It has been just over one year since I applied for an took a debt consolidation loan from peer-to-peer lender Prosper. One year in, I’m just as happy with Prosper as when I started. [...]

If you carry a classic American Express Green, Gold, or Platinum card, or any other credit card that has no pre-set spending limit, you probably know that no pre-set limit does not mean no limit. So how is your spending limit calculated, and what happens if you hit it? I found out last month. [...]

When I joined my present employer four years ago I encountered a new financial quandary: How do you plan for out-of-pocket work expenses until they are reimbursed?

Early in my career I was an eager young marketing rep and quickly volunteered for any business travel I could find. Today I travel more than ever, and love it. But back then, little did I know; business trips would throw a wrench in my finances. [...]

You may have heard that carrying a balance on your credit cards – especially being near your credit limit – hurts your credit score. What I never realized is how much of an impact paying down that balance has on your credit. [...]

I can hear you all yelling at me now. “Don’t go into debt!” “Don’t go into debt”. But what if you have a good reason to get a loan? [...]

Since starting this website, many of my friends started coming to me with financial questions. One I hear often is: What is the best credit card?

I have, in fact, recommended specific credit cards to them based upon their unique situations. And while it’s more difficult to single out one credit card as the best credit card for everyone – even everyone in their twenties, it seems to be a popular question, so I am going to take a shot.

First, let’s look at the requirements of the “best credit card”. [...]

Ever wonder about 0% loans? Are they too good to be true? And if so, why would the company even offer it? [...]

If you have bad credit because of past late payments or charge-offs, a secured credit card is the best way to rebuild credit. Why? It will protect you from yourself. [...]

Considering buying your first home? Prepare yourself for one of life’s most demanding experiences. This first time home buyer’s mortgage checklist will get you organized to attack financing your home purchase as an informed shopper and avoid becoming a victim of pushy real estate agents and sneaky mortgage lenders. [...]

I know, I know. Everybody’s probably writing about this, but it’s not every day a financial product comes around that’s radically different than everything else on the market. So I have to weigh in. [...]