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Archive for: Investing

How Much Should You Contribute To Your 401k?

Ten percent? Twenty percent? More? Recently I wrote about the benefits of both 401ks and IRAs offer. We also looked at the emerging Roth 401k option and when it makes sense for young investors. But everybody’s next question is: “Okay, okay, but … [Read more...]

How To Interview A Financial Advisor: A Proven Script From A Wharton School Expert

Hooking up with a good financial advisor can be a lot like finding an ace mechanic: Wherever possible, you’ll want to use word of mouth from trusted friends or family members to find someone who’s ethical, honest and has the experience, if you will, t … [Read more...]

Millennials Who Fall Behind In Saving Will Struggle To Retire

Talk to your parents or your grandparents, and chances are they can describe a past that would sound entirely alien to you: when companies gave employees lifetime jobs, awarded them generous pensions and covered them with low-cost comprehensive … [Read more...]

How To Open Your First IRA

Unfortunately, most of us in our 20s and 30s can't rely on the government or a fixed pension to provide financial security when we grow older. As a result, we face a sobering choice: Save -- often and early so you can one day stop working … [Read more...]

Your Investments Are Up: When To Sell And Take A Profit

Everyone loves a winner. Success in the stock market draws a crowd like a celebrity spotted out shopping -- and it's all the more exciting when you're the one that made the discovery. When a stock or mutual fund you own is up, the last thing … [Read more...]

Don’t Lose Your Shirt To The Next Stock Market Bubble: The Easy Guide To Smart Portfolio Diversificaiton

As an investor, do you have a difficult time understanding -- or implementing -- diversification? If so, you aren't alone. When I used to work as a financial advisor, diversification was one of the hardest concepts to convey to my … [Read more...]

How To Start Saving For Your Kids’ Education (Plus: The Biggest Mistake Parents Make Saving For College)

As parents -- whether current or prospective -- we all want the best for our children. We hope to give them better opportunities than we had earlier in life than we had them and we want them to grow up and surpass us in life. Imagine the pride … [Read more...]

End Your Fear of Investing

You're ready to invest. You sit down at your computer with a stack of investment guides and mutual fund prospectus’s haphazardly laid out next to it and pull up your new brokerage account. You rub your hands together and prepare to buy that stock y … [Read more...]

Be a Smarter Investor: The Best Investments to Make When Markets Waver Between Up and Down

If you've passed Investing 101, you understand the principal of buying low and selling high. When markets start low and trend up, you want to buy until the price becomes too rich, when you sell. If you're content with passive, long-term investing, … [Read more...]

23 Things Beginners Absolutely Must Know About Saving For Retirement

If you're reading this, good for you. It means that you're at least willing to admit that you should get around to doing something about saving for retirement. Ugh. I know. There's nothing fun about this. Saving hurts, for one. And retirement … [Read more...]