How many times have you written out a monthly budget that would make your bank proud, only to completely forget about it one week later as you charge the day’s third coffee to your Visa card? … [Read more...]
When Your Car is a Gold Digger: Budgeting for Auto Maintenance
February 27, 2007 By
Your car. You love it when it takes you to work or through winding mountains on a weekend escape. When it comes time for oil changes and tune-ups, however, your car stereo plays a different tune. For many even minor car repairs can put a dent in … [Read more...]
Buy Nothing Year: Could You Do It?
February 19, 2007 By
Could you buy nothing for an entire year? Each year AdBusters promotes Buy Nothing Day on the day after Thanksgiving to raise awareness about wasteful consumer habits. But what about a Buy Nothing Year? That’s exactly what this group has pledged to … [Read more...]
High Yield Checking: The Future of Checking Accounts
February 15, 2007 By
Late in 2006, ING announced to its ING Direct Savings customers the Electronic Orange checking account. It takes free checking a step further and actually pays at least 3% interest on your balance, however small. Could high yield checking … [Read more...]
How to Stick to Your Holiday Shopping Budget
November 14, 2006 By
Dreaming of a Merry Christmas and a debt-free New Year? Jotting down a holiday shopping budget before you hit the stores is a must. If you haven't been saving diligently all year for holiday shopping, you can still keep your credit cards on a short … [Read more...]
Yodlee, BillQ, and the Future of Online Personal Finance Tools
October 11, 2006 By
Online personal finance tools can show all your bank, investment, and loan accounts on one webpage and – soon – may provide Quicken-like budgeting power you can access anywhere. So where are they? While existing online personal finance tools … [Read more...]
Budgeting In Your Twenties
September 19, 2006 By
Creating a monthly budget when you are in your twenties presents unique challenges and requires different priorities than budgeting at any other time in your life. But whether you are living at home for a few years, out on your own for the first … [Read more...]
Debt Free Step Five: Create Automatic Debt Payments
September 13, 2006 By
Just like anything worth doing, getting out of debt takes self-discipline. Whether you want to wake up earlier, get in shape, or quit smoking, will power is the key to achieving difficult goals. Unlike those other tough tasks, however, you can … [Read more...]
Free Monthly Budget Spreadsheet
September 8, 2006 By
I am pleased to present a simple and totally free budget spreadsheet that can be used to quickly and easily plan how much you can spend each month. Using the spreadsheet is easy. First, gather your paystubs and enter your monthly income. Next, … [Read more...]
The Vicious Psychology of Spending
June 2, 2006 By
In the movie Boiler Room, Ben Affleck’s character spouts out that “Whoever said money doesn’t buy happiness doesn’t [expletive] have any.” Maybe, maybe not. But more than we often admit, money and psychology are inseparably fused. For … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 