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Which U.S. States are Most Responsible with Credit? The Most (and Least) Credit-savvy States in the Nation

Are New Yorkers too impatient to manage their money well? Are Californians too laid back to be aggressive investors? Are Las Vegans too blinded by glitz and glamour to avoid financial trouble? Citizens of all 50 states have unique money styles — t … [Read more...]

Is Your Student Loan Debt ‘Worth It’?

Right now, Americans like you have over $1.2 trillion in student loan debt. Even worse, 1 in 3 loans are in some stage of default. But I didn't need to see those stats to know that the student loan crisis is real. When I polled Money Under 30 r … [Read more...]

When Good Credit Isn’t Enough: The Shocking Reasons You May Be Denied a Credit Card Despite Your Excellent Score

It’s bound to happen to all of us at one time or another – you go to apply for a new credit card (or an auto loan, mortgage or any other line of credit) and, out of nowhere, they turn you down. Application declined. You’re shocked. Angry. And – … [Read more...]

With Lots of Student Loans, Which Debts Should You Pay First?

I graduated from law school in 2011 with a whopping $208,000 of student loan debt. To make matters worse, the job market was horrible for new lawyers. It would have been easy to sulk, complain, and make excuses. But, I refused to do that. A … [Read more...]

Traveling Abroad? The Best Credit Cards for International Travel (And Some You Should Absolutely Leave At Home)

Travelling abroad? Make sure you have the right plastic. The best credit cards for international travel don't charge excessive foreign currency credit card fees, are accepted worldwide, and offer concierge-level service to help with your … [Read more...]

Depressed About Debt? Expert Advice on How to Overcome Financial Anxiety (And Get Rid of Your Debt)

You know debt hurts your financial health. But did you know that debt also hurts your mental and physical health? For years, studies have shown people in debt have higher rates of mental health problems like depression and anxiety than those who … [Read more...]

How That ‘Free’ Flight Cost Me $1,400

It’s easy to love free things, and of all the freebies that tempt us, none make a wandering spirit more weak in the knees than the promise of free airfare. It’s about a million degrees below zero in Chicago for the third straight week, and I'd lov … [Read more...]

What Credit Score do you Need to get Approved for a Credit Card?

If you're looking to be approved for a credit card, you'll need to have a credit score that meets the bank's minimum criteria. This is why we hammer home this advice here on Money Under 30: Know your credit score. Keeping track of your credit … [Read more...]

One in 5 Americans Have Credit Report Errors That Are Easily Fixed; Isn’t it Time to Check Yours?

The whole business of navigating credit reports proves tricky for a number of reasons -- starting with the fact that you don’t have one credit bureau to worry about, but three. Imagine if you had to talk to three auto mechanics before you could get y … [Read more...]

Why – After 29 Years – I’m Cutting my Favorite Credit Card in Half

Had I tried to write this post three months ago—when my anger over a credit card company slight reached full boil—it would’ve turned into a train wreck. Now that I’ve had time to cool off and reflect, I’m giving it my best shot, because my story serve … [Read more...]