Business credit cards are the credit card industry’s best-keep secret. They often feature lower APRs, better rewards, higher credit limits, and better introductory terms than consumer cards—and anybody with good credit can get one. No business? No problem. All you need to apply for a business credit card is excellent credit. Here are a few good reasons to swap your current plastic for a business card.
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How to apply for a business credit card
You can apply for a business credit card as an individual by selecting “sole proprietor” as your business type and using your social security number. You don’t need a legal business, and you don’t need a business tax ID number. You do, however, need very good credit.
Do you use a business credit card for personal purchases? Let us know why!
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 
This is really interesting — I’ve never heard of consumers getting business cards, though it makes sense after reading your list. But I wonder if when you’re applying, they ask questions about your business? I’ve never applied for a business card, so I’m not sure how much information they need…could be tricky, though, if they want specifics about the biz.
That is only 4 reasons. 1, 2, 3, 5. Just wanted to give you a heads up on that.
Good call, Tyler. This post was written a ways back and at some point with all the credit changes #4 ceased to be relevant. I deleted it in a hurry and forgot to renumber them. Oops.