Archive for: Insurance

You Still Haven’t Gotten Health Insurance – Now What Do You Do?

We're well into year two of Obamacare, and there you are, still uninsured. What do you care, right? You're young, in good health, and not seeing the point of getting insured because the tax penalty is peanuts compared to the monthly cost of buying i … [Read more...]

7 Employers That Offer Part-time Employees Health Insurance

With so many twenty-somethings scrambling to find career permanence, it may help to know that there are employers you can work for who offer health insurance to their part-time employees. No, that doesn’t mean that you’ll necessarily be able to mak … [Read more...]

Reality Check: Buying Life Insurance Young Saves Money

Think you're too young for life insurance? Here's a reality check: The earlier you buy life insurance, the more you'll save. With very few exceptions, the younger you are when you buy a life insurance policy, the less you'll pay. Although h … [Read more...]

How Much Life Insurance Do You Need?

For better or worse, you’ll know you’ve grown up when it’s time to buy life insurance. For me, it was immediately after having our daughter, Molly. I bought a term policy so that, in the event the unspeakable happens, Lauren wouldn’t worry about makin … [Read more...]

FAQ: The Young Adult’s Guide To Affordable Health Insurance

For health insurance coverage beginning in 2015, the Open Enrollment Period is November 15, 2014 to February 15, 2015. If you get health insurance through your employer, this is the time anybody can make changes to your health insurance plan. (You … [Read more...]

5 Reasons To Ditch Your Dental Insurance

Workplace benefits are not all created alike. Some, such as health insurance and life insurance, are life savers. And then there's the sweet, retention-aiding trifles that are stock options and 401(k) matching, which help you use the company's r … [Read more...]

A Policy With Bark: Should You Purchase Pet Insurance?

If you're the doting owner to one or more furry friends, I don't have to tell you that pet ownership is not inexpensive. Food, toys, boarding and routine vet visits aside, the big bills can really stack up if your four-legged buddy gets sick or injur … [Read more...]

Getting Sick Is Bad For Your Wallet; 5 Easy Ways To Stay Healthy And Minimize Health Care Costs At The Same Time

It's easy to take your good health for granted. But things can change in a moment. A sudden illness or a serious injury can waylay your life -- and your finances. Just when you recover from the hospitalization and start feeling positive again, al … [Read more...]

Do You Need Renters Insurance?

Confession: Before I bought my house, I lived in ten apartments in four different cities, and I never had renter’s insurance. I told myself that it wasn’t very likely my apartment would catch on fire or get destroyed in a windstorm. And if that did … [Read more...]

Will Your Car Insurance Come Through After An Accident? Lessons Learned From A Total Loss

Last Fall, I had the misfortune of being on the receiving end of a rescue scenario for which, as a former firefighter and EMT, I had trained and performed numerous times: an auto extrication. As I passed through one of Boston’s beloved rotaries ( … [Read more...]