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Archive for: Credit & Debt

How To Finance An Engagement Ring

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For something like a diamond, it’s obviously best to pay cash. But, we get it: You’re head-over-heels and you’re considering financing the ring so you can pop the question sooner. Here are the best ways to finance an engagement ring.

Is Identity Theft Insurance Worth It?

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Identity theft can wreck your finances and take months to recover from. Some ID theft insurance services promise to protect you — or at least help you bounce back quicker. Are they worth the cost?

Capital One Venture Credit Card: Still Tops for Travel Rewards

The Capital One Venture and VentureOne credit cards are excellent values for travel rewards.

We give the Capital One Venture Credit Card a top spot among travel rewards cards. Choose between a no annual fee card that pays 1.25 miles on every purchase or earn double miles for a modest annual fee.

How To Improve Your Credit Score, Step By Step

How to improve your credit, step by step.

You know you need to improve your credit score, but you’re finding a lot of conflicting advice. What I learned from dozens of different experts about how to improve your credit score in a few easy-to-follow steps.

The Best Business Credit Cards (And The Best Credit Cards For Doing Business) For A Young Professional

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Do you need a business credit card for your growing company or side hustle? Or simply a card that you can use for business expenses that your employer will reimburse? Learn what to look for in a business credit card — or any credit card you’ll use for work-related expenses.

SaaS (Software as a Service) is Taking Over: What it Means for Your Budget

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More and more companies are selling software through subscription services. Most offer monthly fees that are much lower than the full cost of the software. But how do those costs add up over time?

The Best 0% APR Credit Cards For Purchases

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A 0 percent APR credit card can help you buy big stuff — a new appliance, furniture, or the trip of a lifetime — without paying a cent of interest. What’s the catch? Learn to decide how and when to use these offers and when to stay away.

Chase Freedom Credit Card Review: The Card I Use Most

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Chase Freedom is one of two credit cards my wife and I use most. Learn why in our Chase Freedom credit card review.

Why Personal Loans Make Sense For Small Home Improvement Projects

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Personal loans can provide quick and relatively painless financing for small home improvement projects when a home equity line isn’t practical or even available.

Traveling Abroad? The Best Credit Cards for International Travel (And Some You Should Absolutely Leave At Home)

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Planning on taking a credit card overseas? Make sure you pack the right plastic. Some cards tack on hefty fees for foreign charges and aren’t as widely accepted. We explain why having the right card matters and offer a few suggestions.