I admit, I’m usually a last-minute kind of guy around the holidays. But I’ve realized over the years that procrastinating can be costly. Not only are the best presents gone, but I’ve missed out on the best sales—and the ability to comparison … [Read more...]
Layaway Is Coming Back
Layaway—the way to purchase big ticket items in weekly or monthly installments before taking possession of the merchandise—is making a quick comeback at U.S. retailers in advance of the 2008 holiday season. As creditors reign in credit limits … [Read more...]
Make Healthy Fast Food Choices for Less than $5
When given the choice, cooking meals yourself will always be healthier and less expensive than eating fast food burgers. But oh, how tasty—and cheap—those burgers are. So if you must drive through for dinner, here are five fast tips for saving … [Read more...]
How to Save Money on Electricity: 8 Small Steps to Slash Your Electric Bill
I once had a neighbor whose electric meter spun about eight times faster than mine—even when she wasn’t home! I couldn’t imagine what kind of gadgets she was running to consume all that electricity, but I imagine it must have cost her a bundle! … [Read more...]
How to Save Money on Internet Service
The Wall Street Journal reports this morning that competition is heating up among high-speed Internet service providers, resulting in consumers being able to save money on their Internet service. Problem is, providers still require bundled services … [Read more...]
How to Break the Expensive Habit of Eating Out
Eating out—whether it’s at nice sit down restaurants or a drive-through window—is one of the biggest leaks in a lot of people’s budgets, including mine. Eating out has always been money-sucker for me. And eating out is hard to stop doing … [Read more...]
The Bike Commute: How to Prepare to Ride Your Bicycle to Work
Soaring gas prices have sparked a newfound national interest in a very old piece of technology: the bicycle. I’m in the process of preparing to make my 14 mile round-trip daily commute by bike. While I’m doing it mostly for fitness, fun, and the … [Read more...]
Five Frugal Travel Secrets
It’s great to get out and see the world while you’re young. Unfortunately, you will also never be so poor. Problem solved. Here are five frugal travel secrets to save you some yen, dinar, Euros—or whatever it is you’ll be spending. … [Read more...]
Couponing: Do You Clip and Save Coupons?
My parents have always been coupon fiends. I remember Saturday mornings from my childhood, sitting at the kitchen table with my father helping him clip grocery coupons from last Sunday’s newspaper (and sort through envelopes of saved coupons) … [Read more...]
Avoid Airline Checked Bag Fees: How to Carry-On On Every Flight
Surprised by new fees to check luggage at the airport? Don’t be. A Boeing 737 burns between 650 and 900 gallons of fuel an hour, so airlines are feeling the pinch of sky-high fuel prices just like the rest of us. That said, we still don’t feel … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results.