Forget the classic quandary about who pays for the first date. What do you do when things get serious? What about when you live together?
How do you and your boyfriend, girlfriend, husband, or wife split your shared expenses? Do you have a joint checking account? A joint credit card? Do you each pay for certain things? Do you reconcile at the end of the month? Or do you just alternative haphazardly and “hope things even out in the end?” If you’re married or cohabitating, please let me know how you and your partner split expenses in a comment!
Are you out of work, short on cash, and wondering how the heck you are going to feed yourself or your family in the weeks ahead? Don’t panic. Here’s how to develop a sound strategy for managing money while unemployed so you can stop worrying and start looking for work. [...]
Do you, by choice, not carry (or use) a credit card at all? I would like to hear from people who have made the decision to go credit card-free. How long have you been without plastic? Why did you kiss credit cards goodbye? How has living credit card-free working? Has it created any problems? [...]
An informal survey for readers and guests to follow the year’s biggest shopping weekend; please take just a second to respond in a comment. How do you pay for everyday expenses? With a credit card? Debit card? Or cash? Why? [...]
Quicken Online, an online budgeting tool based upon the popular personal finance software, is now competely free. [...]
I’ve always figured banks actually want you to overdraw your checking account so they can score a fee, but I had no idea banks manipulate transactions to cause overdrafts, as SmartMoney.com reports. Here are the two most shocking tricks banks use, and how you can fight back. [...]
Due to the interest I have received from my recent post describing a formula to calculate how much you need in your emergency fund, I have created an Excel spreadsheet that can run the formula for you.
Download the free spreadsheet in Excel format here
You can also use the calculator on Google Spreadsheets.
Wondering how much you need in your emergency fund? Calculate a rough estimate of how much to stash away for a rainy day using this simple formula. [...]
You may never need to go back and see how much you spent on gas in March, 2006. But what if you did? Organizing your bank statements, receipts, and tax returns can save you headaches down the road. Here are a few reasons you should organize your financial documents, and the ways I get it done. [...]
Earlier this year, Intuit released a new Web-based version of its legendary personal finance management software Quicken called Quicken Online Edition. Created especially for newbies to managing money, Quicken Online can help you tackle your financial challenges with simple, user-friendly features.
In this Quicken Online Edition Review, I take a look at some of Quicken Online’s features, strengths and weaknesses, and possible uses. [...]
