Archive for: Credit & Debt

In Debt? No Savings? You May Still Be Able To Buy A House (Not That You Should)

Whenever a study is released about millennials and money, the findings are usually depressing. But one recent study caught my eye because it contained some good news for once. Despite their well-publicized economic challenges, millennials r … [Read more...]

The Best No Annual Fee Miles Credit Cards That Reward Everyday Purchases

A few weeks ago, we wrote about ways you can earn free travel even if you’re not already a frequent flyer. Instrumental in that saving up enough miles for a gratis vacation is racking up the points using a travel rewards credit card. Specifically, … [Read more...]

Discover it® Credit Card Review

The Discover it® credit card combines cash back on everyday purchases, a free FICO® credit score with your monthly statement, and competitive intro and regular APRs. Who "it" is for: Discover it® is a multi-purpose card for consumers who want to ea … [Read more...]

When, If Ever, Is It Time To Consider Bankruptcy?

Not so many years ago, I stared tremendous debt in the face, a direct consequence of losing my full-time job and failing to check my spending. And so for the briefest of moments, I considered bankruptcy. It didn’t take long for the financial gurus … [Read more...]

Before You Apply, What You Need to Know About Balance Transfer Credit Cards

If you’re struggling with credit card debt, a balance transfer credit card can save you money on interest while you repay it. Fortunately, I haven’t used balance transfer credit cards in a long time (because I haven’t carried credit card debt in a … [Read more...]

How To Raise Your Credit Score Once You Are Out Of Debt

If you’ve pulled yourself out of debt, you are to be congratulated. But if you’ve gone through all that hard work, doesn’t it make sense to make sure that ancient history gets wiped off your credit history to the extent possible? Of course it does. … [Read more...]

Should You Delay Retirement Contributions To Pay Off Debt?

Conventional wisdom says you should always make saving for retirement -- through a 401(k), IRA or other plan --  a priority, especially when you're young. Just look at this powerful example of how compound interest can make anyone a milli … [Read more...]

You Paid Bills Late: Just How Bad Is That? The Lifetime Cost Of Missed Payments

Mitch Roschelle is the kind of guy anyone in their 20s would be lucky to have as a professional mentor. Based in New York, he’s the national leader for PwC’s real estate advisory practice. Mitch has been featured everywhere from The New York Times to … [Read more...]

Capital One Venture Credit Card: Still Tops for Travel Rewards

Capital One Venture Card The Capital One Venture Card pays double miles for every dollar spent. There is a $59 annual fee after the first year. View details or apply Capital One VentureOne Card The Capital One Venture Card pays … [Read more...]

Discover it® Miles Review 

There’s a new miles rewards credit card on the market that offers a competitive choice for consumers with good credit who want to earn a better-than-average rewards rate without an annual fee. The Discover it® Miles card rewards you with 1.5 miles … [Read more...]