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Archive for: Credit & Debt

How You Can Be A Smarter Shopper And Resist Impulse Buying

How many times has this happened to you? You walk into Target planning on buying just the essentials. But somehow, you leave with a full cart of items you don’t really need (they always get me with their lamps and tabloid magazines) and $150 p … [Read more...]

How I Paid Off My Student Loans In Three Years While Working Abroad

Do you wish you could move to another country to travel, work and experience a different way of life? Maybe you feel that you can't because you've got a pile of debt. For many people, debt holds them back from  traveling, taking a new job, going … [Read more...]

How To Improve Your Credit Score, Step By Step

Looking at the financial to-do list I compiled back in January, some long-standing goals are now checked off. I switched CPAs -- hiring a good accountant pays for itself and then some. I found a financial advisor, a first for me. I put together a … [Read more...]

Pay Off Your Student Loans By Doing Good In The World

Feeling pressured to take a job or pursue a career you’re not really into just because it pays a lot? That’s understandable, especially since the average college student graduates with $29,400 in student loan debt. If you’re philanthropically incli … [Read more...]

For Private Student Loans, Consider Credit Unions

There was a time when your summer job could let you pay for college tuition on your own, and your part-time gig near campus would cover living expenses like rent, food, and gas. In today's reality, an independent student simply cannot earn enough t … [Read more...]

How To Build Credit For The First Time

How do you get a loan or credit card? By showing the bank a good credit history that shows you're responsible paying loans and credit cards on time. Wait, what? How are you supposed to get approved for a loan or credit card if you've never … [Read more...]

Auto Financing For Smart People: Tips For Saving On Your Car Loan

Earlier this week I wrote about mistakes we make when buying a car. One of those mistakes is overlooking the importance of the auto financing in the overall cost of your new car. The example I gave is if you are buying a new Honda Civic, the … [Read more...]

What Credit Score Do You Need To Get Approved For A Credit Card?

If you're looking to be approved for a credit card, you'll need to have a credit score that meets the bank's minimum criteria. This is why we hammer home this advice here on Money Under 30: Know your credit score. Keeping track of your credit … [Read more...]

5 Hidden Credit Card Fees To Watch Out For

With the quick, easy access credit cards provide to loads of funds, it's easy to lose track of the fact that they are tools designed by banks to get you to pay more than what you bargained for. It starts with the fact that credit card issuers … [Read more...]

Credit Karma: The Best Place For Truly Free Credit Scores Now Offers Full Credit Reports

Anyone who has read Money Under 30 for some time knows that I'm a big fan of Credit Karma -- a site that provides a truly free credit score with no credit card numbers/signups required. This week they announced an exciting update that Credit Karma … [Read more...]