MoneyUnder30.com

Archive for: Credit & Debt

Discover it® Miles Review 

There’s a new miles rewards credit card on the market that offers a competitive choice for consumers with good credit who want to earn a better-than-average rewards rate without an annual fee. The Discover it® Miles card rewards you with 1.5 miles … [Read more...]

Is This A Better Use For Your Credit Card Rewards?

A majority of Americans prefer cash back credit card rewards to frequent flyer miles and other rewards programs, according to a recent study by Creditcards.com. That’s not surprising – after all – cash is king. But in addition to choosing a credit … [Read more...]

Finding A Credit Card That Will Approve You With Limited Credit History

Let me ask you something: Are you doing enough to build good credit? If you’re like an increasing number of our readers, you may find yourself well into adulthood without much of a credit history…or any credit at all. That may be because you wer … [Read more...]

Stop! Never Withdraw From Your 401(k) To Pay Creditors

A reader recently wrote us asking, “My husband had a serious medical issue last fall. We owe several different providers $84,000 in total. We have 401(k)s from our jobs (my current one and his old one). Can they legally take our investments? We have n … [Read more...]

Traveling Abroad? The Best Credit Cards for International Travel (And Some You Should Absolutely Leave At Home)

Travelling abroad? Make sure you have the right plastic. The best credit cards for international travel don't charge excessive foreign currency credit card fees, are accepted worldwide, and offer concierge-level service to help with your … [Read more...]

Credit Karma: The Best Place For Truly Free Credit Scores Now Offers Full Credit Reports

Anyone who has read Money Under 30 for some time knows that I'm a big fan of Credit Karma -- a site that provides you with two totally free credit scores -- no credit card numbers/signups required. And now Credit Karma users also get access to the … [Read more...]

Refinance Student Loans With SoFi; Rates Starting At 1.92%

Refinancing student loans used to be something of a fantasy. Yes, it could be done, but it was hard to find lenders willing to do it and, if you did, the rates may not have saved you much money anyway. That's changing thanks to companies like … [Read more...]

How Your Credit Scores Affect Mortgage Rates

It's no surprise that your credit scores are instrumental in getting approved for a mortgage. Even so, you may not realize just how many ways your credit scores affect mortgage rates and all aspects of the mortgage application process. Your credit … [Read more...]

Should You Take Out Loans To Pay For Living Expenses In Graduate School?

I get lots of emails from readers who are either going back to school or considering it. Certainly, finishing your degree or going on to get a professional degree can be one of the best investments you can make, provided of course you pursue a degree … [Read more...]

Lending Club Review: Get A Loan Without A Bank, Or Lend Money To Others

Today marked an exciting day for crowd-sourcing and social finance with the Lending Club initial public offering (IPO) on the New York Stock Exchange. I've been writing about peer-to-peer lending since 2006, when the trend was in its infancy. Back … [Read more...]