Comments on: Best Credit Cards for Young Adults http://www.moneyunder30.com/best-credit-card-young-adults Simple, Honest Financial Advice Fri, 10 Feb 2012 03:21:13 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Catherine Walker http://www.moneyunder30.com/best-credit-card-young-adults/comment-page-1#comment-11865 Catherine Walker Tue, 30 Aug 2011 03:34:47 +0000 http://www.moneyunder30.com/the-best-five-credit-card-offers-for-young-people-of-2007#comment-11865 Hey, I wanna thank you so much. Not only did your recommendations help me in finally figuring out my credit score but also helped me in getting all my student loans in order. I'm a newly graduated engineer and needed help finding and figuring out my credit and getting a credit card. You helped me understand all of what I needed to know to start working on my credit. I've recommended your website to all of my college buddies. Thank you again, I was so lost and you helped figure things out without trying to put me into more debit like what some banks and credit companies try to do. :-) :-) Hey,

I wanna thank you so much. Not only did your recommendations help me in finally figuring out my credit score but also helped me in getting all my student loans in order. I’m a newly graduated engineer and needed help finding and figuring out my credit and getting a credit card. You helped me understand all of what I needed to know to start working on my credit. I’ve recommended your website to all of my college buddies. Thank you again, I was so lost and you helped figure things out without trying to put me into more debit like what some banks and credit companies try to do. :-) :-)

]]> By: David Weliver http://www.moneyunder30.com/best-credit-card-young-adults/comment-page-1#comment-10673 David Weliver Thu, 05 May 2011 13:34:17 +0000 http://www.moneyunder30.com/the-best-five-credit-card-offers-for-young-people-of-2007#comment-10673 ST, two things to consider: If you have a checking account with a smaller bank or credit union, pop into a branch and ask about their credit cards options. They may not come with rewards, but they may be able to approve you for a no-fee, unsecured card that'll get you started. The other option is the Orchard Bank card shown on this page. They approve people with a wide variety of credit situations, and offer a secured card as a back-up resort. Depending on their assessment of your credit, their may be an annual fee, but after a year or two with this card you should be able to get approved for another one and cancel the fee-charging one. Good luck. ST, two things to consider: If you have a checking account with a smaller bank or credit union, pop into a branch and ask about their credit cards options. They may not come with rewards, but they may be able to approve you for a no-fee, unsecured card that’ll get you started. The other option is the Orchard Bank card shown on this page. They approve people with a wide variety of credit situations, and offer a secured card as a back-up resort. Depending on their assessment of your credit, their may be an annual fee, but after a year or two with this card you should be able to get approved for another one and cancel the fee-charging one. Good luck.

]]> By: S.T. http://www.moneyunder30.com/best-credit-card-young-adults/comment-page-1#comment-10648 S.T. Wed, 04 May 2011 05:39:24 +0000 http://www.moneyunder30.com/the-best-five-credit-card-offers-for-young-people-of-2007#comment-10648 Hey David-- thoroughly enjoy your website-- especially the credit card information. Thank you for your insight. I am a 27 yr old graduate student and I'm wanting to establish some credit. I have not had a major credit card yet, just a department store one (which I've always paid on time) and a 4 yr car loan. I was hoping this credit would give me enough to get a Chase Freedom Cash Back card, but I was turned down. My credit report did not reflect my car payments (I'm currently trying to get that corrected), but now I'm hoping to get any form of credit card started. My out-of-state graduate school is expensive (aka my loans are large), but I WILL pay the balance every month and at age 27, will not abuse it in any way. I'm just 15 months from a real job and hopefully a home someday, etc. Should I still go for a "student" credit card? A secured credit card? Cash back would be nice, but I would rather not get turned down again. Any help would be great.......keep up the good work! Thanks! Hey David– thoroughly enjoy your website– especially the credit card information. Thank you for your insight. I am a 27 yr old graduate student and I’m wanting to establish some credit. I have not had a major credit card yet, just a department store one (which I’ve always paid on time) and a 4 yr car loan. I was hoping this credit would give me enough to get a Chase Freedom Cash Back card, but I was turned down. My credit report did not reflect my car payments (I’m currently trying to get that corrected), but now I’m hoping to get any form of credit card started. My out-of-state graduate school is expensive (aka my loans are large), but I WILL pay the balance every month and at age 27, will not abuse it in any way. I’m just 15 months from a real job and hopefully a home someday, etc. Should I still go for a “student” credit card? A secured credit card? Cash back would be nice, but I would rather not get turned down again. Any help would be great…….keep up the good work!

Thanks!

]]> By: Meghan http://www.moneyunder30.com/best-credit-card-young-adults/comment-page-1#comment-9848 Meghan Tue, 08 Mar 2011 19:38:14 +0000 http://www.moneyunder30.com/the-best-five-credit-card-offers-for-young-people-of-2007#comment-9848 I'm going to be a freshman in college, in the fall and I'm hoping to get my first credit card to help pay for some of my expenses. My parents have excellent credit (not sure if that makes a difference), but I'm just not sure which card is the best option I’m going to be a freshman in college, in the fall and I’m hoping to get my first credit card to help pay for some of my expenses. My parents have excellent credit (not sure if that makes a difference), but I’m just not sure which card is the best option

]]> By: David Weliver http://www.moneyunder30.com/best-credit-card-young-adults/comment-page-1#comment-9355 David Weliver Fri, 04 Feb 2011 21:10:35 +0000 http://www.moneyunder30.com/the-best-five-credit-card-offers-for-young-people-of-2007#comment-9355 Hi Brian, if you have a little credit history the Discover More card is a good first card even if you don't use it often, sometimes it requires a bit more credit history to get approval though. You might check out Capital One's site as they offer some cards for applicants with little/no credit history, although some have annual fees. Another option is to check with USAA. They have cards with programs designed for the military, and their service is supposed to be excellent. https://www.usaa.com/inet/pages/banking_credit_cards_main Hi Brian, if you have a little credit history the Discover More card is a good first card even if you don’t use it often, sometimes it requires a bit more credit history to get approval though. You might check out Capital One’s site as they offer some cards for applicants with little/no credit history, although some have annual fees.

Another option is to check with USAA. They have cards with programs designed for the military, and their service is supposed to be excellent.

https://www.usaa.com/inet/pages/banking_credit_cards_main

]]> By: brian http://www.moneyunder30.com/best-credit-card-young-adults/comment-page-1#comment-9338 brian Fri, 04 Feb 2011 04:17:30 +0000 http://www.moneyunder30.com/the-best-five-credit-card-offers-for-young-people-of-2007#comment-9338 i want to build my credit im in the national guard and i only plan to use the card if i already have the money and for gas. so please help me becuase im trying to start a family and really you need to have credit to do that, thank you for listning. i want to build my credit im in the national guard and i only plan to use the card if i already have the money and for gas. so please help me becuase im trying to start a family and really you need to have credit to do that, thank you for listning.

]]> By: Heather http://www.moneyunder30.com/best-credit-card-young-adults/comment-page-1#comment-5408 Heather Tue, 11 May 2010 20:24:47 +0000 http://www.moneyunder30.com/the-best-five-credit-card-offers-for-young-people-of-2007#comment-5408 I agree with your choice of the Discover More card. I've had one for about five years now and love it. The extra 5% cash-back bonus that changes every three to four months is a nice feature as well. I agree with your choice of the Discover More card. I’ve had one for about five years now and love it. The extra 5% cash-back bonus that changes every three to four months is a nice feature as well.

]]>