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Archive for: Credit & Debt

Options For Overwhelming Debt: Consolidation, Management, Settlement And Bankruptcy

Debt Consolidation Vs. Debt Settlement Vs. Debt Management Which Is Better

What do you do when you’re unable to even make the minimum payments on your debt? You do have other options besides bankruptcy. Debt consolidation, debt management, and debt settlement are all viable options depending on your situation.

Snowball Vs Avalanche: Which Debt Payoff Method Is Best?

Snowball Vs Avalanche Which Debt Payoff Method Is Best

So you are ready to pay off debt, great! Now to decide which method you are going to use. The debt snowball or the debt avalanche? Here we talk about the difference between the two and give you a tool to decide which method is best for you.

How Upstart Gives Loans To Young Adults Without Credit Scores

Upstart provides personal loans -- no credit required.

Upstart provides personal loans, no credit required. Upstart is geared towards for college graduates with good jobs who can’t get approved for traditional loans or credit cards simply because they haven’t used credit long enough.

In Debt? No Savings? You May Still Be Able To Buy A House (Not That You Should)

No savings In debt You Can Still Buy A House

Crappy pay. Student loans. No savings. Think homeownership is out of reach? You might be wrong. Not that you should, but here’s how many millennials buy houses while still in debt.

Prosper Loans Review: My Experience Getting A Prosper Loan

Prosper Loans Review

Nine years ago, I took out an $11,500 debt consolidation loan from Prosper Loans to pay off credit cards over three years. Here’s how it worked out.

The Best No Annual Fee Miles Credit Cards That Reward Everyday Purchases

The best no annual fee miles credit cards for earning free travel with everyday spending.

The best no annual fee miles credit cards let you earn rewards on everyday purchases, not just airfare. Read how these cards compare with premium airline credit cards and see which is right for you.

Review: Discover it® – Double Cash Back Your First Year

The Discover it® credit card is ideal for young consumers with good credit because it pays rewards on everyday spending and features low intro APRs.

There’s a lot to like about the Discover it® – Double Cash Back your first year – credit card: Cash back, a 0% intro APR for up to 18 months on balance transfers, free tracking of your FICO® Credit Score, and 100% U.S.-based customer service.

When, If Ever, Is It Time To Consider Bankruptcy?

When, If Ever, Is It Time To Consider Bankruptcy

Bankruptcy is a tempting option when faced with piles of debt, but it’s not as simple as it sounds. Take a look and see if there are ways to avoid bankruptcy, like a debt snowball. If the debt is truly overwhelming then be sure to know your options before you start down that road.

Shop At Target? The Target Red Card Is A No-brainer

Target Red Card

If you shop at Target, the Target Red Card saves you 5 percent, every time. As long as you pay it off in full each month (or get the debit card version), why wouldn’t you get this card?

Before You Apply, What You Need to Know About Balance Transfer Credit Cards

Before you apply for a balance transfer credit card, get the facts.

Banks advertise balance transfer credit cards as a money-saving debt fix. Of course, we know better. Balance transfers can reduce your interest costs and help you pay down debt, but only when used responsibly. Here are some safe handling instructions for credit card balance transfers.