I love “best of” year-end countdowns, so I decided to write one of my own: My favorite 50 personal finance websites of 2007! … [Read more...]
What Does a Fed Rate Cut Mean for Young Savers and Shoppers?
The Federal Reserve cut interest rates again on Tuesday. What exactly, do the rate changes mean for us in our twenties, paying off debts, tucking away pennies, and perhaps shopping for a first home? … [Read more...]
It's About Freedom
As many readers have already discovered, The Simple Dollar had a great post last week: Everything You Ever Really Needed to Know About Personal Finance on the Back of Five Business Cards. It's true, all the fundamentals are there. Of all the advice … [Read more...]
American Express Cards DO Have Spending Limits
If you carry a classic American Express Green, Gold, or Platinum card, or any other credit card that has no pre-set spending limit, you probably know that no pre-set limit does not mean no limit. So how is your spending limit calculated, and what … [Read more...]
The Cost of a Long Distance Commute
Have you every considered a long distance commute to take a better job or to live where you want? If so, exactly how much would that long distance commute cost? … [Read more...]
What to Do When You’re Short on Rent
Cubicle life is full of awkward moments, especially when coworkers make personal calls at work. They go from embarrassing to bizarre, but here’s one call I didn’t expect to hear: “Mr. Landlord, I’m going to be late with the rent this … [Read more...]
How Much Do You Spend on Frivilous Purchases?
During a rare half hour of channel surfing last week I caught a segment of the Suze Orman Show on CNBC show discussing a married couple’s disagreement about how much is acceptable to spend on “frivolous” purchases. … [Read more...]
Why Everybody Should Think Like a CEO
If your life was a business, would it be profitable? Recently I began thinking: What if I organized my personal finances like a business? For one, I would need to make a lot of changes. … [Read more...]
I Would Do Anything for Cash, But I Won't Do That
There is no poison in ambition alone. I have found in the last year, however, that I have at times been blinded by my desire to earn enough money to repay my debts, further my education, and build the life of my dreams. … [Read more...]
Avoiding the Freshman $1,500
You’ve heard of the freshman 15, but extra weight isn’t the only danger lurking in the shadows of college campuses. … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results.