Money management doesn’t come naturally to many folks. Worse, some people take on a lifestyle of ridiculous budgeting and spending practices without realizing just how wrong they are. You probably know of these characters — you might even be one yourself!
Though often a sound investment, graduate school is a costly affair. Before enrolling, there are things you can do to financially prepare for grad school including studying your anticipated return on investment (ROI), making a borrowing plan and putting your existing budget and credit accounts in order.
If someone owes you money — a friend, a client, a company — collecting that debt will require you to be persistent and shameless. Although it might be tempting to grab a tire iron and threaten physical violence, these tricks for collecting money owed will help you apply some pressure without landing in prison.