MoneyUnder30.com

Archive for: Credit & Debt

Behind On Bills? How To Catch Up

When Debt Payments Fall Behind, Take These Steps To Catch Up

It happens to the best of us: life gets crazy and you fall behind on bills. You don’t have to be a victim to your creditors. Here’s how to catch up to save your credit score (and your dollars).

Prepaid Bank Cards: Is There Ever A Good Reason To Use One?

Is There Ever A Time To Use A Prepaid Bank Card

Prepaid bank cards are a solution if you can’t get a checking account, but should never be a long-term solution.

Debt Collectors Can’t Call Your Cell: Know Your Rights When Dealing With Collection Agencies

How To Fight Back Against Debt Collectors, And Win

Debt collectors can be unlawful and abusive. But if you know your rights when dealing with debt collection agencies, you can keep them in their place.

How To Choose A Credit Card (Smartly)

How to choose a new credit card

Most people only get a new credit card every few years. Learn how to comparison shop for credit cards and how to choose a credit card you’ll be happy with.

Options For Overwhelming Debt: Consolidation, Management, Settlement And Bankruptcy

Debt Consolidation Vs. Debt Settlement Vs. Debt Management Which Is Better

What do you do when you’re unable to even make the minimum payments on your debt? You do have other options besides bankruptcy. Debt consolidation, debt management, and debt settlement are all viable options depending on your situation.

Snowball Vs Avalanche: Which Debt Payoff Method Is Best?

Snowball Vs Avalanche Which Debt Payoff Method Is Best

So you are ready to pay off debt, great! Now to decide which method you are going to use. The debt snowball or the debt avalanche? Here we talk about the difference between the two and give you a tool to decide which method is best for you.

How Upstart Gives Loans To Young Adults Without Credit Scores

Upstart provides personal loans -- no credit required.

Upstart provides personal loans, no credit required. Upstart is geared towards for college graduates with good jobs who can’t get approved for traditional loans or credit cards simply because they haven’t used credit long enough.

In Debt? No Savings? You May Still Be Able To Buy A House (Not That You Should)

No savings In debt You Can Still Buy A House

Crappy pay. Student loans. No savings. Think homeownership is out of reach? You might be wrong. Not that you should, but here’s how many millennials buy houses while still in debt.

Prosper Loans Review: My Experience Getting A Prosper Loan

Prosper Loans Review

Nine years ago, I took out an $11,500 debt consolidation loan from Prosper Loans to pay off credit cards over three years. Here’s how it worked out.

The Best No Annual Fee Miles Credit Cards That Reward Everyday Purchases

The best no annual fee miles credit cards for earning free travel with everyday spending.

The best no annual fee miles credit cards let you earn rewards on everyday purchases, not just airfare. Read how these cards compare with premium airline credit cards and see which is right for you.