I have a love/hate relationship with budgets. But mostly, I hate them. It’s not because I don’t like pie charts and spreadsheets. (I do.) I don’t like budgets because I hate telling you to write them when I know myself how boring, pointless, … [Read more...]
10 Businesses You Can Start With Almost No Money
September 1, 2012 by
Astute readers of this blog will know that I advocate increasing your income more often than reducing your spending. It’s time to put my money where my mouth is with ten real business ideas (not cheesy work-at-home ideas) that require little or no … [Read more...]
What’s the Difference? Market, Limit, and Other Stock Market Orders
August 31, 2012 by
You don’t have to be a math whiz – or a millionaire – to invest in the stock market. In fact, the sooner you get comfortable buying and selling stock (and start investing in some solid companies), the better you can leverage stocks in your … [Read more...]
The Only 9 Resume Tips You’ll Ever Need
August 16, 2012 by
To land your dream gig in today's cutthroat job market, you'll need a resume that blows hiring managers out of their chairs. To help, I scoured the Web for nine tips that will help you rock rewriting your resume. 1. Sell Your Achievements. What's … [Read more...]
So, You Want a Mortgage? What You’ll Need to Get Approved Fast
August 15, 2012 by
There’s no question, it’s a good time to get a mortgage. Average rates on 30-year fixed-rate loans are around or under 3.5 percent, according to BankRate.com. Although a couple years ago when 30-year mortgage rates were around 4 or 5 percent, … [Read more...]
Health Insurance: Understanding Your Deductible, Co-pay, & Out-of-Pocket Maximum
August 3, 2012 by
Is anybody else totally confused by health insurance benefits? Even when insurers break down plan benefits in neat grids, you need to know the difference between deductibles, premiums, out-of-pocket maximums, co-pays, and co-insurance to know what … [Read more...]
10 Astonishingly Common Misconceptions About Money
August 1, 2012 by
Lots of people have some pretty big misconceptions about money. Some of these are perpetuated by financial media. Many of them are dangerous. Are you guilty of any of these? If so, let me know in a comment and tell me why you believed it. 1. … [Read more...]
Why You Should Work Multiple Jobs
July 30, 2012 by
The New York Times ran this piece about people working four or more jobs to pay the bills. Not surprisingly, everybody in the story was under 30. Nor was it surprising that hundreds of readers chimed in to say: “twentysomethings working … [Read more...]
Put Your Money On Autopilot
July 1, 2012 by
If I've learned one new thing in six years of blogging about money, it's this: The most important factor in financial success is not having a budget, meticulously avoiding debt, or choosing the right investments. It is having a system that makes the … [Read more...]
Should You Pay Off Student Loans Early?
June 26, 2012 by
If you’ve graduated from college or graduate school in the last decade, I don’t need to tell you that college tuition is rising at an unsustainable level or that we are graduating with monstrous student loan debts—to the point that Americans’ … [Read more...]
