After the housing bubble of 2008-09, few people can say you’re “just throwing money” away by renting anymore. I talk a lot about everything home-buying on here, so it’s high time we say a bit about renting. Specifically: I want to cover … [Read more...]
Should You Save or Pay Off Student Loans?
March 1, 2013 by 23 Comments
One of the most common questions I get is "should I save or pay off student loans?" Although it can be daunting to start out with a lot of eduction debt, you may want to resist the urge to repay those student loans as fast as possible. Earlier … [Read more...]
Capital One Venture Credit Card Review
February 10, 2013 by
Capital One Venture Card The Capital One Venture Card pays double miles for every dollar spent. There is a $59 annual fee after the first year. View details or apply Capital One VentureOne Card The Capital One Venture Card pays … [Read more...]
Best Credit Cards for International Travel
February 1, 2013 by 15 Comments
Travelling abroad? Make sure you have the right plastic. The best credit cards for international travel don't charge excessive foreign currency credit card fees, are accepted worldwide, and offer concierge-level service to help with your … [Read more...]
Personal Loans vs. Credit Cards
February 1, 2013 by 2 Comments
When life's big expenses crop up, it's always best to pay cash. But what if you can't? If you don't have emergency savings and suddenly face a car repair, tax bill, or some other major expense, you may have to borrow money to pay it. And most of the … [Read more...]
How Much Should You Spend on an Engagement Ring?
February 1, 2013 by
Thinking of popping the question? I’m sure you have heard the old tradition that you need to spend two month’s salary on a diamond engagement ring. You’re probably wondering: Do I have to? No, of course not. How much you should spend on … [Read more...]
When To Refinance: 3 Steps to Deciding Whether to Refinance or Not
January 2, 2013 by
Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their mortgage, some are smarter financial moves than … [Read more...]
Can I Cash Out My Old 401(k) And Take The Cash?
January 1, 2013 by
It's a basic but all-too common question posed on financial blogs like this one: "I just left my job. I have like $1,000 sitting in my old 401(k) and I'm short on cash. Can I just cash out the 401(k)?" About cashing out old 401(k)s Technically, … [Read more...]
How to Buy Life Insurance Online
December 29, 2012 by
Just over two weeks ago, my wife and I welcomed our second child, Elliot, into the world. As parents, we are ecstatic but weary. As a no-longer only child, big sister Molly remains skeptical. They say that having two children is more than twice … [Read more...]
