The iPhone 4 drops today. At least, for those lucky enough to reserve one before AT&T's Website crashed and Apple ran out of stock last week. But if you're throwing down for a new iPhone, buyer beware: AT&T, still the iPhone's exclusive U.S. … [Read more...]
Understanding Overdraft Protection and Fees
March 12, 2010 By
At one point or another, it’s happened to nearly all of us: For one reason or another, we spent more than our available checking account balance. And most likely, we wound up paying an overdraft fee for the privilege. In years prior to the day I … [Read more...]
Identity Theft: What You Need to Know to Protect Yourself
October 16, 2009 By
All worked up about identify theft? Don’t be. This post concludes my four-part series on identity theft in recognition of "Identity Theft Protection Awareness Week" which is coming up. It's a revision of a post I did a while back originally titled … [Read more...]
Beware Phishing Attempts and How to Avoid Them
October 15, 2009 By
If you have an e-mail account, you’ve probably gotten an e-mail that looks like it is from a financial institution that reads something like this: In a routine update of our customer records, we couldn’t confirm your information. Please click … [Read more...]
Beware Credit Card Skimmers and How to Spot Them
October 14, 2009 By
Talk about serendipitous. I've been planning today's post on credit card and ATM "skimmers" (jerry-rigged little devices criminals use to steal your card numbers), and yesterday my brother tells me he spotted one of these suckers at a rest area on … [Read more...]
Under 21? The CARD Act Restricts Your Access to Credit
October 1, 2009 By
The CARD Act could go into effect as soon as December. Although legislators passed the CARD Act with Americans’ best interests in mind, the act also means credit card users may see higher interest rates and fewer rewards. And for anyone under 21, … [Read more...]
Debit Card Dangers
September 24, 2009 By
It's a hot-button question: If you're in debt, do you get rid of all of your credit cards and stick to debit cards and cash only? Or can you discipline yourself to still use credit cards for routine purchases and pay the balance off in full every … [Read more...]
AT&T Wireless Rebate Visa Gift Cards Are A Raw Deal
September 14, 2009 By
AT&T Wireless Visa debit gift cards that come as rebates for iPhone, Blackberry, or other mobile phone purchases are a raw deal! AT&T advertises prices for popular mobile phones that include $50 or $100 off in the form of a Visa gift card that the … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 