It’s common to graduate with four, eight, or even a dozen student loans from a handful of lenders. Even if most of them are from the same two or three service companies, each loan may have a different interest rate and due date. Talk about … [Read more...]
Person-to-Person Personal Loans
September 24, 2009 By
In the past year, we have seen banks cut back credit lines, raise interest rates, and limit new loans to only people with immaculate---and I mean immaculate--credit histories. That means it's become difficult, if not impossible, for well-meaning … [Read more...]
Living Credit Card-to-Credit Card: Escape from Revolving Debt Hell
September 18, 2009 By
Many people live paycheck-to-paycheck. Income goes into your checking account, and all of it’s gone before next payday. That’s scary. Even scarier? Living credit card-to-credit card. In other words, using credit cards that already have … [Read more...]
Chase Blueprint Review: Chase Pledges More Control for Credit Card Users
September 16, 2009 By
Credit card issuer Chase rolled out a new feature today---called Blueprint---that will allow consumers to divide credit card charges they want to pay in-full or over time. Blueprint will enable Chase cardholders to pay everyday charges in-full each … [Read more...]
I Paid Off My Prosper Loan!
September 10, 2009 By
I paid off my Prosper loan! It’s definitely been a month of celebrations. Getting married, starting to work for myself and now, paying off debt! About two and a half years ago, I wrote about applying for and getting a personal loan from … [Read more...]
Owing Mom and Dad: Debt or Gratitude?
August 27, 2009 By
The following is a guest post by Susie Bafico, Assistant Editor of FiLife, a network of experts and community members, where people get help, advice and share opinions on family finance. Plenty of parents help out their adult kids with cash, and … [Read more...]
Risky Business: When Student Loans Go to Collections
August 25, 2009 By
This is a guest post from Kat Fae, an American twentysomething living in London. Check out her blog Savings Not Shoes where she writes about trying to "...avoid the Carrie Bradshaw effect of being cash poor, shoe rich." Deciding to expand my life … [Read more...]
Things I Wish I Knew About Money in College
August 19, 2009 By
Here’s something I learned, the hard way, while in college. The “real world” does not necessarily begin after graduation. Getting a full-time job or your own apartment does not define the “real world” and all the responsibilities that go … [Read more...]
Does Debt Settlement Work?
June 17, 2009 By
For better or worse, debt settlement is all the rage these days. The New York Times wrote yesterday about a debt-ridden freelance writer who settled a $5,000 credit card debt for half of the original balance. The Today Show discussed debt settlement … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 