If you have bad credit because of past late payments or charge-offs, a secured credit card is the best way to rebuild credit. Why? It will protect you from yourself. … [Read more...]
You’re In Debt. So What?
March 25, 2007 By
I’ll bet you have an answer to that question. So what? I can’t sleep at night because of my debt! So what? I have creditors calling me all day long! So what? I can’t afford anything I want to do! Like I said: So what? Like most Americans and … [Read more...]
Student Loan Consolidation Made Easy
February 12, 2007 By
Student loan consolidation is one opportunity I failed to take advantage of when I should have. Though student loan debt is typically considered “good debt” (because it shows an investment in your future) and interest rates are lower than other … [Read more...]
11 Tips to Get Your Prosper Loan Funded
February 5, 2007 By
Recently I wrote about my positive experience getting a personal loan from Prosper, a peer-to-peer lending service. … [Read more...]
How Prosper Saved My Ass
February 1, 2007 By
Last October I wrote that I had applied for an $11,500 debt consolidation loan from the unique person-to-person lending network Prosper. Here’s an update to how this amazingly cool service has helped me. … [Read more...]
Can Prosper Do Better Than My Credit Cards?
October 23, 2006 By
Earlier today I requested a Prosper loan to see if it could save me some interest on my remaining high interest credit card debt. If you're a lender, please review my Prosper listing! … [Read more...]
Credit Card Balance Transfers: The Art of Moving Debt
October 5, 2006 By
Faced with a hefty credit card balance, those low APR credit card balance transfer offers jamming your mailbox are as tempting as ice cream on a sultry summer day. But are balance transfers a good idea for the deeply indebted? … [Read more...]
Debt Free Step Seven: Living Debt Free
September 22, 2006 By
Getting into debt is like craving pancakes at midnight on a Tuesday when you know the 24-hour diner is a good two hours away. Your conscious tells you not to do it, but all reason is thrown out the window when your grumbling stomach begs for that … [Read more...]
Debt Free Step Six: Monitor Your Debt Elimination Progress
September 14, 2006 By
Once you have automated your debt payments, you can breath a sigh of relief. Many of your debt worries are behind you. The only thing left to do is to monitor your progress. … [Read more...]
Debt Free Step Five: Create Automatic Debt Payments
September 13, 2006 By
Just like anything worth doing, getting out of debt takes self-discipline. Whether you want to wake up earlier, get in shape, or quit smoking, will power is the key to achieving difficult goals. Unlike those other tough tasks, however, you can … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 