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Archive for: Investing

Lending Club Review: Get A Loan Without A Bank, Or Lend Money To Others

Today marked an exciting day for crowd-sourcing and social finance with the Lending Club initial public offering (IPO) on the New York Stock Exchange. I've been writing about peer-to-peer lending since 2006, when the trend was in its infancy. Back … [Read more...]

5 “Robo Advisors” That Are Forever Changing How We Invest

Some six decades go, a rash of kitschy sci-fi films depicted robots taking over the world. But no one suspected it might come true in a civilized way. At least that’s what seems to be happening in the investment world with so-called r … [Read more...]

Asset Allocation For Young Investors

Anybody can -- and should -- be an investor. You don't need to study every issue of the Wall Street Journal or even be a "math person" to put your money to work for you in the stock market. There are -- however -- a few important concepts with … [Read more...]

Why Index Funds Cost Less, Reduce Risk And Make You A Better Investor

If the movies are any indication, the road to investment riches is paved with adrenaline, frantic day trading, and -- of course -- frozen orange juice and pork belly futures. As is often the case when Hollywood creates its own version of reality, … [Read more...]

What Should You Do With A Year-end Bonus Check?

After many years of school, I now have my first job and I expect to receive a year-end bonus somewhere between $5,000 and $10,000. What should I do with my bonus check? What kind of saving options do I have? (I will already have maxed out my 401k.) … [Read more...]

5 Major Mistakes Investors Make, And What It Takes To Get It Right

My first mistake as an investor was a doozy, and chances are by the time I retire, it will have cost me tens of thousands of dollars in compound interest, maybe more. I’d love to name the financial advisor who steered me wrong. But I’ve risen abo … [Read more...]

Could An Annuity Belong In Your 401(k) Or IRA? Proceed Carefully

Annuities are complicated financial products that can be overhyped and oversold by commission-hungry sales reps. And until recently, young people had no reason to ever consider annuities. But a new law that allows you to invest in annuities as part … [Read more...]

An Easier Way To Get Into Socially Responsible Investing

New investors wanting to dip their toes into the markets for the first time face an overwhelming number of complex decisions. For example: Which broker do you choose? Should you buy stocks, mutual funds, exchange-traded funds – or none of the a … [Read more...]

How I Save For Short-Term Goals

What are you doing with money you’re setting aside for short-term savings goals? Money you’re saving for eventual retirement or financial freedom should be invested in stocks that have the potential to outpace inflation in the long-run, but you don … [Read more...]

How Much Should Be In Your 401(k) At 30?

What should your contribute to your 401(k)? How much should you have invested for retirement at 30, 40, 50, etc? These are good questions. Here, I try to answer them, but I should warn you: Personal finance is PERSONAL! The more you can c … [Read more...]