MoneyUnder30.com
Simple. Honest. Personal finance.
MoneyUnder30.com

Archive for: Featured

How Much Should You Contribute To Your 401k?

Ten percent? Twenty percent? More? Recently I wrote about the benefits of both 401ks and IRAs offer. We also looked at the emerging Roth 401k option and when it makes sense for young investors. But everybody’s next question is: “Okay, okay, but … [Read more...]

How to Use a Credit Card Responsibly

This blog was born of stupidity. Between the ages of 18 and 25 I racked up nearly $80,000 of debt -- much of it on credit cards. I wrote this article in 2007 when I was still digging out of debt and struggling with how to quit my bad money habits, … [Read more...]

5 Mutual Funds to Get You Started

Let’s proceed carefully. Although I’ve done it once or twice before, I try to avoid recommending individual stocks or funds. Such “picks” are a dime a dozen on other blogs, in major financial magazines or on Jim Cramer’s TV shows. At best, inves … [Read more...]

The Bank Account Buffer (Building a No-Hassle Money Management System, No. 2)

By the end of this four-post series, you’ll have a map for a hassle-free financial system that puts your day-to-day money issues on autopilot, letting you worry about more important stuff like developing your career, earning more money, and enjoying l … [Read more...]

10 Businesses You Can Start With Almost No Money

Astute readers of this blog will know that I advocate increasing your income more often than reducing your spending. It’s time to put my money where my mouth is with ten real business ideas (not cheesy work-at-home ideas) that require little or no m … [Read more...]

What’s the Difference? Market, Limit, and Other Stock Market Orders

You don’t have to be a math whiz – or a millionaire – to invest in the stock market. In fact, the sooner you get comfortable buying and selling stock (and start investing in some solid companies), the better you can leverage stocks in your portf … [Read more...]

The Only 9 Resume Tips You’ll Ever Need

To land your dream gig in today's cutthroat job market, you'll need a resume that blows hiring managers out of their chairs. To help, I scoured the Web for nine tips that will help you rock rewriting your resume. 1. Sell Your Achievements. What's … [Read more...]

So, You Want a Mortgage? What You’ll Need to Get Approved Fast

There’s no question, it’s a good time to get a mortgage. Average rates on 30-year fixed-rate loans are around or under 3.5 percent, according to BankRate.com. Although a couple years ago when 30-year mortgage rates were around 4 or 5 percent, we al … [Read more...]

Why You Should Work Multiple Jobs

The New York Times ran this piece about people working four or more jobs to pay the bills. Not surprisingly, everybody in the story was under 30. Nor was it surprising that hundreds of readers chimed in to say: “twentysomethings working mul … [Read more...]

Put Your Money On Autopilot

If I've learned one new thing in six years of blogging about money, it's this: The most important factor in financial success is not having a budget, meticulously avoiding debt, or choosing the right investments. It is having a system that makes the … [Read more...]