I get lots of questions about credit cards. Because so many blogs cover the subject, I'm getting away from doing a lot of credit card posts, but for those who ask, I want to keep my credit card coverage current. So I give you: Six simple credit … [Read more...]
It’s Debatable: When to Get a Credit Card, When to Use It & When to Cut It Up
August 2, 2011 By
Love them or hate them, credit cards are a fact of financial life. They can make tracking spending effortless. Just as easily, they can blur the line between how much money you have and how much you can spend---plunging you into debt. And … [Read more...]
Credit Card Insurance: Little-Known Ways Your Plastic Can Protect You
June 15, 2011 By
I'm off again this week recovering from a whirlwind two weeks of travel for the day job. In the meantime, here's a collection of little-known credit card perks from Michael Dolen, the twenty-something founder of Credit Card Forum, a site where … [Read more...]
Credit Sesame: A New (Free) Tool To Shape Up Your Credit
May 23, 2011 By
I don't want to annoy you with too many posts about new products, but trust me that this one is cool. And it's free! (Disclaimer: Money Under 30 is a part of Credit Sesame's affiliate program, meaning the site earns a small commission for … [Read more...]
The Best Credit Cards for International Travel
April 19, 2011 By
Earlier I cautioned readers about foreign currency credit card fees. Not surprisngly, I later started to hear from many of you wondering...what are the best credit cards for traveling abroad? … [Read more...]
Best Credit Cards for Young Adults
March 15, 2011 By
So as a personal finance blogger who has a lot of personal experience with credit cards (both good and bad) I get these questions a lot: What are the best credit cards for young adults? What's a good first credit card? And when should … [Read more...]
The Value of a Credit Card Mile (a.k.a. the Case for Cash)
March 10, 2011 By
In the world of personal finance, the couple hundred bones a year you might earn from credit card rewards isn't a big deal. I'll bet you can find five ways to better optimize your finances. Still, if you're like me, you probably enjoy playing the … [Read more...]
What is a Credit Score? The Complete Guide to Understanding “Your Number”
January 25, 2011 By
I don't know about you, but I really, really, really wish we didn't have to be slaves to our credit scores. Although it's possible to live without regards for the modern American credit scoring system, it's not easy. For most of us, we're going to … [Read more...]
Hallelujah, It’s Raining Cash: Get $50 or $100 From Credit Card Sign-On Bonuses
November 23, 2010 By
Here’s some unorthodox financial advice: Go apply for a new credit card. Why? Several major credit cards are offering up cash bonuses of up to $100 if you apply for a new card and spend a minimum amount. If you’re planning some purchases this … [Read more...]
The Real Truth About Loan Modifications
November 9, 2010 By
Loan modification is a hot topic these days. Millions of home owners are currently struggling to make their mortgage payments, and many owe more than their homes are worth. If you find yourself in this situation, your options aren't great. … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 