How many times have you written out a monthly budget that would make your bank proud, only to completely forget about it one week later as you charge the day’s third coffee to your Visa card? … [Read more...]
What I’ve Learned About Money
April 4, 2007 By
Earning a living is hard work; not spending it all is even harder. The root of all evil is not money, but greed. … [Read more...]
Strategic Spending: The “Fruitful or Frivolous” Test
April 3, 2007 By
Overspenders and cheapskates have the same problem. They can’t make strategic spending decisions. Can you? … [Read more...]
You’re In Debt. So What?
March 25, 2007 By
I’ll bet you have an answer to that question. So what? I can’t sleep at night because of my debt! So what? I have creditors calling me all day long! So what? I can’t afford anything I want to do! Like I said: So what? Like most Americans and … [Read more...]
Your Wallet’s No 1 Enemy: Envy
March 11, 2007 By
I’ve got some good news – and some bad – about your money and your happiness. Before we get into it, think about what you spend your money on. Not your bills, but the things you choose to purchase for yourself. Now think about why you buy what … [Read more...]
11 Tips to Get Your Prosper Loan Funded
February 5, 2007 By
Recently I wrote about my positive experience getting a personal loan from Prosper, a peer-to-peer lending service. … [Read more...]
Should You Ever Pay a Credit Card Annual Fee?
January 29, 2007 By
A lot of other personal finance nerds call people who pay an annual fee on a credit card "stupid". I don't agree. Credit cards with annual fees are not necessarily evil---they can, in fact, be a great deal...for the right person. If … [Read more...]
Six Simple Laws of Personal Finance Under 30
December 8, 2006 By
With all the great personal finance blogs available, you might think the last thing the Web needs is another list of money rules written by some nerd trying to change his spending habits. Maybe you’re right, but here are my Six Simple Laws of … [Read more...]
College Money Mistakes
December 8, 2006 By
What role does personal finance play for college students? In part three of the Money Mistakes We Make Growing Up series we look at the personal finance mistakes college students make, and how to avoid them. It’s no secret many college students … [Read more...]
High School Money Mistakes
December 7, 2006 By
In Tuesday’s post, Childhood Money Mistakes, we looked at financial mistakes kids and their parents make starting even at very early ages. Now think back to high school. How much did you think about money? Friends, football, first loves, and lots … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 