Archive for: Real Estate & Renting

What Does Homeowners Insurance Actually Cover?

What Does Homeowner’s Insurance Actually Cover

Homeowners insurance provides peace of mind…until your home incurs damage that isn’t covered by your home insurance policy. Learn what home insurance does and doesn’t cover.

Can My Landlord REALLY Do That? A Guide to Renters’ Rights

A low key shot of a gavel on a book.

Wait, can my landlord REALLY do that? Maybe not. All states give renters rights. If you rent an apartment, understand the basics of landlord-tenant law.

Should You Buy a “Starter Home” Or Wait? dean

Should you get a starter house right now — or should you wait until you can afford your “forever house”? Here are the pros and cons of each choice.

How To Get Approved For Your First Mortgage

How to get approved for your first mortgage.

Mortgage lenders tightened their fists after the recession, but it’s still possible for young buyers to get approved for a mortgage. What you need to know.

Private Mortgage Insurance (PMI) Explained

What Is Private Mortgage Insurance

If you have a mortgage, there’s a good chance you pay private mortgage insurance, or PMI. What is it? Why is it required? And how can you stop paying it?

4 Ways To Make Moving Back In With Your Parents Less Painful

Stuck Living With Your Parents Check Out These Four Survival Tips

Living with your parents as an adult is a savvy money move, but it’s still awkward. We can’t stop your mom from waiting up for you, but these steps can ease some of the stress of living at home.

What Percentage Of Income Can You Afford For Mortgage Payments?

What percentage of income can you afford for mortgage payments

Learn the rules of home affordability to figure out what percentage of your gross monthly income you can safely spend on housing. Caution: Your mortgage lender may very well approve you for a bigger mortgage that you can actually afford.

A Home Buying Checklist: Organize Your Wants And Needs

Use our simple one-page home buying checklist to prioritize wants and needs.

Finding the right home can mean separating what you want from what you need. Here’s how to think about the difference — plus a checklist to help your house hunting.

Mortgage Points: How They Work And When To Pay Them

Mortgage Points How They Work And When To Pay Them

Mortgage lenders will often mention “mortgage points,” but they’re less likely to mention what they are — and how much they’ll cost you. Here’s what they are, and whether you should pay them.

How Much House Can You Afford?

How much house can you afford - MoneyUnder30

Shop for your new home the smart way! Learn how to calculate how much house you can afford before hitting that open house or applying for a mortgage.