MoneyUnder30.com

Archive for: Credit & Debt

Should You Take Out Loans To Pay For Living Expenses In Graduate School?

I get lots of emails from readers who are either going back to school or considering it. Certainly, finishing your degree or going on to get a professional degree can be one of the best investments you can make, provided of course you pursue a degree … [Read more...]

Lending Club Review: Get A Loan Without A Bank, Or Lend Money To Others

Today marked an exciting day for crowd-sourcing and social finance with the Lending Club initial public offering (IPO) on the New York Stock Exchange. I've been writing about peer-to-peer lending since 2006, when the trend was in its infancy. Back … [Read more...]

16 Great Credit Card Signup Bonuses Available Now

Here’s some unorthodox financial advice: Go apply for a new credit card. When I was in college a million years ago, all it took me or anyone else to apply for a credit card was a kiosk that gave away a t-shirt or squirt bottle. Times sure have c … [Read more...]

How You Can Be A Smarter Shopper And Resist Impulse Buying

How many times has this happened to you? You walk into Target planning on buying just the essentials. But somehow, you leave with a full cart of items you don’t really need (they always get me with their lamps and tabloid magazines) and $150 p … [Read more...]

How I Paid Off My Student Loans In Three Years While Working Abroad

Do you wish you could move to another country to travel, work and experience a different way of life? Maybe you feel that you can't because you've got a pile of debt. For many people, debt holds them back from  traveling, taking a new job, going … [Read more...]

How To Improve Your Credit Score, Step By Step

Looking at the financial to-do list I compiled back in January, some long-standing goals are now checked off. I switched CPAs -- hiring a good accountant pays for itself and then some. I found a financial advisor, a first for me. I put together a … [Read more...]

What Credit Score Do You Need To Get Approved For A Credit Card?

If you're looking to be approved for a credit card, you'll need to have a credit score that meets the bank's minimum criteria. This is why we hammer home this advice here on Money Under 30: Know your credit score. Keeping track of your credit … [Read more...]

Pay Off Your Student Loans By Doing Good In The World

Feeling pressured to take a job or pursue a career you’re not really into just because it pays a lot? That’s understandable, especially since the average college student graduates with $29,400 in student loan debt. If you’re philanthropically incli … [Read more...]

For Private Student Loans, Consider Credit Unions

There was a time when your summer job could let you pay for college tuition on your own, and your part-time gig near campus would cover living expenses like rent, food, and gas. In today's reality, an independent student simply cannot earn enough t … [Read more...]

How To Build Credit For The First Time

How do you get a loan or credit card? By showing the bank a good credit history that shows you're responsible paying loans and credit cards on time. Wait, what? How are you supposed to get approved for a loan or credit card if you've never … [Read more...]