Forget the classic quandary about who pays for the first date. What do you do when things get serious? What about when you live together? How do you and your boyfriend, girlfriend, husband, or wife split your shared expenses? Do you have a … [Read more...]
How to Manage Money When You're Unemployed
January 12, 2009 By
Are you out of work, short on cash, and wondering how the heck you are going to feed yourself or your family in the weeks ahead? Don't panic. Here’s how to develop a sound strategy for managing money while unemployed so you can stop worrying and … [Read more...]
Have You Said "No, Thank You” to Credit Cards?
December 12, 2008 By
Do you, by choice, not carry (or use) a credit card at all? I would like to hear from people who have made the decision to go credit card-free. How long have you been without plastic? Why did you kiss credit cards goodbye? How has living credit … [Read more...]
Credit, Debit, or Cash: How Do You Pay?
November 1, 2008 By
An informal survey for readers and guests to follow the year's biggest shopping weekend; please take just a second to respond in a comment. How do you pay for everyday expenses? With a credit card? Debit card? Or cash? Why? … [Read more...]
Quicken Online is Now Free
October 13, 2008 By
Quicken Online, an online budgeting tool based upon the popular personal finance software, is now competely free. … [Read more...]
Cruel Overdraft Traps
August 19, 2008 By
I've always figured banks actually want you to overdraw your checking account so they can score a fee, but I had no idea banks manipulate transactions to cause overdrafts, as SmartMoney.com reports. Here are the two most shocking tricks banks use, … [Read more...]
Emergency Fund Calculator Spreadsheet Now Available
August 15, 2008 By
Due to the interest I have received from my recent post describing a formula to calculate how much you need in your emergency fund, I have created an Excel spreadsheet that can run the formula for you. Download the free spreadsheet in Excel … [Read more...]
Emergency Fund Calculator: How Much Cash Do You Need?
August 12, 2008 By
Wondering how much you need in your emergency fund? Calculate a rough estimate of how much to stash away for a rainy day using this simple formula. … [Read more...]
How I Organize My Financial Records (And Why You Should)
May 22, 2008 By
You may never need to go back and see how much you spent on gas in March, 2006. But what if you did? Organizing your bank statements, receipts, and tax returns can save you headaches down the road. Here are a few reasons you should organize your … [Read more...]
Need Help With Your Budget? Try a Weekly Budget
April 2, 2008 By
Budgeting is so important, but so hard to develop as a habit. You can faithfully crunch numbers once a month, only to find out you’re consistently spending more than you planned. I know, because it happens to me. That’s why I find breaking … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 