I was busy posting last week, as this week's carnivals show! Here's this week's personal finance roundup. … [Read more...]
The Top 10 Reasons You’ll Spend Too Much This Weekend
March 7, 2008 By
Come Friday night, whether you hit the town with friends or do dinner and a movie with your sweetie, weekends take a toll on your wallet. Here are 10 major money-sucks and what you can do about them. … [Read more...]
Fraud Hits Small Banks Too
March 7, 2008 By
Nickel recently wrote about the safest banks. Data he found showed that -- in general -- accounts at larger banks were more prone to be targets of fraud. As my family knows from experience, however, fraud can hit account holders at even the smallest … [Read more...]
Starbucks Closing Tonight For Employee Retraining: My Thoughts
February 26, 2008 By
You might wonder what Starbucks closing 7,100 stores tonight has to do with personal finance, other than the fact it might save you $4 if you happen to crave a latte this evening. Well, if you own Starbucks stock, you might be optimistic CEO Howard … [Read more...]
Four Reasons We Spend More Than We Should
February 26, 2008 By
Americans are not saving money. Our national personal savings rate has been less than 1% since 2005, when our savings rate was actually negative; its lowest point since the Great Depression. If we are not saving, then we must be spending more than we … [Read more...]
More Amex No Pre Set Spending Limit Fun
February 19, 2008 By
Recently I wrote about how I ran up against my American Express charge card’s mysterious spending limit. Well I did it again, and after a phone call with Amex, I can shed even more light on how theses charge cards’ limits are calculated. Despite … [Read more...]
Shoeboxed.com: Receipt Organization a la Netflix
February 8, 2008 By
It seems like only a year ago I was lamenting the absence of innovative web-based personal budgeting tools. Today we have Mint.com and Geezeo.com, and even Quicken has launched an online budgeting product. While these sites are all long overdue ways … [Read more...]
A Country Without Credit
February 5, 2008 By
With the economy faltering, more Americans are paring down their spending. At the least, Americans are starting to buy only what they can afford. Could the next few years become the age of Americans saying good bye to credit cards and living within … [Read more...]
What Recession? I’m Going Shopping
January 25, 2008 By
The markets are seesawing, the big banks are panicking, and W. is throwing U.S. taxpayers a $300 - $1,200 bone. At my age (27 as of next week), I couldn’t be happier. … [Read more...]
10 Easy Financial Resolutions To Become Wealthier
January 14, 2008 By
Yes, I know New Year’s was two weeks ago, but I just got back from a month of travel and I’m ready to tackle my finances for the upcoming year. Here are 10 things I’m doing (and you can also) to ensure a prosperous year ahead. Over the last … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 