The Best Financial iPhone Apps

Updated! Popular since we first published this list of some of the best financial iPhone apps in early 2009, we decided to refresh our original picks. With hundreds of apps new coming onto the market every month, we are sure we missed some good ones, … [Read more...]

This Year, Take Some Risks

Most of us don't like risk. We buy insurance. We work for a paycheck. We put our money in an FDIC-insured savings account even though it pays less than 1.0% interest. These things aren't necessarily bad; a little bit of caution is a good … [Read more...]

How To Be Richer Than Your Friends

Last week, just before Thanksgiving, I sent an article to people on my email list that you won’t find on the blog. I was psyched to see how many of you wrote back saying you enjoyed the advice. If you only saw the subject line or skimmed the … [Read more...]

What’s Your #1 Financial Goal?

Any man who can drive safely while kissing a pretty girl is simply not giving the kiss the attention it deserves. ---Albert Einstein. Einstein was a smart guy, and he knew the importance of something that we are terrible at today: How to focus on … [Read more...]

Your Money Checklist

3,500 feet above the sleepy small towns of Maine's Oxford Hills, I nudged the yoke on the rickety old Cessna 152 and banked into a lazy left turn back toward the airport after the day's flying lesson. As much fun as I was having, I was relieved the … [Read more...]

Financial Checkup: Why Julia Can’t Get Ahead on $35,000 a Year

About once a month, I answer one reader’s financial questions and give them a public financial checkup. If you want to be considered for a future checkup and are willing to share your finances with me, learn more here. Julia is a single, 26-year … [Read more...]

My Experience: Combining Finances With A New Spouse

I’ve been married for a little over three months now, and, since my new husband and I combined our finances right after getting hitched, we've been learning a lot about what it's like to share bank accounts. We went from completely separate … [Read more...]

Free Net Worth Spreadsheet

This post contains a free net worth tracking spreadsheet template for Microsoft Excel (.xlsx). Please enjoy it for your personal use. An explanation of net worth and why I use this spreadsheet follows the screenshot. As you may know, I'm not a … [Read more...]

When it’s OK to Spend Money

Usually, when readers email me, they ask for advice on how to save more and spend less. That’s why I found it interesting when I received an email from a reader who wanted help with the exact opposite problem. This reader (I’ll call him Cal) … [Read more...]

How to Suck at Work-Life Balance

In a survey last week, I asked some of you: “What’s the biggest thing you’re struggling with in your life right now?” The second most common answer, behind only debt, took me by total surprise. Then again, I’m not sure why it took … [Read more...]