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Archive for: Credit & Debt

What To Do When You Get Medical Bills You Can’t Afford

You’re young. You’re healthy. But that doesn’t mean you won’t have a medical emergency tomorrow, and get stuck with some whopping bills. I speak from experience. Last year, I was pregnant. Everything went perfectly – I never had a day of morning si … [Read more...]

Which U.S. States are Most Responsible with Credit? The Most (and Least) Credit-savvy States in the Nation

Are New Yorkers too impatient to manage their money well? Are Californians too laid back to be aggressive investors? Are Las Vegans too blinded by glitz and glamour to avoid financial trouble? Citizens of all 50 states have unique money styles — t … [Read more...]

Is Your Student Loan Debt ‘Worth It’?

Right now, Americans like you have over $1.2 trillion in student loan debt. Even worse, 1 in 3 loans are in some stage of default. But I didn't need to see those stats to know that the student loan crisis is real. When I polled Money Under 30 r … [Read more...]

When Good Credit Isn’t Enough: The Shocking Reasons You May Be Denied a Credit Card Despite Your Excellent Score

It’s bound to happen to all of us at one time or another – you go to apply for a new credit card (or an auto loan, mortgage or any other line of credit) and, out of nowhere, they turn you down. Application declined. You’re shocked. Angry. And – … [Read more...]

With Lots of Student Loans, Which Debts Should You Pay First?

I graduated from law school in 2011 with a whopping $208,000 of student loan debt. To make matters worse, the job market was horrible for new lawyers. It would have been easy to sulk, complain, and make excuses. But, I refused to do that. A … [Read more...]

Traveling Abroad? The Best Credit Cards for International Travel (And Some You Should Absolutely Leave At Home)

Travelling abroad? Make sure you have the right plastic. The best credit cards for international travel don't charge excessive foreign currency credit card fees, are accepted worldwide, and offer concierge-level service to help with your … [Read more...]

Depressed About Debt? Expert Advice on How to Overcome Financial Anxiety (And Get Rid of Your Debt)

You know debt hurts your financial health. But did you know that debt also hurts your mental and physical health? For years, studies have shown people in debt have higher rates of mental health problems like depression and anxiety than those who … [Read more...]

Personal Loans Vs Credit Cards: When To Use A Loan Instead Of Plastic

When life's big expenses crop up, it's always best to pay cash. That's why the first step in building financial security is to get ahead of your paycheck and save money for emergencies -- and eventually big purchases like cars and vacations. If … [Read more...]

How That ‘Free’ Flight Cost Me $1,400

It’s easy to love free things, and of all the freebies that tempt us, none make a wandering spirit more weak in the knees than the promise of free airfare. It’s about a million degrees below zero in Chicago for the third straight week, and I'd lov … [Read more...]

What Credit Score do you Need to get Approved for a Credit Card?

If you're looking to be approved for a credit card, you'll need to have a credit score that meets the bank's minimum criteria. This is why we hammer home this advice here on Money Under 30: Know your credit score. Keeping track of your credit … [Read more...]