What do you do when you’re unable to even make the minimum payments on your debt? You do have other options besides bankruptcy. Debt consolidation, debt management, and debt settlement are all viable options depending on your situation.
So you are ready to pay off debt, great! Now to decide which method you are going to use. The debt snowball or the debt avalanche? Here we talk about the difference between the two and give you a tool to decide which method is best for you.
Upstart provides personal loans, no credit required. Upstart is geared towards for college graduates with good jobs who can’t get approved for traditional loans or credit cards simply because they haven’t used credit long enough.
There’s a lot to like about the Discover it® – Double Cash Back your first year – credit card: Cash back, a 0% intro APR for up to 18 months on balance transfers, free tracking of your FICO® Credit Score, and 100% U.S.-based customer service.
Bankruptcy is a tempting option when faced with piles of debt, but it’s not as simple as it sounds. Take a look and see if there are ways to avoid bankruptcy, like a debt snowball. If the debt is truly overwhelming then be sure to know your options before you start down that road.
Banks advertise balance transfer credit cards as a money-saving debt fix. Of course, we know better. Balance transfers can reduce your interest costs and help you pay down debt, but only when used responsibly. Here are some safe handling instructions for credit card balance transfers.
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