Make Change Easier: An Interview with Adam Baker of Man Vs. Debt

Today, I'm excited to bring you an interview with Adam Baker of Man Vs. Debt. "Baker" (as he's known) exploded onto the personal finance blogging scene a couple of years ago as he wrote about his family's decision to sell most of what they owned … [Read more...]

The Big Fat Guide to Kicking Debt’s A**

I’m too polite to actually swear in a headline, but the point is this: If you want to get out of debt on your own (and quickly), I’ve got the post that will help you do it. Not someday. Not tomorrow. Right. Freaking. Now. Get your boots … [Read more...]

Is a Short Sale Right For You?

Are you or someone you know having trouble paying a mortgage? You’re not alone. Millions of Americans are still grappling with the fallout from the recent recession. And for many, that means falling behind on mortgage payments. If you’re … [Read more...]

Balance Transfers on Credit Cards: What You Need to Know

If you've spent one too many months staring at your swelling credit card balance---and all that interest you're paying---that piece of junk mail promising a 0% balance transfer credit card probably looks pretty enticing. Sure, balance transfers … [Read more...]

Find Your Financial Balance

In debt? Why not head out and get a loan for the trendiest, most expensive car you can find. Never mind the interest rate. As long as you can get approved! And don’t worry about getting the car insured either, because the chance you’ll get into a … [Read more...]

How To Calculate Your Monthly Payment

Have a student loan, home loan, or personal loan? Have you ever wondered exactly how your lender calculated your monthly payment on the day you accepted the money? Sure, there are interest calculators and other available resources online to help you … [Read more...]

Debt Reduction Takes Tough Love

For the first three years of my post-college life, I had this nagging, troubling pain in the pit of my stomach at the end of every month. Will I be able to pay rent this month? Can I pay my credit card bill? I came out of college with no … [Read more...]

Why Avoid Bankruptcy?

A few weeks ago I was listening to a financial radio show on a day when every other caller wanted to know if they should file bankruptcy. One man was dealing with estranged spouses (yes, plural), a failed business, and hundreds of thousands in … [Read more...]

My Credit Card Raised My Interest Rate! Here’s What to Do

Stories of credit card companies raising interest rates on just about everybody---even customers with perfect credit, no debt, and no late payments---continue to roll in. That's because the CARD Act takes effect this winter and will restrict … [Read more...]

Six Things to Know About Your Student Loans

At some point during my freshman year of college, I vaguely remember attending a mandatory 45-minute meeting in the financial aid office and signing some paperwork that had to do with my student loans. And I remember receiving notices about nine … [Read more...]