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Archive for: Investing

Investing in Bonds Made Easy; Why You Can’t Call Yourself an Investor Until You Understand Bonds

In investing, there are three primary asset classes: cash, stocks, and bonds. Cash is self-explanatory, and most of us have at least a basic understanding of stocks. A stock is simply a fractional ownership interest in a company. But what about … [Read more...]

61/2 Steps to Financial Stability

How do you go from being flat broke to achieving -- if not wealth -- a state of financial comfort, freedom, and security? One step at a time. But: Do you know what your next step should be? I estimate that about 80 percent of questions I get … [Read more...]

Not Rich Enough to Invest in Hedge Funds? Some Alternative Investments You Can Afford

Whispered in the shadows of your office or your in-laws' dining room may be talk of investing in “alternative” funds. Words like “hedge fund” or “private equity” may be thrown around haphazardly with boasts of high returns, low risk, and a lack of cor … [Read more...]

Beyond the Hype, the Real Reasons Some Investors Buy Gold

Watch any financial news network for 30 minutes and you'll likely hear someone talk about gold prices at some point. There's a lot of volume in the precious metal trading hands on a daily basis and it’s easily one of the most popular asset classes o … [Read more...]

Don’t Throw Good Money After Bad; When To Sell A Losing Investment

Editor's note: This post originally ran in October, but with the recent stock market dips lots of readers have been asking whether they should sell losing stocks. Let this post be your guide. Sell a stock if a). it no longer match your investing … [Read more...]

Active vs. Passive Investing: Why Your Investing Style Matters

Let's be honest — investing can be a lot of work. It's easy to be overwhelmed, drowning in an endless and often-contradictory deluge of information from active trader blogs like SeekingAlpha, passive investing forums like Bogleheads.org, or ev … [Read more...]

Want a Future Without Debt and with Plenty of Sunny Beach Vacations? Do THIS Every Three Months

Every year around the end of December, we get inundated with media and advice about New Year’s resolutions. And many of us do set goals around the New Year as we aspire to do everything from eat better and lose weight to earn more money or finally s … [Read more...]

401k Asset Allocation: Two Methods for Headache-Free Diversification

Want to do one thing to ensure the money you’re saving today in your 401k or IRA will be around tomorrow? Diversify. Too many Americans have watched their retirement dreams disappear because they invested solely in the company stock of their e … [Read more...]

Where To Invest: 401k, IRA Or Both?

Decoding retirement savings is as thrilling as an all-day cram session for a standardized test. I get that. But just like that grad school exam, your future depends on it. A few weeks ago, I sent my focus group a quick survey on 401k plans. I … [Read more...]

Are Your Investments Tax Efficient? 3 Things to Check

In the investing world, tax efficiency refers to how well your investment portfolio takes advantage of legal ways to avoid or defer paying taxes on your returns. Tax-efficient investing sounds intimidating, but the basics are easier than you might … [Read more...]