Confused about the differences between subsidized and unsubsidized Stafford loans? Read the rest of this entry »

When you graduate from college or graduate school, it’s only a matter of time before your student loans enter the repayment stage. Know when you need to start repaying your student loans—and when you can temporarily stop making loan payments—before your first loan become due. Read the rest of this entry »

You may be eligible for student loan forgiveness if you graduate from college or graduate school with one or more federal student loans and either volunteer, serve in the military, or work in certain fields in low-paying, high-need areas. Student loan forgiveness means that some or all of you federal student loans will be canceled. Here are descriptions of some of the most common ways to qualify: Read the rest of this entry »

It’s a common financial aid quandary: Why does a student who does not receive financial support from mom and dad need to include parents’ finances—including their most recent tax returns—when completing a FAFSA form for federal financial aid? Some students can avoid it, but to do so, you must meet the government’s definition of an “independent student”. Read the rest of this entry »

Many students nationwide may find themselves scrambling to find student loans to pay for tuition this September. According to an ABC News report, more than 100 lenders nationwide have announced they will cease offering student loans due to the crippled credit market. Read the rest of this entry »

Student loan consolidation is one opportunity I failed to take advantage of when I should have. Though student loan debt is typically considered “good debt” (because it shows an investment in your future) and interest rates are lower than other loan categories, rates can still go up over time, and student loans can be a burden if you have more than one. Read the rest of this entry »