Carnival of Twenty Something Finances 09/04/07

I am pleased to present this week’s Carnival of Twenty Something Finances.

On the heels of Labor day, the carnival is bursting with ways to make your money work hard for you so you don’t have to work as hard for your money.

Let’s dive in to the articles, starting with a few I found especially relevant to twenty somethings looking to get ahead financially.

Editors Picks

I couldn’t agree more with Ryan Russell’s take on saving money by bashing brand names at My Money Knowledge.

Sometimes the dreamers among us need a reminder that making money isn’t easy. I liked Daniel Roach’s blunt post about the The Nature of Making Money at Daniel Roach.Org.

I hate to admit it, as I work in the textbook industry, but savvy students can save a bundle on books if you know where to look. Ted Reimers’ article Where to Buy, Sell and Exchange Textbooks over at Campus Grotto provides a concise rundown of where to look for textbook deals.

While we all hope never to be fired, the true test is how fast we can bounce back and find new employment. The Career Counselor has a great post called How to Explain Being Fired (and Get Hired!)

The Entire Carnival

Jason Elder presents Why Bankruptcy Filings Are On The Rise posted at A Bankruptcy Lawyer’s Blog, saying, “A big reason behind this is the slow and weak housing market as well as adjustable rate mortgages.”

Eric Hudin presents Protecting Your Finances and Assets Offshore posted at My Estate Planning Career Blog, saying, “If you’re self employed, you’re affluent, you’re married, you have direct clients, business partners or you’re just concerned that you’re overpaying your taxes, there’s a strong possibility that you should be protecting your finances and assets offshore.”

Allen Taylor presents What is a Charitable Trust? posted at Investing World Today, saying, “A charitable trust is designed to create a path whereby your assets may be converted into a life long stream of income and not a source of governmental revenue though taxes. Your taxes are lowered, what you pay now is lessened and what your heirs or your children pay will be lessened too when the time comes to pay estate taxes.”

Tim Ramsey presents You Are Not Alone In The World Of Debt posted at My Debt Relief Blog, saying, “The first seven years of the “new millennium”, has seen the birth of more millionaires than every prior generation, but also created a generation more in debt that any generation that has come before.”

Eric Stanley presents The Lure of Low Interest Rates posted at Personal Finance Blog Articles, saying, “Many of the financial decisions people make today are completely based on the current level of interest rates and have little consideration of long-term impact. Rates are so low it just makes sense to refinance or purchase now. We might as well do it or buy it now while rates are so low. Everyone has some debt no big deal rates are low.”

Thomas Humes presents Baron Five-Step Action Plan for Building Wealth posted at Wealth Building World, saying, “It is important to learn disciplined strategies of sound money management, investing, and business administration. The more you learn about these areas, the more confident you will be in selecting advisers, making investments, and handling your business and financial affairs. You can easily move forward on your journey to financial success by taking these five simple actions-”

Wouldn’t it be nice to know if you were on track for a promotion? Super Saver considers the Signs Of Being Considered For Promotion at My Wealth Builder.

Curious what money is really worth today? Discover The True Value of Money in Our Age posted at MoneyBlog.

We’re all looking to save a little bit more, and earn a little bit more! Amanda Harris presents Save Your Pennies! And Make A Few Extra! posted at Pajama Mommy Community.

KCLau has an interesting take on what the cash flow and net worth pictures of poor, average, and wealthy people look like in his post Hacking your Cash Flow & Net Worth Chart over at KCLau’s Money Tips.

Gotta love freebies! Learn how to Get $75 From Chase’s FREE Checking Account! at FIRE Finance.

Ever wonder whether that warranty you bought is going to come through? Find out What Does That Warranty Really Cover Anyway? at Debt Free.

If you’re running a small business, learn Ten Ways To Get Rid Of Debt And Cost In Business posted at Home Based Business Opportunities.

If you’re battling with debt, here’s a series of posts to help. Check out Step Five to getting Rid of Debt in the series over at How I Save Money.net.

Ever bought something with a mail-in rebate and then forgotten all about sending in the required paperwork? Are Mail-In Rebates Worth The Hassle? posted at The Digerati Life.

Finally, Dianne M. Buxton explores some ways to Work From Home Shopping at Manifesting Success.

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