Successfully refinancing your mortgage is like playing with credit cards. Both can be either helpful financial tools or ruinous ones. With a refinance, it all depends on what you do with the savings (and the money, should you cash any out). For … [Read more...]
How to Choose the Right Credit Card for Your Spending Style
October 18, 2010 By
As I contemplated changing my everyday credit card to the Chase Freedom card; I’ve been pondering one of my favorite financial topics…credit card strategy. In other words, how does one maximize the benefits of credit cards---mainly short-term … [Read more...]
Chase Freedom Credit Card Review
October 18, 2010 By
The Chase Freedom Credit Card finally got to me. I recently applied for a Chase Freedom credit card and, as soon as I get it, will be swapping over to make it my primary credit card. Since I just chose to add Freedom to my own wallet and because … [Read more...]
Debit vs. Credit: How Do You Use Them Differently?
September 29, 2010 By
Debit or credit? At a distance, there’s virtually no way to distinguish the small plastic cards with Visa or MasterCard logos. Both allow you to pay for goods and services instantaneously by transferring cash behind the scenes. But anybody … [Read more...]
Lending Club Loans: Get a Loan, Get $150 Back
September 25, 2010 By
As regular readers know, I’m a frequent advocate of Lending Club and social lending. Between now and October 1st, if you apply for a Lending Club loan and get it approved and funded, you can receive a $150 rebate. I should point out that yes, … [Read more...]
Chase Ink Cash Credit Card Review
September 9, 2010 By
The Chase Ink Cash credit card is a business credit card that pays up to 3% cash back with no annual fee. As I’ve written before, some of the best credit cards are marketed as business credit cards; Chase Ink Cash is no exception. Though … [Read more...]
How to Lower Your Credit Card Interest Rate
September 2, 2010 By
When it comes to pulling the wool over customers' eyes, banks issuing credit cards are the pros. And one of their favorite ways to trick you is to raise your credit card interest rate. Although new credit card laws make it more difficult for the … [Read more...]
Credit Cards with the Best Customer Websites
August 9, 2010 By
The credit card industry is competitive. As a result, the leading cards for borrowers with good credit are pretty similar. If you go with one of our recommended credit cards, you can expect a decent APR, rewards with every dollar spent and---in most … [Read more...]
Credit Card Sign Up Bonuses: A Reason to Apply?
July 19, 2010 By
Credit card banks are masters of marketing; our household receives some kind of credit card junk mail several times a week. Banks are annoyingly persistent, but they’re also sneaky. One of the tricks? Credit card sign up bonuses. You know the … [Read more...]
Chase Sapphire Credit Card Review
July 12, 2010 By
Without a doubt, the credit cards you carry can either really help you or really hurt your finances. With that in mind, I periodically take a look at new credit cards on the market and how they stack up to all the available options. Today, … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 