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Archive for: Credit & Debt

How To Improve Your Credit Score, Step By Step

Looking at the financial to-do list I compiled back in January, some long-standing goals are now checked off. I switched CPAs -- hiring a good accountant pays for itself and then some. I found a financial advisor, a first for me. I put together a … [Read more...]

Pay Off Your Student Loans By Doing Good In The World

Feeling pressured to take a job or pursue a career you’re not really into just because it pays a lot? That’s understandable, especially since the average college student graduates with $29,400 in student loan debt. If you’re philanthropically incli … [Read more...]

For Private Student Loans, Consider Credit Unions

There was a time when your summer job could let you pay for college tuition on your own, and your part-time gig near campus would cover living expenses like rent, food, and gas. In today's reality, an independent student simply cannot earn enough t … [Read more...]

How To Build Credit For The First Time

How do you get a loan or credit card? By showing the bank a good credit history that shows you're responsible paying loans and credit cards on time. Wait, what? How are you supposed to get approved for a loan or credit card if you've never … [Read more...]

Auto Financing For Smart People: Tips For Saving On Your Car Loan

Earlier this week I wrote about mistakes we make when buying a car. One of those mistakes is overlooking the importance of the auto financing in the overall cost of your new car. The example I gave is if you are buying a new Honda Civic, the … [Read more...]

What Credit Score Do You Need To Get Approved For A Credit Card?

If you're looking to be approved for a credit card, you'll need to have a credit score that meets the bank's minimum criteria. This is why we hammer home this advice here on Money Under 30: Know your credit score. Keeping track of your credit … [Read more...]

5 Hidden Credit Card Fees To Watch Out For

With the quick, easy access credit cards provide to loads of funds, it's easy to lose track of the fact that they are tools designed by banks to get you to pay more than what you bargained for. It starts with the fact that credit card issuers … [Read more...]

Credit Karma: The Best Place For Truly Free Credit Scores Now Offers Full Credit Reports

Anyone who has read Money Under 30 for some time knows that I'm a big fan of Credit Karma -- a site that provides a truly free credit score with no credit card numbers/signups required. This week they announced an exciting update that Credit Karma … [Read more...]

Barclaycard Ring Credit Card Review

When it comes to using credit cards, the advice you should strive to follow is simple: Pay off your balance each and every month. If you do that faithfully, you don't have to worry about what your card's APR and focus instead on earning rewards back … [Read more...]

Q&A: How Do I Build Credit Fast?

A reader asks: I’m trying to get my credit score growing again. I’m in school full-time and work full-time, too. I have just one credit card – a Wells Fargo student card -- that greatly helped my credit score when I first got it. However, in the last … [Read more...]