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Archive for: Credit & Debt

Review: Discover it® – Double Cash Back Your First Year

The Discover it® credit card is ideal for young consumers with good credit because it pays rewards on everyday spending and features low intro APRs.

There’s a lot to like about the Discover it® – Double Cash Back your first year – credit card: Cash back, a 0% into APR for up to 18 months, free FICO score monitoring, and 24/7 U.S.-based customer service.

When, If Ever, Is It Time To Consider Bankruptcy?

When, If Ever, Is It Time To Consider Bankruptcy

Bankruptcy is a tempting option when faced with piles of debt, but it’s not as simple as it sounds. Take a look and see if there are ways to avoid bankruptcy, like a debt snowball. If the debt is truly overwhelming then be sure to know your options before you start down that road.

Shop At Target? The Target Red Card Is A No-brainer

Target Red Card

If you shop at Target, the Target Red Card saves you 5 percent, every time. As long as you pay it off in full each month (or get the debit card version), why wouldn’t you get this card?

Before You Apply, What You Need to Know About Balance Transfer Credit Cards

Before you apply for a balance transfer credit card, get the facts.

Banks advertise balance transfer credit cards as a money-saving debt fix. Of course, we know better. Balance transfers can reduce your interest costs and help you pay down debt, but only when used responsibly. Here are some safe handling instructions for credit card balance transfers.

How To Raise Your Credit Score Once You Are Out Of Debt

Why People Who Get Out Of Debt Can Still Have A Low Credit Score

Getting out of debt is a huge accomplishment. Congrats! Unfortunately, you may not be celebrating for long if you discover that you still have bad credit even after your debt is gone. It’s a common problem, but there are steps you can take. How to raise your credit score after your debts are paid off.

Should You Delay Retirement Contributions To Pay Off Debt?

Should You Delay Retirement Contributions To Pay Off Debt

Should you postpone contributing to your 401(k) to pay off debt? When it makes sense to delay investing until you debt is paid off.

You Paid Bills Late: Just How Bad Is That? The Lifetime Cost Of Missed Payments

A Business Suit, A Credit Goof, And Making Your Rating Bullet Proof

Everyone knows paying bills late is bad for your credit score. But you might not realize that the lifetime cost of missed payments could be higher than you think.

Capital One Venture Credit Card: Still Tops for Travel Rewards

The Capital One Venture and VentureOne credit cards are excellent values for travel rewards.

We give the Capital One Venture Credit Card a top spot among travel rewards cards. Choose between a no annual fee card that pays 1.25 miles on every purchase or earn double miles for a modest annual fee.

Review: Discover it® Miles–Double Miles your first year

Discover it miles review

Simple rewards, no annual fee, and award-winning customer service make this new miles credit card worth your consideration. Read more in our complete review of Discover it® Miles–Double Miles your first year.

Is This A Better Use For Your Credit Card Rewards?

A better use for your credit card rewards?

Credit card rewards are an oft-overlooked way to boost your bottom line. Stop redeeming $25 gift cards and start taking your credit card points to the bank.