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Archive for: Featured

Health Insurance: Understanding Your Deductible, Co-pay, & Out-of-Pocket Maximum

Is anybody else totally confused by health insurance benefits? Even when insurers break down plan benefits in neat grids, you need to know the difference between deductibles, premiums, out-of-pocket maximums, co-pays, and co-insurance to know what … [Read more...]

Best Credit Cards For Young Adults

So as a personal finance blogger who has a lot of personal experience with credit cards (both good and bad) I get the question "What are the best credit cards for young adults?" a lot. Or some variation: I'm a recent high school or college … [Read more...]

The 20 Best Cities in America to be Young, Broke and Single

We've seen all sorts of finance-based top 10 cities lists that either state the obvious or seem oblivious. No doubt you've seen them, too, and perhaps rolled your eyes: the 10 best places to get a job, own a home, start a family, hit the lottery ... … [Read more...]

How To Get Approved For Your First Mortgage

As the U.S. economy continues to rebuild slowly from the recession 5 years ago, lots of people are looking to buy homes after years of renting or staying put in a pervious house. As a result, the real estate market is competitive in many parts of the … [Read more...]

Can My Landlord REALLY Do That? A Guide to Renter’s Rights

After the housing bubble of 2008-09, few people can say you’re “just throwing money” away by renting anymore. I talk a lot about everything home-buying on here, so it’s high time we say a bit about renting. Specifically: I want to cover renter's ri … [Read more...]

Should You Save or Pay Off Student Loans?

One of the most common questions I get is "should I save or pay off student loans?" Although it can be daunting to start out with a lot of eduction debt, you may want to resist the urge to repay those student loans as fast as possible. Earlier … [Read more...]

What Percentage of Income Can You Afford for Mortgage Payments?

This question often comes up among first-time home buyers: What percentage of my monthly income can I afford to spend on my mortgage payment? Does that percentage include property taxes? Private mortgage insurance (PMI) or homeowners … [Read more...]

When To Refinance: 3 Steps to Deciding Whether to Refinance or Not

Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their mortgage, some are smarter financial moves than … [Read more...]

Can I Cash Out My Old 401(k) And Take The Cash?

It's a basic but all-too common question posed on financial blogs like this one: "I just left my job. I have like $1,000 sitting in my old 401(k) and I'm short on cash. Can I just cash out the 401(k)?" About cashing out old 401(k)s Technically, … [Read more...]

The Best Financial iPhone Apps

Updated! Popular since we first published this list of some of the best financial iPhone apps in early 2009, we refresh this list periodically to help you keep tabs on at least a few of the best financial apps in the Appstore. -DW Personal … [Read more...]