Between the dream of home ownership and turning the key to your new home, a lot has to happen---and a lot can go wrong. After all, real estate transactions take place between two imperfect parties: human beings. When I started out as a Realtor, I … [Read more...]
Condo Financing is Different
April 27, 2011 by
Are you considering getting a mortgage to buy a condo? Read this first. As a Realtor, I know that condos are popular among first-time home buyers. After all, the average condo costs less than the average single-family home. (In March 2011, the … [Read more...]
Mortgage Underwater? Here Are Your Options
March 18, 2011 by
So, was 2005 the year that you dove in and bought your first house? How much do you wish you had had a crystal ball back then? Don’t be too hard on yourself: NOBODY had the ability to see the future and nobody knew just how bad the housing … [Read more...]
Four Ways to Save $50,000 or More On Your Mortgage
January 11, 2011 by
Note from David: When I got serious about financial improvement, I knew I wasn’t going to be able to totally eliminate dining out, Starbucks, and other indulgences like every personal finance book told me to. (Some people can; I just liked them too … [Read more...]
5 Ways to Dramatically Lower Your Home Energy Costs All Year Long
December 9, 2010 by
Utility bills? Ugh. If you own a home or rent and pay your own utilities, you know it’s no fun shelling out money for these bills every month. Essential? Yes. Fun? Certainly not. Here are a few small adjustments you can make throughout your home … [Read more...]
The Real Truth About Loan Modifications
November 9, 2010 by
Loan modification is a hot topic these days. Millions of home owners are currently struggling to make their mortgage payments, and many owe more than their homes are worth. If you find yourself in this situation, your options aren't great. … [Read more...]
