Archive for: Credit & Debt

SaaS (Software as a Service) is Taking Over: What it Means for Your Budget


More and more companies are selling software through subscription services. Most offer monthly fees that are much lower than the full cost of the software. But how do those costs add up over time?

Chase Freedom Credit Card Review: The Card I Use Most


Chase Freedom is one of two credit cards my wife and I use most. Learn why in our Chase Freedom credit card review.

Why Personal Loans Make Sense For Small Home Improvement Projects

Home improvement - handyman installing wooden floor home

Personal loans can provide quick and relatively painless financing for small home improvement projects when a home equity line isn’t practical or even available.

How To Apply For A Personal Loan From Lending Club Or Prosper

A Peer To Peer Lending Checklist

Personal loans can provide financing at lower rates than credit cards, but often have more detailed applications. Here’s what you need to have in order to apply for a personal loan.

11 Ways I Paid Off $80,000 Of Debt — In JUST 3 Years


I paid off $80,000 of credit card and student debt in just three years. Here are 11 tactics I used to pay off debt fast and regain control of my money.

Afraid Of Credit Cards? It’s Time To Reconsider — Why You Should ABSOLUTELY Get A Credit Card In Your 20s


For the last decade, young adults have seen credit cards as something to avoid. But NOT using credit can be as perilous to your finances as abusing credit. Here’s why, and why every 20-something should eventually have a credit card.

Lending Club Review: Get A Loan Without A Bank, Or Lend Money To Others


Lending Club is the largest peer-to-peer lending network where everyday investors can make loans to borrowers who can take out personal loans of up to $35,000 without going to the bank. Learn how social lending works at Lending Club.

When Mortgage Rates Are Low, It’s Always A Good Idea To Refinance, Right? Not Necessarily.


Even when rates are low, refinancing your mortgage isn’t always the right choice. Here are some points to consider before you refinance.

Traveling Abroad? The Best Credit Cards for International Travel (And Some You Should Absolutely Leave At Home)

The best credit cards for international travel.

Planning on taking a credit card overseas? Make sure you pack the right plastic. Some cards tack on hefty fees for foreign charges and aren’t as widely accepted. We explain why having the right card matters and offer a few suggestions.

How To Choose A Credit Card (Wisely)


Most people only get a new credit card every few years. Learn how to comparison shop for credit cards and how to choose a credit card you’ll be happy with.