As I often mention, I login to the free service CreditKarma every couple of months to keep track of my credit score. One time a year or so ago I logged in to see a new feature that differentiated my credit score from my auto insurance score. To my … [Read more...]
Auto Insurance Scores: The Surprising Truth About How Credit Affects Car Insurance Rates
April 25, 2013 by 1 Comment
How to Get Approved for a Mortgage (Especially Your First)
April 18, 2013 by 23 Comments
With mortgage rates at historic lows, lots of people are looking to buy homes after years of renting or staying put in a pervious house. As a result, the real estate market is competitive in many parts of the country, requiring buyers to put in … [Read more...]
Forrest Gump’s Lessons on Getting Out of Debt
March 27, 2013 by 2 Comments
Note from David: The following post comes to us from blogging friend of mine Ben Edwards of Money Smart Life. Ben has recently published the book Debt Heroes featuring 21 inspirational stories from people who have gotten out of debt – including … [Read more...]
Using a Credit Card Overseas: 15 Things to Know
March 26, 2013 by 3 Comments
Carrying a credit card or debit card when you’re traveling abroad is a no-brainer. Using a credit card overseas allows you to track your purchases, cancel it if it gets lost or stolen, and earn rewards on your purchases that you can put towards … [Read more...]
♥ & $: When It Comes To Credit Card Debt, Millennials Have It Figured Out
March 13, 2013 by 12 Comments
$13,740. That’s a lot of money. A fiscally smart person could use it buy a car, pay rent for a year, or feed a family of four for even longer. But when I was in my twenties, I wasn’t fiscally smart. My husband was in graduate school, and I was … [Read more...]
Have Student Loan Debt? There’s Relief in Sight
March 11, 2013 by 4 Comments
As I learned the ropes of personal finance, a money-savvy friend taught me how to tell bad debt from good debt. Bad debt comes in many forms — including credit card balances (especially when tied to high interest rates), car loans and other … [Read more...]
BankAmericard® Better Balance Rewards™ Credit Card Review
March 2, 2013 by
Credit cards are not one size fits all. If you don’t realize that, you could end up missing out on valuable benefits or – worse -- paying a lot more than you have to in interest and fees by carrying the wrong card. Although I’ve written … [Read more...]
Tuition.io: A Free Site to Organize Your Student Loans
March 1, 2013 by 2 Comments
Whenever I talk to readers or do a survey, repaying student loans tops people’s priority list. It can feel like it’s difficult to get ahead in life until these big balances are behind us. Although I don’t always think that you should make … [Read more...]
Capital One Venture Credit Card Review
February 10, 2013 by
Capital One Venture Card The Capital One Venture Card pays double miles for every dollar spent. There is a $59 annual fee after the first year. View details or apply Capital One VentureOne Card The Capital One Venture Card pays … [Read more...]
