an author, blogger and Twitterer.

Your Employer Wants To Check Your Credit; Now What?

Your Employer Wants Check Your Credit  Now What

Some potential employers want to check your credit during the job application process. The truth about when and why employers look at credit reports.

You Still Haven’t Gotten Health Insurance – Now What Do You Do?

You Still Haven't Gotten Insurance

Despite the efforts to make it easier, health insurance is still confusing. If you still haven’t become insured it’s not too late. Getting insurance now can still save you some of the penalty for being uninsured in 2015. Here are some options for getting the coverage you need.

How To Turn Hotel Room Problems Into Big Savings

How To Turn Hotel Room Problems Into Big Savings

Hotel room problems happen to every traveler at one time or another. While you can’t get your night back, you can at least be compensated for your lost sleep. Here are some tips on how to turn those bad experiences into money off of your vacation.

5 Ways To Save On Spring Break Travel

5 Ways To Save On Spring Break Travel

Looking for a vacation on the cheap? Think back to those college days for ways to save. Road trips, packing your lunch, and unorthodox destinations are just a few things you can do to bring down the cost of your vacation.

‘Whole’ Foods For Half The Price: 5 Tips For Eating Well On Any Budget

Half-Foods How To Eat Healthy On The Cheap

You don’t have to sacrifice your health to save a buck. With some comparison shopping and a plan you can eat the healthy foods your body needs without draining your bank account. Here are some tips to help you eat well on a budget.

Get More Done: 10 Ways To Eliminate Distractions At Work

Office Hacks- 10 Ways To Down Workplace Distractions And Boost Efficiency

Instagram, gossip blogs and chatty coworkers are waging war on your ability to focus. Here’s how to eliminate distractions at work and get more done.

Streaming Stick Showdown: Amazon Fire Stick Vs. Chromecast Vs. Roku Streaming Stick Vs. Vudu Spark

chromecast cropped

There are so many options for watching TV these days it’s hard to justify the cost of cable. From Chromcast to Vudu Spark, here’s a rundown of the top streaming sticks to help you make your decision.

Hunting For A New TV? Avoid These Dealbreakers


If getting ready for the Super Bowl means buying a new TV, don’t get caught up with name brands or fancy tech you will never use. Instead make sure it has the basics — like enough component inputs to meet your needs. And always read reviews and recalls before you buy.

Get Well Fast: What To Do When You Can’t Afford To Be Sick

Get-Well Fast Schemes- What To Do When You Can't Afford To Be Sick

When you’re under the weather, you want nothing more than to just feel better. Here are ways to get you back on your feet quicker.

6 Financial Questions To Ask Before Moving In Together

5 Financial Answers You Need Before You Shack Up

Deciding to move in together is a huge step. It’s important to know the financial details of your partner’s life before you rent the U-Haul. His or her financial woes will quickly become your problems when it’s your name on the bill they were supposed to be helping you pay.