Archive for: Credit & Debt

Before You Apply, What You Need to Know About Balance Transfer Credit Cards

If you’re struggling with credit card debt, a balance transfer credit card can save you money on interest while you repay it. Fortunately, I haven’t used balance transfer credit cards in a long time (because I haven’t carried credit card debt in a … [Read more...]

How To Raise Your Credit Score Once You Are Out Of Debt

If you’ve pulled yourself out of debt, you are to be congratulated. But if you’ve gone through all that hard work, doesn’t it make sense to make sure that ancient history gets wiped off your credit history to the extent possible? Of course it does. … [Read more...]

Should You Delay Retirement Contributions To Pay Off Debt?

Conventional wisdom says you should always make saving for retirement -- through a 401(k), IRA or other plan --  a priority, especially when you're young. Just look at this powerful example of how compound interest can make anyone a milli … [Read more...]

You Paid Bills Late: Just How Bad Is That? The Lifetime Cost Of Missed Payments

Mitch Roschelle is the kind of guy anyone in their 20s would be lucky to have as a professional mentor. Based in New York, he’s the national leader for PwC’s real estate advisory practice. Mitch has been featured everywhere from The New York Times to … [Read more...]

Capital One Venture Credit Card: Still Tops for Travel Rewards

Capital One Venture Card The Capital One Venture Card pays double miles for every dollar spent. There is a $59 annual fee after the first year. View details or apply Capital One VentureOne Card The Capital One Venture Card pays … [Read more...]

Review: Discover it® Miles–Double Miles your first year

There’s a new miles rewards credit card on the market that offers a competitive choice for consumers with good credit who want to earn a better-than-average rewards rate without an annual fee. Discover it® Miles--Double Miles your first ye … [Read more...]

Is This A Better Use For Your Credit Card Rewards?

A majority of Americans prefer cash back credit card rewards to frequent flyer miles and other rewards programs, according to a recent study by That’s not surprising – after all – cash is king. But in addition to choosing a credit … [Read more...]

Finding A Credit Card That Will Approve You With Limited Credit History

Let me ask you something: Are you doing enough to build good credit? If you’re like an increasing number of our readers, you may find yourself well into adulthood without much of a credit history…or any credit at all. That may be because you wer … [Read more...]

Stop! Never Withdraw From Your 401(k) To Pay Creditors

A reader recently wrote us asking, “My husband had a serious medical issue last fall. We owe several different providers $84,000 in total. We have 401(k)s from our jobs (my current one and his old one). Can they legally take our investments? We have n … [Read more...]

Traveling Abroad? The Best Credit Cards for International Travel (And Some You Should Absolutely Leave At Home)

Travelling abroad? Make sure you have the right plastic. The best credit cards for international travel don't charge excessive foreign currency credit card fees, are accepted worldwide, and offer concierge-level service to help with your … [Read more...]