Using Credit Responsibly

Using a credit card responsibly involves paying off your balance each month, slowly building credit with a few purchases, and even earning cash back rewards.

Here’s how to see the debit and credit cards you’ve saved on your iPhone’s Wallet app.

Chase Pay is an easy-to-use payment app that can also offer you discounts at select merchants. To learn more, here’s our full review.

Pre-approval means there’s a good chance you’ll qualify for a card. And you can compare credit card pre-approval offers with no harm to your credit score.

Knowing how much you have is the first step to getting out of debt. Pulling up your credit report, sorting through your old mail, and contacting your creditors can help you figure this out.

For something like a diamond, it’s obviously best to pay cash. But, we get it: You’re head-over-heels and you’re considering financing the ring so you can pop the question sooner. Here are the best ways to finance an engagement ring.

The best new credit card for you might not be the best card for me. Here’s how to choose the most rewarding new credit card for you based upon your spending habits and your credit score.

Canceling a credit card may be a good idea if you can’t control your spending. But it’s not without consequences. Here’s how to know if closing the account for good is the right move.

Credit card limits are simply the amount of credit that is extended to you by a credit card company. Keep your spending under the limit, and know when it’s smart to request an increase.