The younger we are the more we tend to think that we are invincible and do not need health insurance. Cancer, broken bones, and weird illnesses with names that we can’t pronounce are all things that happen to other people and never to us—right? Wrong! [...]

Young people are the least likely to be insured, the least likely to need healthcare, and the least talked-about group in the healthcare debate. Yet we may end up paying dearly for healthcare reform. If you’re young and healthy like me, you don’t spend a lot of time thinking about healthcare. And that’s probably alright—you’re young and healthy. But there are just a few things that every young adult really does need to know about healthcare:

Over 47 million Americans lack health insurance; 39 percent of the uninsured are between the ages of 18 and 34, according to Qvisory.

It makes sense that young people are the least insured. We’re more likely to be in school or working part-time and not have access to employer-sponsored health insurance. We don’t qualify for government programs like Medicaid. Our incomes are low, so we can’t afford even the least expensive policies. Finally, because we’re young and healthy, many of us simply feel invincible and like we don’t need insurance. [...]

Finding affordable health insurance is one of the most important financial decisions you can make in your twenties. Using that health insurance is another. [...]

Have health insurance? You may have come across terms like deductible, premium, out-of-pocket maximum, co-pay, and co-insurance. Understanding what they mean, and the amounts your policy requires can help you manage and budget for healthcare expenses and choose the best healthcare plan for you. [...]

If you have ever left a full-time job before, you probably got the spiel from HR (or at least a letter) informing you of your right to continue your health insurance coverage under COBRA laws. [...]

Health insurance is so important, but it’s not on a lot of young people’s radar screens unless you start a family or get sick.

If your parents, university, or full-time employer provides health insurance, fortunately you don’t have to spend much time thinking about it. But what if you’re self employed or work only part-time? What if you’re employed today but lose your job tomorrow? Do you know where to turn for health insurance? [...]

Earlier this week I wrote about the importance of bodily injury liability coverage, arguably the most important part of your auto insurance coverage. But what about all the other auto insurance coverage types? What do you need to load up on? And which can you skip? [...]

Here’s an interesting tidbit about auto insurance many people don’t know: bodily injury liability coverage is the most important type of car insurance to have and, often, the least expensive. How much liability coverage is enough, and how can you tell? [...]

Car insurance. You hate paying for it until you need it. And a few months later you hate paying for it again. Wouldn’t it be nice if you could actually get a cheaper car insurance policy? The ads claim you can save on car insurance just by switching companies, but getting the lowest car insurance rates takes more than choosing the right insurer. [...]