The Discover Escape Card rewards cardmembers with unlimited double miles on every dollar spent that can be redeemed for unrestricted travel on any airline, cash, or merchandise rewards with 90 partners. … [Read more...]

I am intrigued by an idea I read yesterday on the top 25 on idea-sharing site Change.org: Solve the credit crisis by empowering people to lend money. Social lending sites like Lending Club and Prosper already allow investors to directly lend money to … [Read more...]

Earlier this week, my fiancee went online to pay her Citibank credit card. She logged in and was about to make a payment when she realized that the bill was due that day. Thing is, her due date had always been more than a week later in the month. … [Read more...]

I was interested to read this Wall Street Journal article describing a boom among pawnbrokers. It's interesting to see that as credit cards clamp down on credit lines and banks aren't lending new money, even high net worth Americans and business … [Read more...]

If one of your financial resolutions is to improve your credit score, you can make a lot of progress on building a better credit score in a year’s time. The key is to commit yourself to a few simple habits, take it one day at a time, and track your … [Read more...]

In the post-2009 world, it takes a better credit score to get approved for credit cards and loans. Credit experts estimate it now takes a credit score of between 750 and 770 to qualify for most loans—even auto loans! Just a year or two ago, … [Read more...]

The federal funds rate is just 1%—as low as it has been in fifty years. Theoretically, credit card interest rates should be at all-time lows, too. Trouble is, major credit card issuers, battling soaring delinquencies and charge offs, are raising, … [Read more...]

Exciting news for people with excellent credit---Advanta just released a version of its popular Kiva Business Credit Card for non-business owning professionals (i.e., everybody). … [Read more...]