Archive for the ‘Credit’ Category
It has been just over one year since I applied for an took a debt consolidation loan from peer-to-peer lender Prosper. One year in, I’m just as happy with Prosper as when I started.
December 14th, 2007. . Read More »
If you carry a classic American Express Green, Gold, or Platinum card, or any other credit card that has no pre-set spending limit, you probably know that no pre-set limit does not mean no limit. So how is your spending limit calculated, and what happens if you hit it? I found out last month.
December 4th, 2007. Topics: American Express, Charge Cards. Read More »
When I joined my present employer four years ago I encountered a new financial quandary: How do you plan for out-of-pocket work expenses until they are reimbursed?
September 18th, 2007. . Read More »
You may have heard that carrying a balance on your credit cards – especially being near your credit limit – hurts your credit score. What I never realized is how much of an impact paying down that balance has on your credit.
August 10th, 2007. . Read More »
I can hear you all yelling at me now. “Don’t go into debt!” “Don’t go into debt”. But what if you have a good reason to get a loan?
July 27th, 2007. . Read More »
Since starting this website, many of my friends started coming to me with financial questions. One I hear often is: What is the best credit card?
July 2nd, 2007. . Read More »
Ever wonder about 0% loans? Are they too good to be true? And if so, why would the company even offer it?
May 25th, 2007. . Read More »
If you have bad credit because of past late payments or charge-offs, a secured credit card is the best way to rebuild credit. Why? It will protect you from yourself.
May 24th, 2007. . Read More »
Considering buying your first home? Prepare yourself for one of life’s most demanding experiences.
May 23rd, 2007. . Read More »
I know, I know. Everybody’s probably writing about this, but it’s not every day a financial product comes around that’s radically different than everything else on the market. So I have to weigh in.
April 12th, 2007. Topics: Balance Transfers, Credit Cards, Discover. Read More »