23 Things Beginners Absolutely Must Know About Saving for Retirement

Whether you're just starting your first "real job" or have been in the workplace for a few years but haven't gotten around to saving for retirement yet, listen up: it's never too early to start building a nest egg. Statistically, young workers are … [Read more...]

20 Free Trades with Zecco

Any traders out there? Open an account with Zecco before 9/13/09 and get 20 free trades. … [Read more...]

How to Lend Money The Smart Way

Has a friend or family member ever asked you for a loan? Or, have you ever considered lending money---perhaps through social lending---in order to earn better returns than you can with your savings account? If so, you have probably worried about the … [Read more...]

The Top 15 No-Load Mutual Funds

When it comes to investing, my advice is simple. Buy index funds and no-load mutual funds and ignore the stock market (and the endless media analysis and speculation on individual stocks). It's easy enough to understand, but where should starting … [Read more...]

Social Lending Networks Compared

If you, like most Americans, are fed up with the banking system, then social lending might be for you. I believe social lending is the way of the future for both borrowers and investors. And today, when bank savings rates are tiny, the stock market … [Read more...]

Don't Forget April IRA Contributions

Today is April 1st. And that means you have 15 days left to file taxes if you haven't already! It also means you still have until April 15th to make individual retirement account (IRA) contributions that can be counted, for tax purposes, as being … [Read more...]

How to Open a Lending Club Lender Account

I have written a lot recently about my strong belief in the concept of social lending---including my own experiences as a borrower with Prosper. Now that my Prosper loan is almost paid off, I decided to get some experience on the other side of the … [Read more...]

Roth IRA: The Ultimate Retirement Account

Ready to start investing on your own? Then a Roth IRA is the first place to look. Before I took a job at SmartMoney Magazine, terms like 401(k), Traditional IRA, and Roth IRA were all investorbabble to me. I didn't know what they were and---to be … [Read more...]

Pertuity Direct Review

Pertuity Direct is a new social lending site where consumers can lend and borrow money directly without the involvement of a traditional bank. In this Pertuity Direct review, I'll take a look at some of the features and explain how Pertuity compares … [Read more...]

Why You Should Ignore the Stock Market

Note: I first published this post in March 2009 as the already-beleaguered stock market neared its deepest bottoms in more than ten years. Originally a reaction to the hysterical media coverage of that crash (and a simple plug for emotionless, … [Read more...]