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How Upstart Gives Loans To Young Adults Without Credit Scores

There’s been a lot of attention paid to peer-to-peer lending sites such as Lending Club and Prosper. And it’s true, each one offers a lightning-quick application process, with potential approval coming right on its heels. But other than the sky … [Read more...]

How Do You Know When You’re Ready To Buy A Home?

Sibling rivalry doesn't end at childhood; just ask my sister. Amber bought her home at 25 years old, almost immediately after I purchased my house. She couldn't let her baby brother be the only homeowner in the family. After all, owning a home is … [Read more...]

How To Find The Best Online Mortgage Lenders

So, you’ve decided you want a home loan. Now begins the intimidating task of finding a mortgage lender to work with you. There are thousands of options – from your local banks and credit unions to national online mortgage lenders that handle your l … [Read more...]

The $1 Million 401(k): Investing Strategy For 20- and 30-somethings

Your 401(k) could easily make you a millionaire. By making small, regular investments starting in your 20s or early 30s, your savings will grow tax-free over 30 or 40 years. While opting in to make 401(k) contributions is the most important step you … [Read more...]

When Is It Time To Hire A Financial Advisor?

From time to time I get emails from readers who have realized that they need financial help that goes beyond reading blogs and books. Some readers’ finances have suddenly grown more complicated, either as the result of a new job or an inheritance, … [Read more...]

Shop At Target? The Target Red Card Is A No-brainer

businessinsider.com Perhaps you’ve heard this advice before: Store credit cards are evil! When the clerk at Old Navy asks you “Do you want to save 10 percent today by opening up a credit card with us?” say, “no way, that’s stupid! Saving 10 perc … [Read more...]

3 Easy Ways You Can Be More Money-savvy Than Most Americans

Do you think you're more money-savvy than the average American? If you'd like to be, there's good news: It's not that difficult. From wagering hundreds of millions on the Super Bowl to keeping their finances on cocktail napkins, the most Americans … [Read more...]

Credit Karma: The Best Place For Truly Free Credit Scores Now Offers Full Credit Reports

Anyone who has read Money Under 30 for some time knows that I'm a big fan of Credit Karma -- a site that provides you with two totally free credit scores -- no credit card numbers/signups required. And now Credit Karma users also get access to the … [Read more...]

Car Insurance Definitions: What Every Driver Needs To Know

Just about everyone who drives has car insurance – but how much do you really know about auto insurance? Car insurance is required in nearly every state in the U.S. (New Hampshire being the notable exception). Almost all of us buy car insurance, but i … [Read more...]

Student Loan Consolidation And Refinancing Guide

Paying off student loans isn't fun. But as if it's not enough to have debt that may take 10 years or more to repay, most of us graduate with four, eight, or even a dozen or more student loans. Each loan may have different servicing company, a d … [Read more...]