How to Choose a Financial Advisor

Occasionally I like to open up the site to guest bloggers to offer perspective on things I can't. Today I've got a post on choosing a financial advisor from Neal Frankle. Neal is a blogging buddy of mine, a Certified Financial Planner in Los … [Read more...]

Credit Card Insurance: Little-Known Ways Your Plastic Can Protect You

I'm off again this week recovering from a whirlwind two weeks of travel for the day job. In the meantime, here's a collection of little-known credit card perks from Michael Dolen, the twenty-something founder of Credit Card Forum, a site where … [Read more...]

What You Need To Know About Finding Health Insurance

I pride myself on being a financially savvy twenty-something -- I have a budget, decent savings, a Roth IRA, and no debt. But when it came to one of the most important financial decisions I've had to make, I was clueless. I'm talking about health … [Read more...]

What Everybody Needs to Know About Life Insurance

Every so often, I get questions on the topic, so I want to clear up two myths about life insurance. Myth 1: Nobody needs life insurance in their twenties, but everybody needs life insurance when they get older. Myth 2: Certain types of life … [Read more...]

Think You Don’t Need Health Insurance? Think Again

The younger we are the more we tend to think that we are invincible and do not need health insurance. Cancer, broken bones, and weird illnesses with names that we can't pronounce are all things that happen to other people and never to us---right? … [Read more...]

What Every Young Person Ought to Know About Healthcare

Young people are the least likely to be insured, the least likely to need healthcare, and the least talked-about group in the healthcare debate. Yet we may end up paying dearly for healthcare reform. If you're young and healthy like me, you don't … [Read more...]

Use Your Health Insurance!

Finding affordable health insurance is one of the most important financial decisions you can make in your twenties. Using that health insurance is another. … [Read more...]

Health Insurance: Understanding Your Deductible, Co-pay, & Out-of-Pocket Maximum

Is anybody else totally confused by health insurance benefits? Even when insurers break down plan benefits in neat grids, you need to know the difference between deductibles, premiums, out-of-pocket maximums, co-pays, and co-insurance to know what … [Read more...]

COBRA: Continuing Health Insurance After You Leave a Job

If you have ever left a full-time job before, you probably got the spiel from HR (or at least a letter) informing you of your right to continue your health insurance coverage under COBRA laws. … [Read more...]

How (and Why) to Get Health Insurance When Unemployed

Health insurance is so important, but it’s not on a lot of young people’s radar screens unless you start a family or get sick. If your parents, university, or full-time employer provides health insurance, fortunately you don’t have to spend … [Read more...]