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Archive for: Credit & Debt

For Graduate Students, Help Weighing The Costs Of An Advanced Degree

Yes it’s true: Student debt has reached an astounding record level of $1.08 trillion—and that was just for the end of 2013, according to a report released earlier this year by the Federal Reserve Bank of New York. Trying to make sense of that deb … [Read more...]

Discover it® Credit Card Review

The Discover it® credit card combines cash back on everyday purchases, a free FICO® credit score with your monthly statement, and competitive intro and regular APRs. Who "it" is for: Discover it® is a multi-purpose card for consumers who want to ea … [Read more...]

Yes, There’s A Loan For That: New Options For Getting Unsecured Personal Loans Online

Let’s face it: It’s not everyday you can get an online loan to buy a horse. But if you go to the website for LightStream’s “AnythingLoan", and scroll down to the bottom of the page, you’ll see it right there: a link for horse loans (with an APR as … [Read more...]

Quick Look: Sen. Elizabeth Warren’s Bill Would Bring Down Student Loan Interest Rates, But Don’t Hold Your Breath

Massachusetts Senator Elizabeth Warren has introduced a bill to the Senate that would allow student loan holders to refinance their loans to current interest rates. Although skeptics doubt the bill's chances of passing (GOP members would have to … [Read more...]

The Best Travel Credit Cards That Reward Everyday Purchases

A few weeks ago, we wrote about ways you can earn free travel even if you’re not already a frequent flyer. Instrumental in that saving up enough miles for a gratis vacation is racking up the points using a travel rewards credit card. Specifically, … [Read more...]

When Good Credit Isn’t Enough: Why You Could Be Denied A Credit Card Despite Your Excellent Score

It’s bound to happen to all of us at one time or another – you go to apply for a new credit card (or an auto loan, mortgage or any other line of credit) and, out of nowhere, they turn you down. Application declined. You’re shocked. Angry. And – … [Read more...]

What To Do When You Get Medical Bills You Can’t Afford

You’re young. You’re healthy. But that doesn’t mean you won’t have a medical emergency tomorrow, and get stuck with some whopping bills. I speak from experience. Last year, I was pregnant. Everything went perfectly – I never had a day of morning si … [Read more...]

Which U.S. States are Most Responsible with Credit? The Most (and Least) Credit-savvy States in the Nation

Are New Yorkers too impatient to manage their money well? Are Californians too laid back to be aggressive investors? Are Las Vegans too blinded by glitz and glamour to avoid financial trouble? Citizens of all 50 states have unique money styles — t … [Read more...]

Is Your Student Loan Debt ‘Worth It’?

Right now, Americans like you have over $1.2 trillion in student loan debt. Even worse, 1 in 3 loans are in some stage of default. But I didn't need to see those stats to know that the student loan crisis is real. When I polled Money Under 30 r … [Read more...]

With Lots of Student Loans, Which Debts Should You Pay First?

I graduated from law school in 2011 with a whopping $208,000 of student loan debt. To make matters worse, the job market was horrible for new lawyers. It would have been easy to sulk, complain, and make excuses. But, I refused to do that. A … [Read more...]