Archive for: Real Estate & Renting

How To Best Save For A Down Payment On A House


When buying a house, offering a big down payment can save you a lot of money in the long run. Here’s how to save for a down payment the smart way.

Why Personal Loans Make Sense For Small Home Improvement Projects

Home improvement - handyman installing wooden floor home

Personal loans can provide quick and relatively painless financing for small home improvement projects when a home equity line isn’t practical or even available.

How Low Mortgage Rates Can Be Bad For Homebuyers

low mortgage rates can be bad for homebuyers

Don’t get caught up in the hype over low mortgage rates. Lower interest rates often create a more competitive real estate market and higher home prices. Buy a house only when it’s right for you.

Will I Save Money By Refinancing My Mortgage?


Refinancing your mortgage is always tempting when rates are low. But will it actually save you money? Here’s how to find out.

What Percentage Of Income Can You Afford For Mortgage Payments?


What percentage of your income can you afford for mortgage payments? Do you use gross monthly income or take-home pay? Learn how much house you can afford with simple rules based on your monthly income.

When Mortgage Rates Are Low, It’s Always A Good Idea To Refinance, Right? Not Necessarily.


Even when rates are low, refinancing your mortgage isn’t always the right choice. Here are some points to consider before you refinance.

What Does Homeowners Insurance Actually Cover?


Homeowners insurance provides peace of mind…until your home incurs damage that isn’t covered by your home insurance policy. Learn what home insurance does and doesn’t cover.

Can My Landlord REALLY Do That? A Guide to Renters’ Rights

A low key shot of a gavel on a book.

Wait, can my landlord REALLY do that? Maybe not. All states give renters rights. If you rent an apartment, understand the basics of landlord-tenant law.

Should You Buy a “Starter Home” Or Wait? dean

Should you get a starter house right now — or should you wait until you can afford your “forever house”? Here are the pros and cons of each choice.

How To Get Approved For Your First Mortgage

How to get approved for your first mortgage.

Mortgage lenders tightened their fists after the recession, but it’s still possible for young buyers to get approved for a mortgage. What you need to know.