The cost of education is often a lot more than just tuition — and sometimes your federal loans just can’t help pay for everything. Here’s why and when you might consider private loans to help cover the full cost of school.
Responsible people with excellent credit scores are often shocked after applying for a new credit card … and getting rejected. It’s more common than you think, so it pays to learn why a good credit score may not be enough.
Getting an apartment when you don’t have a credit history can be tricky. But remember: No credit isn’t the same as bad credit. Here are some ideas for convincing your new landlord that you are worth the risk.
When shopping for a mortgage, one of the things that lenders will look at is your debt-to-income ratio. If this ratio is too high, it may keep you from getting approved. Don’t take any chances — know your debt-to-income and take steps to keep it at a healthy level.
Save money on auto financing by knowing your credit score and leveraging competing loan offers at the dealership. Put money down, keep the term as short as you can afford, and — of course — don’t buy more car than you can afford.
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