Often, suicides are inexplicable. The reason for some suicides, however, is black and white…and red. How does debt get so bad that death is the only escape? [...]

I can hear you all yelling at me now. “Don’t go into debt!” “Don’t go into debt”. But what if you have a good reason to get a loan? [...]

I wanted to post an update of my experience with Prosper, the peer-to-peer lending network where people can get personal loans or lend money and actually get a better return than at even the best savings accounts. [...]

If you haven’t heard about peer-to-peer lending sites like Prosper and Lending Club, the sites where people can lend money directly to others who need loans, I’ll be writing today, tomorrow, and Friday about this cool new alternative to traditional lending. [...]

This article about waning college donations from debt-laden graduates is hardly news to me. Many days I find both student loan bills and donation solicitations from my alma mater in the mail. Of course I want to give back, but cutting that check is a hard pill to swallow in the face debt. What’s a recent grad to do? [...]

If you have bad credit because of past late payments or charge-offs, a secured credit card is the best way to rebuild credit. Why? It will protect you from yourself. [...]

I’ll bet you have an answer to that question. So what? I can’t sleep at night because of my debt! So what? I have creditors calling me all day long! So what? I can’t afford anything I want to do! Like I said: So what? [...]

Student loan consolidation is one opportunity I failed to take advantage of when I should have. Though student loan debt is typically considered “good debt” (because it shows an investment in your future) and interest rates are lower than other loan categories, rates can still go up over time, and student loans can be a burden if you have more than one. [...]

Recently I wrote about my positive experience getting a personal loan from Prosper, a peer-to-peer lending service. [...]

Last October I wrote that I had applied for an $11,500 debt consolidation loan from the unique person-to-person lending network Prosper. Here’s an update to how this amazingly cool service has helped me. [...]