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Archive for the ‘Credit’ Category

It has been just over one year since I applied for an took a debt consolidation loan from peer-to-peer lender Prosper. One year in, I’m just as happy with Prosper as when I started.

December 14th, 2007. . Read More »

If you carry a classic American Express Green, Gold, or Platinum card, or any other credit card that has no pre-set spending limit, you probably know that no pre-set limit does not mean no limit. So how is your spending limit calculated, and what happens if you hit it? I found out last month.

December 4th, 2007. Topics: , . Read More »

When I joined my present employer four years ago I encountered a new financial quandary: How do you plan for out-of-pocket work expenses until they are reimbursed?

September 18th, 2007. . Read More »

You may have heard that carrying a balance on your credit cards – especially being near your credit limit – hurts your credit score. What I never realized is how much of an impact paying down that balance has on your credit.

August 10th, 2007. . Read More »

I can hear you all yelling at me now. “Don’t go into debt!” “Don’t go into debt”. But what if you have a good reason to get a loan?

July 27th, 2007. . Read More »

Since starting this website, many of my friends started coming to me with financial questions. One I hear often is: What is the best credit card?

July 2nd, 2007. . Read More »

Ever wonder about 0% loans? Are they too good to be true? And if so, why would the company even offer it?

May 25th, 2007. . Read More »

If you have bad credit because of past late payments or charge-offs, a secured credit card is the best way to rebuild credit. Why? It will protect you from yourself.

May 24th, 2007. . Read More »

Considering buying your first home? Prepare yourself for one of life’s most demanding experiences.

May 23rd, 2007. . Read More »

I know, I know. Everybody’s probably writing about this, but it’s not every day a financial product comes around that’s radically different than everything else on the market. So I have to weigh in.

April 12th, 2007. Topics: , , . Read More »