How To Negotiate Anything (Even If You’re Shy Or Afraid)

If I were selling a tool you could use to earn more money, pay less for things you buy, and get your way more often, would you be interested? I hope so. Fortunately, I’m not selling anything. This tool is free; it’s called … [Read more...]

This Year, Take Some Risks

Most of us don't like risk. We buy insurance. We work for a paycheck. We put our money in an FDIC-insured savings account even though it pays less than 1.0% interest. These things aren't necessarily bad; a little bit of caution is a good … [Read more...]

How To Be Richer Than Your Friends

Last week, just before Thanksgiving, I sent an article to people on my email list that you won’t find on the blog. I was psyched to see how many of you wrote back saying you enjoyed the advice. If you only saw the subject line or skimmed the … [Read more...]

Richer By The Week: What’s Your #1 Financial Goal?

Any man who can drive safely while kissing a pretty girl is simply not giving the kiss the attention it deserves. ---Albert Einstein. Einstein was a smart guy, and he knew the importance of something that we are terrible at today: How to focus on … [Read more...]

My Experience: Combining Finances With A New Spouse

I’ve been married for a little over three months now, and, since my new husband and I combined our finances right after getting hitched, we've been learning a lot about what it's like to share bank accounts. We went from completely separate … [Read more...]

When It’s Okay To Spend Money

Usually, when readers email me, they ask for advice on how to save more and spend less. That’s why I found it interesting when I received an email from a reader who wanted help with the exact opposite problem. This reader (I’ll call him Cal) … [Read more...]

How to Suck at Work-Life Balance

In a survey last week, I asked some of you: “What’s the biggest thing you’re struggling with in your life right now?” The second most common answer, behind only debt, took me by total surprise. Then again, I’m not sure why it took … [Read more...]

Six Ways to Have Better “Money Talks” with Your Partner

Most couples want to avoid tension, arguments, and---of course--breaking up. One way to do that, it seems, is to talk about money. Whether you're married, engaged, or just starting to get serious with somebody, it's a good idea to come clean about … [Read more...]

Better

What do you want to do better? Why? What's stopping you? Most of us want to get better at something, probably many things. Just look at all the financial goals we have. So today, I'm going to give you four things you can do---actionable … [Read more...]

The Willpower Myth: Why Self-Control Is Not Enough

Do you have good self-control? (Seriously, do you? Please share in a comment. Think you have willpower of steel? Brag and beat your chest---but please give examples of how you’re strong-willed. Know you can’t be trusted alone in a room with a … [Read more...]