Archive for: Real Estate & Renting

How Much House Can You Afford?

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Shop for your new home the smart way! Learn how to calculate how much house you can afford before hitting that open house or applying for a mortgage.

Should You Pay Off Your Mortgage Early?

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Getting rid of debt is a good thing, right? In most cases, yes. But paying off your mortgage early comes with risks. Here’s how to decide whether paying off your mortgage early is right for you.

Are 20-Percent Home Down Payments History?

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A large number of homebuyers can’t make a 20 percent down payment. When times are good, banks will accept less than 20 percent down on a house. But smaller down payments come with costs…and risks. What you need to know.

How To Best Save For A Down Payment On A House

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When buying a house, offering a big down payment can save you a lot of money in the long run. Here’s how to save for a down payment the smart way.

Why Personal Loans Make Sense For Small Home Improvement Projects

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Personal loans can provide quick and relatively painless financing for small home improvement projects when a home equity line isn’t practical or even available.

How Low Mortgage Rates Can Be Bad For Homebuyers

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Don’t get caught up in the hype over low mortgage rates. Lower interest rates often create a more competitive real estate market and higher home prices. Buy a house only when it’s right for you.

Will I Save Money By Refinancing My Mortgage?

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Refinancing your mortgage is always tempting when rates are low. But will it actually save you money? Here’s how to find out.

What Percentage Of Income Can You Afford For Mortgage Payments?

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What percentage of your income can you afford for mortgage payments? Do you use gross monthly income or take-home pay? Learn how much house you can afford with simple rules based on your monthly income.

When Mortgage Rates Are Low, It’s Always A Good Idea To Refinance, Right? Not Necessarily.

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Even when rates are low, refinancing your mortgage isn’t always the right choice. Here are some points to consider before you refinance.

What Does Homeowners Insurance Actually Cover?

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Homeowners insurance provides peace of mind…until your home incurs damage that isn’t covered by your home insurance policy. Learn what home insurance does and doesn’t cover.