MoneyUnder30.com
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About Phil Villarreal

Phil Villarreal writes Funny Money weekly for Money Under 30. He lives in Tucson and works for the Arizona Daily Star. He's also an author, blogger and Twitterer.

Funny Money: Fast Food Deals That Will Stretch Multiple Meals (If You Can Stomach Eating It…Again!)

As someone who not only hates cooking, but despises home-cooked meals made by anyone, I have come to subsist primarily on sustenance attainable via drive-thru. If there is one thing I know as much about as anyone on the planet, it's how to get the … [Read more...]

5 Reasons To Ditch Your Dental Insurance

Workplace benefits are not all created alike. Some, such as health insurance and life insurance, are life savers. And then there's the sweet, retention-aiding trifles that are stock options and 401(k) matching, which help you use the company's r … [Read more...]

10 Things About Money 30-somethings Wish We Knew In Our 20s

As a 20-something, you probably don't realize just how much older people envy you. For your looks, your health and energy, and also for your relatively clean slate. Although it may not seem like it when you're broke and working three jobs to get a … [Read more...]

Funny Money: Scarily Cheap Halloween Costume Ideas

Halloween isn't so much a holiday as it is a competition. In addition to stealing as much candy as possible, either from your children or your own bowl you supposedly use to distribute sweets to trick-or-treaters, it's a chance to display your … [Read more...]

Funny Money: Do Not Save Cash In These Sneaky Ways

OK, OK, OK, Angry Commenter Guys, Super-Serious Types, Mom, Dad and all the rest of you Funny Money haters out there, you win. You've convinced me that it's morally wrong -- even under the pretense of humor -- to dream up sneaky ways of saving money … [Read more...]

Getting Sick Is Bad For Your Wallet; 5 Easy Ways To Stay Healthy And Minimize Health Care Costs At The Same Time

It's easy to take your good health for granted. But things can change in a moment. A sudden illness or a serious injury can waylay your life -- and your finances. Just when you recover from the hospitalization and start feeling positive again, al … [Read more...]

Funny Money: 5 DIY Projects That Will Cost You More In The Long Run

Do-it-your-selfers live by the credo that it doesn't make sense to pay others for work you can do. They are liars who are wrong and stupid. OK, maybe that is a bit extreme. There are times when it is better to do yourself rather than pay pros to … [Read more...]

Check For These 5 Dealbreakers Before You Buy A House

There are few financial endeavors more exciting -- or frightening -- than buying your first house. You're making what will likely be the biggest purchase of your life, handing over your life's savings and committing yourself to monthly payments for … [Read more...]

Funny Money: How To Get Ahead At The Office By Acting Like A Jerk

There are places where manners, demurity and modesty get you ahead in life. Just kidding. Those qualities are prerequisites for failure everywhere I can think of. Nowhere is that truer than in Cubicalville, a political rock opera where loudness … [Read more...]

5 Reasons To Keep Your Finances Separate From Your Significant Other

When you're in love, you want to share everything. So it's only natural that you'll want to combine your finances, just like you do your gate code, your bed and your face soap. But not so fast. Financially binding yourself to the object of your … [Read more...]