Planning on taking a credit card overseas? Make sure you pack the right plastic. Some cards tack on hefty fees for foreign charges and aren’t as widely accepted. We explain why having the right card matters and offer a few suggestions.
When it comes to credit scores, there’s a lot going on behind the scenes. What you see on Credit Karma or your credit card statement probably isn’t the same thing a lender will look at when they pull your credit report. Here’s why — and what you can do about it.
Responsible people with excellent credit scores are often shocked after applying for a new credit card … and getting rejected. It’s more common than you think, so it pays to learn why a good credit score may not be enough.
Getting an apartment when you don’t have a credit history can be tricky. But remember: No credit isn’t the same as bad credit. Here are some ideas for convincing your new landlord that you are worth the risk.
When shopping for a mortgage, one of the things that lenders will look at is your debt-to-income ratio. If this ratio is too high, it may keep you from getting approved. Don’t take any chances — know your debt-to-income and take steps to keep it at a healthy level.
Save money on auto financing by knowing your credit score and leveraging competing loan offers at the dealership. Put money down, keep the term as short as you can afford, and — of course — don’t buy more car than you can afford.
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