Archive for: Insurance

Why Aspiring Entrepreneurs Need Business Insurance


Considering striking out on your own? If you’re thinking of starting a small business, or have just started one, then you need to know three things, each of which break down roughly into the global, the social and the financial. The global: Job sectors everywhere are going entrepreneurial. In journalism, for example, the massive disruption […]

Can In-Store Health Clinics Save You Money?


By the end of June, we’ll reach the middle of the so-called “gap year” — meaning that roughly six months will remain before the Affordable Care Act kicks in and America begins an unprecedented experiment with universal health care coverage. Maybe that’s not such a big deal if you have great health insurance thanks to […]

Auto Insurance Scores: The Surprising Truth About How Credit Affects Car Insurance Rates


As I often mention, I login to the free service CreditKarma every couple of months to keep track of my credit score. One time a year or so ago I logged in to see a new feature that differentiated my credit score from my auto insurance score. To my surprise, although my credit score was […]

Getting the Best Term Life Insurance Rates: Three Tips

Insurance isn't sexy, but it's a vital important of a smart financial plan.

Who likes paying more for something when you know you can get it cheaper somewhere else? It’s a gut-wrenching feeling when you’ve paid for goods or services only to realize that you could have saved a bundle had you just invested a little bit more time researching all your options. This has happened to me […]

♥ & $: Thinking of Buying Life Insurance? Don’t Make the Same Mistake I Did

Lisen Stromberg

I can even remember where we were sitting. It was a sports bar down in Soho not far from the office of the non-profit where I worked. I was just a year out of college and eager to grow up, so when I met an insurance saleswoman who assured me the mature thing to do […]

Six Financial Tips for 20-somethings From Financial Planner Cliff Caplan

Cliff Caplan

It’s tempting to think that journalists who write about money for a living have all the answers. (Ugh. You should see my checkbook.) By way of analogy, I’d like to suggest a different way of thinking. We all know Steven Spielberg ranks as one of the all-time great film directors. But when Spielberg needs fabulous […]

When Do You Need To Buy Life Insurance?

When do you need to buy life insurance? When somebody depends on your income.

Simply put; you need life insurance if someone else is depending on your income. Usually this means your children, but it could also be used to pay off debt for your spouse or parents.

Is Whole Life Insurance a Good Investment?

The pros and cons of whole life insurance for young savers.

When you start shopping for life insurance you will come across two different types, whole life and term. Here is an objective review of whole life insurance as an investment option.

The Real Cost Of Having A Baby

A chart showing how much it costs to raise a baby in the first year.

For many of you, crying babies and babbling toddlers are the last things on your mind. If you’re like I was “before child”, when you see a family with a gaggle of kids in line at a store, you pick another register—quick. Been there. Of course now that I’m a daddy, my 18-month old daughter […]

Your Money Checklist

Pilots use checklists all the time; here's how you can do the same for your finances.

3,500 feet above the sleepy small towns of Maine’s Oxford Hills, I nudged the yoke on the rickety old Cessna 152 and banked into a lazy left turn back toward the airport after the day’s flying lesson. As much fun as I was having, I was relieved the hour was almost done—simultaneously keeping track of […]