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Archive for: Investing

The Roth IRA: What It Is, How It Works, And Why You (Definitely) Need One

The Roth IRA- What It Is, How It Works, And Why You (Definitely) Need One

A Roth IRA is a saver’s best friend. Learn how Roth IRAs work, why they’re so great and if you’re eligible to contribute.

Asset Allocation For Young Investors

Asset allocation strategies for young investors.

For new investors, there’s no more important concept to master than asset allocation; how to diversify your portfolio with a mix of stocks, bonds, and cash.

Why Index Funds Cost Less, Reduce Risk And Make You A Better Investor

How index investing can make you a better investor and save money.

Investing doesn’t have to be complicated; and with index funds, it’s not. Learn why low-cost index investing may be the secret to a better performing portfolio.

What Should You Do With A Year-end Bonus Check?

What should you do with your Christmas bonus check?

If you’re fortunate enough to receive a holiday bonus, consider the best way to use the money before it disappears.

5 Major Mistakes Investors Make, And What It Takes To Get It Right

5 biggest investing mistakes, and how to avoid them.

For a majority of investors, the same five mistakes will cost tens of thousands in lost returns over a lifetime. How avoid the most common investing mistakes.

Could An Annuity Belong In Your 401(k) Or IRA? Proceed Carefully

The new QLAC law could make annuities an attractive addition to your 401(k)

“No one buys an annuity… they are sold annuities,” says author Stan Haithcock. This complicated financial product is often overhyped, but a new tax law may make certain kinds of annuities attractive to young investors as part of an overall retirement strategy.

An Easier Way To Get Into Socially Responsible Investing

An Easier Way To Get Started With Socially Responsible Investing

Finding investments that align with your social values isn’t always easy; socially responsible mutual funds have high expenses and minimum investments. Motif is an alternative broker that lets you create baskets of stocks for a single trade commission.

How I Save For Short-Term Goals

I use Betterment to save for short-term savings goals of between 1 and 5 years.

Saving for goals like a new car, a down payment on a home or your wedding is different than investing for retirement. Here’s how I invest for goals that are between one and five years out.

LOYAL3 Review: An Easy, Inexpensive Way To Begin Investing

Loyal3 Review: Buy stocks for as little as $10 with no commission.

LOYAL3 is a different kind of stock broker that takes the intimidation out of investing. Investors can buy fractional shares of popular stocks for as little as $10 with no fees or commissions.

What To Do When You You’re Over Roth IRA Income Limits

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If you’re single and make more than $129,000 per year or married and jointly make more than $191,000 per year, congrats: You are no longer eligible to contribute to a Roth IRA. How can you still optimize your retirement savings if you’re over Roth IRA income limits?