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Archive for: Featured

Mint Alternatives: More Tools To Manage Your Money

Technology is changing how we handle money. When I got my first bank account as a kid, I had a little passbook with my balance history stamped in it. There were no debit cards. And certainly no iPhone apps. And that was less than 20 years … [Read more...]

Emergency Funds: Everything You Need to Know

If you lost your job tomorrow, do you know how you'll pay the rent next month? If your car's transmission broke and required a $2,000 repair to be back on the road, could you pay the bill without going into debt? For more than half of … [Read more...]

What Credit Score do you Need to get Approved for a Credit Card?

If you're looking to be approved for a credit card, you'll need to have a credit score that meets the bank's minimum criteria. This is why we hammer home this advice here on Money Under 30: Know your credit score. Keeping track of your credit … [Read more...]

Where To Invest: 401k, IRA Or Both?

Decoding retirement savings is as thrilling as an all-day cram session for a standardized test. I get that. But just like that grad school exam, your future depends on it. A few weeks ago, I sent my focus group a quick survey on 401k plans. I … [Read more...]

How to Negotiate Anything (Even if You’re Shy or Afraid)

If I were selling a tool you could use to earn more money, pay less for things you buy, and get your way more often, would you be interested? I hope so. Fortunately, I’m not selling anything. This tool is free; it’s called negotiation. In the … [Read more...]

How to Buy Life Insurance Online

Last December, my wife and I welcomed our second child, Elliot, into the world. As parents, we are ecstatic but weary. As a no-longer only child, big sister Molly remains skeptical. They say that having two children is more than twice the work of … [Read more...]

Capital One Venture Credit Card: Still Tops for Travel Rewards

Capital One Venture Card The Capital One Venture Card pays double miles for every dollar spent. There is a $59 annual fee after the first year. View details or apply Capital One VentureOne Card The Capital One Venture Card pays … [Read more...]

How to Buy an Engagement Ring Online

Recently I was reflecting on my experience shopping for Lauren's diamond engagement ring. (I proposed at Christmas, as many guys do, so I was shopping for the ring about this time of year.) As a result, I decided to revive this important post on … [Read more...]

Your First Investment Account: In Search of the Friendliest Brokers for New Investors

Here are two questions I get all the time: “Okay, I know I need to open an IRA. But where? E*Trade? Fidelity? My local bank?”“How can I start investing with just $500?” Today, I’m going to quickly tackle both. If you’ve been holding out on star … [Read more...]

Health Insurance: Understanding Your Deductible, Co-pay, & Out-of-Pocket Maximum

Is anybody else totally confused by health insurance benefits? Even when insurers break down plan benefits in neat grids, you need to know the difference between deductibles, premiums, out-of-pocket maximums, co-pays, and co-insurance to know what … [Read more...]