MoneyUnder30.com

Archive for: Credit & Debt

Credit Karma: The Best Place For Truly Free Credit Scores Now Offers Full Credit Reports

Anyone who has read Money Under 30 for some time knows that I'm a big fan of Credit Karma -- a site that provides you with two totally free credit scores -- no credit card numbers/signups required. And now Credit Karma users also get access to the … [Read more...]

Refinance Student Loans With SoFi; Rates Starting At 1.92%

Refinancing student loans used to be something of a fantasy. Yes, it could be done, but it was hard to find lenders willing to do it and, if you did, the rates may not have saved you much money anyway. That's changing thanks to companies like … [Read more...]

How Your Credit Scores Affect Mortgage Rates

It's no surprise that your credit scores are instrumental in getting approved for a mortgage. Even so, you may not realize just how many ways your credit scores affect mortgage rates and all aspects of the mortgage application process. Your credit … [Read more...]

Should You Take Out Loans To Pay For Living Expenses In Graduate School?

I get lots of emails from readers who are either going back to school or considering it. Certainly, finishing your degree or going on to get a professional degree can be one of the best investments you can make, provided of course you pursue a degree … [Read more...]

Lending Club Review: Get A Loan Without A Bank, Or Lend Money To Others

Today marked an exciting day for crowd-sourcing and social finance with the Lending Club initial public offering (IPO) on the New York Stock Exchange. I've been writing about peer-to-peer lending since 2006, when the trend was in its infancy. Back … [Read more...]

16 Great Credit Card Signup Bonuses Available Now

Here’s some unorthodox financial advice: Go apply for a new credit card. When I was in college a million years ago, all it took me or anyone else to apply for a credit card was a kiosk that gave away a t-shirt or squirt bottle. Times sure have c … [Read more...]

Best Credit Cards For Young Adults

So as a personal finance blogger who has a lot of personal experience with credit cards (both good and bad) I get the question "What are the best credit cards for young adults?" a lot. Or some variation: I'm a recent high school or college … [Read more...]

How You Can Be A Smarter Shopper And Resist Impulse Buying

How many times has this happened to you? You walk into Target planning on buying just the essentials. But somehow, you leave with a full cart of items you don’t really need (they always get me with their lamps and tabloid magazines) and $150 p … [Read more...]

How I Paid Off My Student Loans In Three Years While Working Abroad

Do you wish you could move to another country to travel, work and experience a different way of life? Maybe you feel that you can't because you've got a pile of debt. For many people, debt holds them back from  traveling, taking a new job, going … [Read more...]

How To Improve Your Credit Score, Step By Step

Looking at the financial to-do list I compiled back in January, some long-standing goals are now checked off. I switched CPAs -- hiring a good accountant pays for itself and then some. I found a financial advisor, a first for me. I put together a … [Read more...]