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Archive for: Featured

How To Improve Your Credit Score, Step By Step

Looking at the financial to-do list I compiled back in January, some long-standing goals are now checked off. I switched CPAs -- hiring a good accountant pays for itself and then some. I found a financial advisor, a first for me. I put together a … [Read more...]

How To Buy An Engagement Ring Online

Recently I was reflecting on my experience shopping for Lauren's diamond engagement ring. (I proposed at Christmas, as many guys do, so I was shopping for the ring about this time of year.) As a result, I decided to revive this important post on … [Read more...]

How Much Should Be In Your 401(k) At 30?

What should your contribute to your 401(k)? How much should you have invested for retirement at 30, 40, 50, etc? These are good questions. Here, I try to answer them, but I should warn you: Personal finance is PERSONAL! The more you can c … [Read more...]

Health Insurance: Understanding Your Deductible, Co-pay, & Out-of-Pocket Maximum

Is anybody else totally confused by health insurance benefits? Even when insurers break down plan benefits in neat grids, you need to know the difference between deductibles, premiums, out-of-pocket maximums, co-pays, and co-insurance to know what … [Read more...]

Put Your Money On Autopilot

If I've learned one new thing in six years of blogging about money, it's this: The most important factor in financial success is not having a budget, meticulously avoiding debt, or choosing the right investments. It is having a system that makes the r … [Read more...]

Personal Capital Review: A Powerful Free App For Independent Investors

Personal Capital is a free online and mobile personal finance and investment management app that’s been garnering a lot of fans both here on Money Under 30 and from Silicon Valley investors. I first found Personal Capital when we went looking for a … [Read more...]

What Credit Score Do You Need To Get Approved For A Credit Card?

If you're looking to be approved for a credit card, you'll need to have a credit score that meets the bank's minimum criteria. This is why we hammer home this advice here on Money Under 30: Know your credit score. Keeping track of your credit … [Read more...]

How Much Should You Contribute To Your 401k?

Ten percent? Twenty percent? More? Recently I wrote about the benefits of both 401ks and IRAs offer. We also looked at the emerging Roth 401k option and when it makes sense for young investors. But everybody’s next question is: “Okay, okay, but … [Read more...]

Mint Alternatives: More Tools To Manage Your Money

Technology is changing how we handle money. When I got my first bank account as a kid, I had a little passbook with my balance history stamped in it. There were no debit cards. And certainly no iPhone apps. And that was less than 20 years … [Read more...]

The Best Car Insurance Companies For Young Adults

If you drive a car, you need auto insurance. Every state requires that you purchase at least a minimal amount of liability coverage, in order to ensure that, if you damage someone else’s property while operating your car, some of that is at least t … [Read more...]