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Auto Loan Calculator

Use our simple auto loan calculator to figure out how much car you can afford. If you can’t buy a quality used car in cash, I recommend choosing a car that you can purchase with comfortable payments over no more than four years (48 months).

Loan Information
  • The negotiated sale price of the new car before taxes and fees.
  • Any fees that aren't part of the sale price. Do not include if you will pay these fees with cash.
  • The sales tax rate where you purchased the vehicle. Do not include if you will pay the tax with cash.
  • The negotiated price the dealer will pay for your trade-in.
  • Number of months over which you will pay off the loan. (E.g., 4 years = 48 months).

Can you afford this payment? Use our car affordability calculator to find out.

What’s next?

Get free dealer price quotes in 5 minutes from Edmunds.com. Let the dealers fight for your business; pick your car and find the best price before you leave home.

Line up financing online before you shop. Easy 3-minute pre-approval. No obligation. Past credit problems OK.

Check your credit before you apply! Avoid surprises and get the interest rate you deserve. Learn how to get a truly free credit score in minutes.